- Paperback: 252 pages
- Publisher: CreateSpace Independent Publishing Platform; 1 edition (March 21, 2013)
- Language: English
- ISBN-10: 1482653729
- ISBN-13: 978-1482653724
- Product Dimensions: 8.5 x 0.6 x 8.5 inches
- Shipping Weight: 1.3 pounds (View shipping rates and policies)
- Average Customer Review: 4.7 out of 5 stars See all reviews (87 customer reviews)
- Amazon Best Sellers Rank: #125,335 in Books (See Top 100 in Books)
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How To Retire Early: Your Guide to Getting Rich Slowly and Retiring on Less Paperback – March 21, 2013
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About the Author
Robert and Robin Charlton retired early from their jobs at the age of 43 so they could travel the world and live life more fully. They live in Boulder, Colorado but spend much of the year traveling both in the U.S. and abroad. They prefer to travel slowly and on foot as much as possible, staying in a country for weeks or months at a time when they can. They keep a personal website documenting their travels at wherewebe.com.
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Top Customer Reviews
The Charlton's philsosphy about money and dedication to saving is inspiring, and I wish this could be taught in schools. Many people do not have the dedication to do this but some simply don't know its possible. I wasn't a fan of all of the investment advice, but I concede that its very difficult to give investment advice in a book- the market is situational and clients are individuals after all! This book isn't really about investment advice though- its about saving to meet a goal and I did appreciate the Charltons telling what they DID, warts and all. I found the discussion on taxes in retirement very interesting. Overall I think this is a blueprint that could work for a lot of people. Our situation is different as we have 2 grade-school age children, but it won't be difficult to adjust the calculations for that.
I wish they had covered a little more about how they allocated their spending AFTER retirement- I'm pretty good at the saving part, but accurately calculating how much I will need to travel and live in retirement is a little scary for me. Did they calculate correctly, underestimate? Did they forget to include anything in their calculations? I would be interested to know what percent of their income goes to trips and how much goes to daily living expenses. By the way, I wrote down my retirement date- it felt great!
I have been thinking about the idea of retiring early (or at least partially retiring) for a little while now (I am 43), but mostly as a pipe dream that I always dismissed. Because how in the world would that be possible? In part because I couldn't see how to pay for health insurance. That's why I really appreciated the chapter on health care in retirement in particular.
I read this book basically in one sitting because I got so excited as I was reading along because I realized that this early retirement idea could *actually* work! And it motivated me to go out on a limb and throw out a really crazy idea and see if I could retire in 10 years (by age 53). With the help of the Excel spreadsheet from the author's website, I pulled together all of the required financial information and played with several scenarios. And guess what! I think it may actually work!!!! I also went over it with my financial planner who uses her own retirement calculator, but with my numbers, we basically came to the same conclusion. Knowing that I have the option of early retirement (if I actually do it or not) has given me a completely new outlook on my future!
My only reason for 4 stars is that the authors touch on Early Retirement for couples with children (only a few paragraphs which is fine) but I think that really needs more consideration on those figures because properly raising children takes a lot more money and time (away from graduate school and career) than people would think.
Most Recent Customer Reviews
Love the inspiring photos on the website. Deeply appreciate the serious How-To details you give in your book.Read more