on October 4, 2013
UPDATE: Dec 1, 2013- Well, I am still not convinced that the feature set justified the upgrade, and the program still worries me. I backup every couple of days in anticipation that I will lose my data file someday. Continuing problems. Every now and then, usually when I am doing a lot of transactions, the program will just decide to close. It appears to happen when I have several weeks of catch up to do. Nothing is lost, but I need to reopen the program and pickup where I left off. The graphics, as comment by others, appear to have been coded by an beginner. When you click on an account, the ledger windows shrinks to about 1" by 1", background colors flash, and eventually the register will open. Really poor graphics. Another problem that appears to be happening on downloads is that quicken thinks I have duplicate check numbers. I will accept a transaction for a check, then the next transaction, which is not a check and just a straight debit card charge, generates a dialog box saying I have duplicate check numbers and if that is not the case, just accept the transaction. Don't know what is happening here, but it appears the program is confused. It is not my Bank! This just started with Quicken 2014, and my bank is extremely tech literate. If quicken doesn't up their game, current online banking services will replace them. My bank will already project pending and scheduled transactions against future balances.
ORIGINAL: Oct, 4, 2013- I upgraded from Quicken 2011 since it was approaching the 3 year limit. Interface changes are not that significant and in some cases a step backwards. Can't understand who architects the UI, but it doesn't appear like anyone who actually uses the software is involved. Loan button was removed taskbar. Liabilities are merged with assets on account bar. No way to get rid of assets, or choose assets for accounts, without hiding them from all displays. No way to move display of liabilities (loans) to a more user friendly place close to bank accounts. Lot's of other functionality that has never been implemented.
Real negative problem. Loading of account screens. I don't know who programed this, but it is clunking and slow. Small minimized window flashes before account ledger is displayed. Found a major problem with program scheduling. Try a high disk activity task and programs stalls until it is complete. I was ripping from a DVD drive to HD on a separate controller, secondary RAID controller. While every other program, to include the browser, functioned fine, Quicken locked and would not load a screen account until I got a pause between rips. It appears the program runs, with the flashing screen problems other have noted, when it is the only program. If there are other windows open, it appears to have the last priority and must access the disk before loading an account register. Intuit-it is not my computer and if you dismiss this, you are ignoring all the other mentions of slow loading of accounts.
Had do upgrade, not happy. Still wait for someone at Intuit to actually improve the functionality and make this product attractive again.
Follow-up on functionality pet peeves:
1. 401K matching. A bi-weekly chore for most non-salary quicken users is adjusting employer 401K contributions. You would think that a program of quicken's pedigree would have incorporated a simple employer match for 401K. Instead, when the weekly 401K amount changes, the user needs to make two entries, one for the employee and one for the employer. Simple functionality of setting up the paycheck with matching would solve this problem. There are several simple matching schemes that could be added. 100% match. xx% match to a limit. xx% match to limit, with fixed employer amount based on salary. Possibilities are endless.
2. After all this time, if my bank can get utilities bills, why can't quicken? My bank will get the utilities bills and pay automatically. However, when quicken schedules the bill, the amount is incorrect so when the bank transaction is downloaded, I get duplicate transactions. Why can't quicken schedule the correct amount, or come up with an algorithm that matches the two transaction? Bank registers are becoming more functional than quicken.
3. Transaction matching. Why hasn't someone done a little work to make this more useful? How about some register/account aware matching. I schedule transfers to several accounts. In the scheduling I do, quicken knows the register, the payee, and the receiving account. However, when the bank transaction comes in, it only matches the name and amount. If the name matches, it will change the receiving account, even though I probably got it right in the first place. So when you have several transaction that come down from the bank, if quicken matched not only on name, but also on account that it comes from, I wouldn't have to manually scrolled down and select the correct one.
This all seems a little picky, my first transaction in quicken is from 1989. This doesn't count the incorrectly converted transactions the quicken now says occurred in 1912. Over the years, the annual updates have included less and less real functionality updates to the UI. Intuit has pursued some strange functionality, and ignores all the requests to improve the mundane day-to-day transaction improvement that people encounter all the time. That is why I have gone from an annual update cycle to only 3 year forced updates. I can tell you, that there are no real improvements since 2011, that are worth the reduced price of $69.00.