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GENERATION EARN: THE YOUNG PROFESSIONAL'S GUIDE TO SPENDING, INVESTING, AND GIVING BACK[Generation Earn: The Young Professional's Guide to Spending, Investing, and Giving Back] BY Palmer, Kimberly(Author)paperback on Oct 12 2010

4.1 out of 5 stars 21 customer reviews

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Product Details

  • Unknown Binding
  • Publisher: Ten Speed Press (October 12, 2010)
  • ASIN: B004XGFG92
  • Average Customer Review: 4.1 out of 5 stars  See all reviews (21 customer reviews)

Customer Reviews

Top Customer Reviews

Format: Paperback
I've gotten to know Kimberly Palmer's work through her Alpha Consumer blog and have enjoyed her material throughout the years. I find this book a great read, where you'll find fresh tips as well as anecdotes that shed light on money matters that interest those just starting out in their careers. I wrote my own review on my blog (called TheDigeratiLife.com). But I'd like to say a few words here as well, about Generation Earn: It's a pretty easy, breezy read. The casual style makes it easy for you to whip through the pages. There's a lot about it I appreciate -- I find that it does a great job at addressing the questions and concerns of its target audience: young people who are starting out during a time when debt and unemployment seem to weigh more heavily on our nation.

My favorite section is the one on earning an income (from one or more channels). It's called "Job Juggling". Here, you can see how you may be able to earn income in new ways through approaches that may not have been possible even just a few years ago. I find it inspiring!
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Format: Paperback
A must-read for today's young adults, "Generation Earn" offers practical and sobering -- but hopeful -- guidance on spending, debt, jobs, entrepreneurship, owning vs. renting, negotiating, marriage, investing and philanthropy. One novel suggestion includes tracking, for two weeks, the emotion experienced at the time of *every* purchase, large or small. Kimberly Palmer also alerts readers to beware the subtle seduction strategies of retailers, credit-card issuers and others.

Her engaging and optimistic style makes for an easy read. Yet Palmer succeeds in offering hard-hitting lessons; many who read "Generation Earn" will find themselves taking off their rose-colored glasses and viewing their lives, jobs, priorities, habits and attitudes in the harsh light of 21st-century reality.

Did I mention that older adults might learn a few things too?
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Format: Paperback Verified Purchase
The advice in Generation Earn is unique and timely, and can't be found in one place with more compelling and approachable narratives anywhere else. For having so much valuable information it's not tedious, and reads more like a series of short-stories than financial advice. This is one of a very small pool of post-recession literature that makes the reader feel less like this is Armageddon and more like this is a small part of history that has changed the way we look at money, and maybe for the better.

Especially engaging is the chapter on giving back. Palmer sheds new light on how philanthropy is being handled by young professionals and gives advice on the most effective ways to participate. I now feel confident that the small scholarship I have wanted to start at the dance studio in my hometown is the right way for me to give back.

I no longer feel like there is a conversation about money that I am not a part of. This empowerment has made the "real world" less daunting and the recession less hazardous to my financial future.

If you relate in any way to following, read this book:
I graduated into the recession. College graduation is bitter-sweet by nature, but mine was not marked by glee at having officially left "school world" and the excitement of entering the "real world." Rather, the collective global fear about The Economy made me take a job I may not have otherwise for fear that I would not find anything else. And I may not have. This job also found me making more money than I may have if I had continued to look for something in the anthropology/medicine/journalism field. With said money piling up in a checking account, I realized I needed answers. I couldn't go the usual route (parents) and didn't have anyone else (finance friend) nor did I know where to go (bank? financial adviser?). I Amazoned some key words, bought a few books, and only read this one. Have yet to find a better source.
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Format: Paperback
Young people have been dubbed Generation Debt for their proclivities for spending on credit, but that's an unfair label that can turn into a dangerous self-fulfilling prophecy for the future. Twenty-somethings aren't group of slackers who are profligate with their money; rather, this is a generation desperate for some user-friendly information on modern, values-based ideas of spending, saving and giving back.

U.S. News & World Report financial columnist Kimberly Palmer realized this, and in response, she wrote this terrific book, Generation Earn: The Young Professional's Guide to Spending, Investing and Giving Back.

Generation Earn is focused on the life transitions of young-adulthood -- graduating from college with a pile of educational debt, the decision move back in with your parents or struggle through with six roommates and the how to start changing the world before you've earned your first million. It's an upbeat book that offers financial education without a lot of parental finger-wagging. And running throughout the book is the message that thrift is about your core values and choices, not just a string of numbers on a ledger sheet.

That's an important thing to mention: Most financial guidebooks talk about how to create wealth and pay off debt, with little discussion of why--the purpose behind the quest for financial security. Generation Earn does a great job letting these big-picture issues take a front-stage position, framing money issues in terms of real-life issues for a generation is desperate need of some practical advice.
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