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How Much Money Do I Need to Retire? Paperback – October 22, 2012
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"I agree wholeheartedly with his various conclusions here."
- Wade Pfau, Ph.D, CFA Professor of Retirement, American College
"I retired at 45 by doing essentially what this author describes."- Amazon Reader Review
"The one-stop playbook for this age-old question."- Travis Banfield, Amazon Reader Review
"I'm an MBA in Finance from a top school and worked 20+ years in the banking industry. This book is the most useful and provocative piece of writing on the topic of retirement planning that I have ever read."- Amazon Reader Review
"I just wished I had read it 15 years ago."- Amazon Reader Review
From the Author
When I faced the same question you're facing right now - Do I have enough money to retire? - I thought the answer would be obvious.
After all, the retirement calculators appear accurate and the retirement planning profession has been at this game for many decades.
Unfortunately, I quickly realized the conventional wisdom had serious shortcomings.
My background in developing statistical market timing systems for the hedge fund industry gave me unusual insights into what makes a stable, sustainable model versus designs that carry excessive risk of failure.
I originally developed the concepts that ultimately became this book for my own use. But as a financial coach, I realized all my clients needed what was in here.
I wrote the first draft of this book as a private distribution document to help my clients. But people began passing it around, others began asking to buy it.
The version you see today was completely rewritten and brought up to date with all the latest research before being published here on Amazon.
The principles worked for me 20 years ago, they've worked for my clients ever since, and I hope they help you retire with financial security and peace of mind.
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Top customer reviews
Furthermore, I appreciate that he is not offering some get-rich-quick scheme. As he discusses, what he proposes is simple, but not easy. You have to have an iron will to accomplish what he did, but it is doable. I was encouraged by what I read and after reading approximately 25 books on various aspects of finance, I feel he is one of the authors I read with a lot of integrity. Well done.
I also like how the author redefines "retiring" as having more freedom and just being able to do the things you want to do with your time, whether it's hobbies, travel, community involvement, or working doing something that is fulfilling other than monetarily. For me, all of this amounts to figuring out what you really need / want in life, and how to smartly re-prioritize things.
The book does not claim to have all the answers, but it shows you which things impacts your retirement savings over time. It also provides alternatives to saving up $4M to retire on. Using the guidelines, you can figure out how much money you will need to retire on and also what you can do if you don't have the money for a traditional retirement.
I highly recommend this book for anybody that wants to do some "what if" scenarios and figure out how they want to live when they retire and how much they would need to sustain a specific scenario.