Enter your mobile number or email address below and we'll send you a link to download the free Kindle App. Then you can start reading Kindle books on your smartphone, tablet, or computer - no Kindle device required.
To get the free app, enter your mobile phone number.
How Much Money Do I Need to Retire? Paperback – October 22, 2012
|New from||Used from|
Top 20 lists in Books
View the top 20 best sellers of all time, the most reviewed books of all time and some of our editors' favorite picks. Learn more
Frequently bought together
Customers who bought this item also bought
"I agree wholeheartedly with his various conclusions here."
- Wade Pfau, Ph.D, CFA Professor of Retirement, American College
"I retired at 45 by doing essentially what this author describes."- Amazon Reader Review
"The one-stop playbook for this age-old question."- Travis Banfield, Amazon Reader Review
"I'm an MBA in Finance from a top school and worked 20+ years in the banking industry. This book is the most useful and provocative piece of writing on the topic of retirement planning that I have ever read."- Amazon Reader Review
"I just wished I had read it 15 years ago."- Amazon Reader Review
From the Author
When I faced the same question you're facing right now - Do I have enough money to retire? - I thought the answer would be obvious.
After all, the retirement calculators appear accurate and the retirement planning profession has been at this game for many decades.
Unfortunately, I quickly realized the conventional wisdom had serious shortcomings.
My background in developing statistical market timing systems for the hedge fund industry gave me unusual insights into what makes a stable, sustainable model versus designs that carry excessive risk of failure.
I originally developed the concepts that ultimately became this book for my own use. But as a financial coach, I realized all my clients needed what was in here.
I wrote the first draft of this book as a private distribution document to help my clients. But people began passing it around, others began asking to buy it.
The version you see today was completely rewritten and brought up to date with all the latest research before being published here on Amazon.
The principles worked for me 20 years ago, they've worked for my clients ever since, and I hope they help you retire with financial security and peace of mind.
If you buy a new print edition of this book (or purchased one in the past), you can buy the Kindle edition for only $1.99 (Save 67%). Print edition purchase must be sold by Amazon. Learn more.
For thousands of qualifying books, your past, present, and future print-edition purchases now lets you buy the Kindle edition for $2.99 or less. (Textbooks available for $9.99 or less.)
Browse award-winning titles. See more
If you are a seller for this product, would you like to suggest updates through seller support?
Top customer reviews
A great compliment to this book are Todd's podcasts, which dispel the often repeated and factually inaccurate soundbites in the mainstream financial press.
Todd does have an expanded vocabulary which may confuse some readers, but this book will require multiple reads to ensure the full message and content is understood. I'm now reading through the book a second time, with highlighter and Post-It notes. Readers should treat this material like a college textbook for mastery of its content. The section on ideas to reduce expenses, which will reduce the amount of retirement funds needed, encourages a different way to calculate your financial goal. As noted in the book, most people will not sacrifice their personal comforts for an earlier retirement, but the method is clearly laid out, in an unemotional manner. Math doesn't lie; financial salespeople do.
Well worth the money and time invested for the advice provided!
Furthermore, I appreciate that he is not offering some get-rich-quick scheme. As he discusses, what he proposes is simple, but not easy. You have to have an iron will to accomplish what he did, but it is doable. I was encouraged by what I read and after reading approximately 25 books on various aspects of finance, I feel he is one of the authors I read with a lot of integrity. Well done.
I have asked question many times with inconclusive answers that leave you without a clear picture of investments and retirements future concerns.
This is the second book by this author that I have read and I value the fact he talks in terms the average person can understand.
Even in the technical evaluations he still brings it back to the basics for the common person.
I am grateful for this writing as it has cleared up or solidified many years of questions
Thank you Todd R Tresidder
I also like how the author redefines "retiring" as having more freedom and just being able to do the things you want to do with your time, whether it's hobbies, travel, community involvement, or working doing something that is fulfilling other than monetarily. For me, all of this amounts to figuring out what you really need / want in life, and how to smartly re-prioritize things.