By Lee Constantine
I was wary this was going to be another 'escape the 9-5 routine' and talk about how one guy was able to do and why you should too. This is not that book. Thank you for that Clayton Daniel. It give practical information backed with short case studies to bring home his point. It also gives one page chapter summaries, which I was not a fan of at first. But as I kept reading they served useful purposes to bring his points back to practicality and demonstrate how they tie into the books overall purpose. Refreshingly well written and filled with valuable content about how a better lifestyle is achieved through managing your funds better. Give it a go!
By Jennifer Mac
A well-written book by an entrepreneur for those seeking to live beyond "average." This book helps one get clear by reverse engineering what one really wants in life beyond just getting rich and traveling. Find your life purpose and learn from Clayton how to fund it - this book is definitely up my ally. I'm getting tired of continually hearing about budgeting by cutting out those coffees and scrimping so we won't have to eat dog food in retirement - my dream is to live a purpose-filled life with clarity, cash flow, and capital. Recommend this book!
By Shaun Green
This book presents a strong perspective on the interplay between personal finances and lifestyle. Clayton's writing style keeps you thoroughly engaged, entertained and looking forward to more. For people who are looking for more out of life... this is refreshing read with clear actionable advice.
About the Author
Clayton is a personal finance expert specializing in cognitive minimalism – the belief that outsourcing the greatest stresses in life such as money to technology and automation, result in better performance across every other area of life. Standing at the intersection of lifestyle and money, Clayton has built a reputation in the personal finance space as an innovator through his work with XY Adviser, building a unique financial services company, speaking engagements and authoring the book Fund Your Ideal Lifestyle. Clayton spent ten years of his corporate career in accounting and financial advice. As personal finance flourished online, Clayton identified a broadening gap between what could be offered through financial planning, and what genuinely helped people succeed in achieving what they wanted out of life. Clayton grew up in a sleepy coastal town where there was never much money floating around, and always thought if money was less complicated, there would have been more to share around. This passion to understand and simplify money led him down the path of personal finance. After working in the personal finance space for a decade, Clayton noticed three consistent problems across all demographics: 1. Not enough time 2. Not finding new experiences 3. Not holding on to enough money These problems boiled down to one thing: people were wasting their life. With the passion to simplify money, and the ability to implement unique service offerings in his own business, Clayton created a service to take on the salary of clients, pay their bills, and ensure there was money to go travelling with each year – while simultaneously building an asset base for later in life. Clients began getting promotions, doing better in their personal lives, winning industry-wide awards, going on more vacations, and still building a larger asset base. In many ways, over the course of twelve months, these clients began living a far more ideal version of their life. Clayton directed his research to decision fatigue and the cumulative effect incessant choices can have. This light bulb moment was the catalyst for the FYIL book, as Clayton realized through taking away his client’s burden of having to think about money, he had stumbled upon not just a superior way to manage a regular salary, but to manage life. Over time, this blossomed into a full three step lifestyle management framework based around the three C’s: 1. Clarify lifestyle 2. Cash flow 3. Capital assets