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Frugality for Depressives: Money-saving tips for those who find life a little harder Kindle Edition
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A lot of them cook from scratch, shop every sale, have coupon binders, price books, DIY and re-purpose everything. These things are very time consuming. I am a student and I freelance write, pet sit and have other flex jobs after school. When life gets busy I drop all my good intentions. Yes I'd love to do these things but I don't.
Then I end up feeling bad that I can't cook from scratch and live on a grocery budget of $100/month, and do other things that people in the personal finance community do. Abby's book made me feel that it's okay to do things differently and her techniques have even helped me!. A lot of her advice will help both depressives and non-depressives alike.
As the author notes, one in 10 Americans is depressed, and 350 million people worldwide also have the condition. She's not referring to merely a blue Monday or a passing mood triggered by a broken heart or job loss, although such situations can make it hard to function for a bit. Rather, Perry is talking about those who have a day-in and day-out physical or mental illness, such as Fibromyalgia, ADD, anxiety, bipolar disorder or clinical depression, among other chronic diagnoses. Such people have less energy and a lowered tolerance for stress. "Depression can make even simple tasks feel gargantuan," she notes, saying that inertia is a major problem. The condition also "comes with a side of overactive guilt."
She advises such people to be gentle and forgiving of themselves if they fall of the frugal bandwagon. Do only what you can, she urges, and don't make a long list of tasks. Your to-do list may only be a "TWO-do" list with a couple of tasks; she urges you to break those up into microscopic particles if necessary. "When we fail to make realistic plans, we are setting ourselves up for disaster," Perry warns.
Her book touches on sources of help for truly disabled people, and coping strategies for both the mentally and physically ill.(But almost all of us could benefit from some of her tips.)
. "Isolation, while technically frugal, can exacerbate bad spells, which may make you fall off the wagon in other areas of spending," she warns.
Even if it's only a dollar or two at a time, impulse spending adds up, so Perry gives self-talk strategies to convince yourself not to spring for an item: "If you never said 'Gosh, I would absolutely eat mashed potatoes if only I had a self-propelling potato masher,' then you don't need it," she says.
Perry gives many good pointers that any budget-conscious person could use. But she confesses that no one -- not even Martha Stewart-- is 100 percent perfect. "There is no One True Way to frugality," Perry says. "Life is a learning curve, and everyone falls off of it at some point." If you blow the budget, you should think of your mistake as a "teachable moment," and not proof that you're a bad person, she concludes.
While targeting a specific auidence, Perry's common sense advice and witty way with words makes this a worthwhile read.