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Get Clark Smart: The Ultimate Guide to Getting Rich From America's Money-Saving Expert Paperback – April 17, 2002
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Top Customer Reviews
This book covers things like car buying and leasing advice, how not to be taken and get a good deal, investing basics, insurance, home buying and renting, travel advice, Time-Shares, Health Clubs, etc.
Clark Howard is personally responsible for saving me $900 through this book and his radio show, all by doing simple stuff. I heard on his show about the Retirement Savings tax credit that I had failed to take in 2002 and probably would have missed this year. I will make sure to claim it this year and file an amended return last year. That was $400 saved. In the book, he also gave me a source (Costco) to shop for auto insurance that will save me $500 a year for slightly better coverage than I have now. I have checked around at many other companys and never found an offer nearly as good.
The writing is casual, fun, and full of anecdotes of how either Clark or his listeners have used his advice to save money. There's an incredible amount of common sense advice to save and protect you from getting ripped off. All of it is practical and easy. Nothing goofy like only buying 10 year old cars or recycling dental floss.
Read the book, listen to the radio show, and start saving your hard earned money!
If, however, your finances are already in order you'll likely be disappointed in the book. For instance, if you are saving properly for retirement, have little or no credit card debt, budget or otherwise control your spending, have 3-6 months of cash reserves for emergencies, have raised your insurance deductibles and know when (and when not) to file an insurance claim, etc., then there's not much here for you other than an affirmation of what you're already doing. Much of his advice will seem like "common sense" to you.
He covers everything from automobile buying to automobile repairs, carpeting, computers, credit and debit cards and other banking services, cellular phone and landline services and long distance, home buying, vacation and travel, and of course scams and rip offs.
"Get Clark Smart" hits the reader with a dense amount of facts about how to derive more enjoyment out of discretionary income. The book lists hundreds of web addresses and can be used as a handy way to look for bargains for traveling, for example. Overall, it's written in a friendly tone from a successful, smart person who is essentially sharing his treasure trove of knowledge about consuming in America to anyone willing to listen. econ
Published in 2002, and most of the WEB links, references, and forms are really up-to-date. Practically all major topics are covered and excellent advices rendered. Major chapters - Cars, Money, Real Estate, Insurance, Technology, Travel, The Basics, Rip-Offs, Workbook.
Each chapter covers several subjects. For example, Chapter on Money covers Investment, Short-tem Investing, Buying selling stock, 401k, Taxes, Credit cards, Dealing with Debt, Credit reports, Divorce, Wills and Funerals.
The language is pretty simple and the book is an easy read.
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Most Recent Customer Reviews
Nothing you couldn't find on the internet today, and for free. Try the "dollar stretcher" or MSN money for instance.Published on December 8, 2013 by TREX