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It's Not Common Cent$: A 30-Day Personal Finance Crash Course for College Students and Young Adults. How to Manage Money, Save Money Fast, Pay off Debt and Invest in the Stock Market. Paperback – February 19, 2021
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Aaminah Amin
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Did you learn about money management and building wealth at school? Nope, neither did I
Do you feel overwhelmed by all the ‘money stuff’ you’re supposed to know, but don’t know at all? You’re not alone
Adulting is hard. And no matter how old you are, if you don’t know how to handle your money, it can be difficult to feel like an actual adult.
Even though you may be enjoying some independence and even be supporting yourself with a job, you may feel totally clueless when people start talking about insurance, taxes, and investments.
And it’s not your fault.
Personal finance was not taught to us in school. We weren’t taught about budgeting, stocks, or mortgages. We didn’t learn about what we can do with our money so we don’t lose it to inflation.
In fact, according to a recent study by the TIAA Institute, only 16% of Americans aged 18-37 are considered financially literate.
The good news is you’re still young. It is not too late to set yourself up for long-term financial success.
And don’t worry. It doesn’t have to be hard - you shouldn’t be intimidated by terms like compounding and risk diversification. I will break it down for you. I’ve been in your shoes before, and I get it.
My goal is to empower you with the financial knowledge that no one teaches at school. Knowledge that I had to learn the hard way.
No matter what your finances look like right now, this 30-day crash course will take you from broke and clueless to financially literate and independent in no time.
Simply follow my step-by-step plan. 30 days is all you need to change your money habits and change your life.
In It’s Not Common Cent$, you will discover:
- How to become financially literate and build good financial habits in less than a month, even if you’re completely broke right now
- A foolproof budgeting hack that allows you to spend guilt-free on the things you love
- How to save money consistently and effortlessly without having to monitor your bank account every month
- Why paying off your student loans is a more urgent concern if you’re American than if you’re British
- The secret to building up a solid credit history without drowning yourself in debt
- The millionaires’ secret to building wealth that you can easily follow, without a financial advisor
- Tax preparation in terms you’ll understand - don’t pay a single cent more in taxes than you have to
- How to invest smartly using this “lazy” strategy that requires minimal funds and even less effort
And much more. If you’re thinking this is something you can delay until you’re older, think again. The millionaires of today didn’t start building wealth yesterday.
If you wait too long to learn the basics, you could find yourself neck-deep in debt or end up having zero dollars saved up for an emergency. And then you’ll have to work twice as hard to get yourself back to where you are now.
Don’t get left behind because you’re too lazy or too scared. The concepts in this book are simple, easy to digest, and most importantly, FUN. Pick it up, and I promise you won’t want to put it down.
If you want concrete, actionable advice on how to get a grip on your finances in just 30 days, then scroll up and click the “Add to Cart” button right now.-
Print length276 pages
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LanguageEnglish
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Publication dateFebruary 19, 2021
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Dimensions5.5 x 0.7 x 8.5 inches
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ISBN-13979-8711578734
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Product details
- ASIN : B08WZCVC1D
- Publisher : Independently published (February 19, 2021)
- Language : English
- Paperback : 276 pages
- ISBN-13 : 979-8711578734
- Item Weight : 12.5 ounces
- Dimensions : 5.5 x 0.7 x 8.5 inches
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Best Sellers Rank:
#34,769 in Books (See Top 100 in Books)
- #3 in Automotive Insurance (Books)
- #5 in Business Insurance (Books)
- #6 in Job Markets & Advice
- Customer Reviews:
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About the author

Aaminah spent 5 years working as a Financial Consultant for a large corporate firm. In those 5 years she went from broke Graduate to debt-free CEO. At age 25, Aaminah quit her job by choice to become a full-time entrepreneur. She runs 3 businesses, has 5+ income streams and is a FIRE enthusiast on track to retire by age 40 .
Aaminah’s goal is to help college students and young adults to achieve financial freedom, by empowering them with the financial knowledge that no one teaches at school. As CEO of 30-Day Money School Ltd, she is devoted to simplifying personal finance for young people and making it fun to learn about.
Personal Finance is Personal and there is no one-size-fits-all-approach. If you have questions on the content of the book, feel free to reach out to Aaminah in her Facebook group or Instagram page. She offers free coaching and exclusive support to the members of her Facebook group: 30-Day Money School: How to Budget, Save & Invest for Beginners. Her Instagram Handle is: 30 Day Money School.
Customer reviews
Top reviews from the United States
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The author understands money. Though educational, the book is light-hearted, funny, and enjoyable to read. It would make a perfect high school or college graduation gift.
I have read many books on personal finance, and I learned more from this book.
I wholeheartedly recommend It’s Not Common Cent$.
I was fortunate to receive an early copy from the author as I was part of her launch team. Highly recommend.
By Ivan on February 24, 2021
I was fortunate to receive an early copy from the author as I was part of her launch team. Highly recommend.
I have read many books, but never a one like this (It's Not Common Cents$). As the title of the book suggests, it has invaluable suggestions, real-life experience and best practices wrapped up in humor. I loved the way she puts things into perspective with examples and stories. The financial concepts are explained in a basic way possible.
I would definitely recommend this book to everyone.
Top reviews from other countries
I’ve paid off my credit cards and opened up an investment account for the first time. Thanks to the author for creating something that is fun, engaging and actionable all at the same time! Would recommend to all college / university students.
Reviewed in the United Kingdom on February 20, 2021
I’ve paid off my credit cards and opened up an investment account for the first time. Thanks to the author for creating something that is fun, engaging and actionable all at the same time! Would recommend to all college / university students.
A funny finance book? I was not expecting Common Cents to be hilarious - here's a few noteworthy examples:
"Let’s go back to that basic knowledge we were talking about, like how the plastic in your wallet or purse gives you money that isn’t yours so you can buy things you don’t need with money you don’t have. Then it charges you an arm and a leg for that dubious pleasure. That’s credit cards."
"I’m a shoe girl. Love them. Don’t call me Imelda, though. I’ve only bankrupted my husband—not a whole country—for my shoe collection. LOL. Don’t worry, he’s not bankrupt. Yet. Winking emoji."
"The important point is that your outgoings need to be prioritized. Think of a sinking ship and the captain calling out, “Women and children first! Men last. Camels after the men.” In money terms, that’s you, the Captain of Your Money Ship, shouting, “Food and shelter first! Jimmy Choos last!” And you probably won’t be buying a camel, so you can ignore that."
"Looking at your past finances can be uncomfortable the first few times you tackle it. The point is to give you a sense of what you’ve spent money on already, and this will give you the framework to plan how you might be spending money in the near future. To help you get to that point, it’s time to take some action. Grab a flat piece of wood with no splinters that’s big enough to sit on. Take some long nails and hammer them through the wood until you have a bunch of nails sticking out the other side. Then put the piece of wood on a chair with the nails sticking up and sit on it. That’s what I call uncomfortable. Budgeting will be a breeze after that. I’m kidding, you know. Don’t hammer long nails through wood and then sit on it. Short nails work fine."
But nothing has resonated with me as much as this book. It feels like it's actually written for someone living in the real world in 2021. Not some frugal fantasy land where it's acceptable to live off rice and beans or have 4 roommates despite having a family of your own.
There's a concrete action plan provided in each chapter, so you really feel like you're making progress while you're reading. I got more out of this than I did out of more expensive personal finance courses but some of the more well known names in the industry.
I would give a copy of this book to every teenager in the UK, that's no exaggeration.
Reviewed in the United Kingdom on March 17, 2021
But nothing has resonated with me as much as this book. It feels like it's actually written for someone living in the real world in 2021. Not some frugal fantasy land where it's acceptable to live off rice and beans or have 4 roommates despite having a family of your own.
There's a concrete action plan provided in each chapter, so you really feel like you're making progress while you're reading. I got more out of this than I did out of more expensive personal finance courses but some of the more well known names in the industry.
I would give a copy of this book to every teenager in the UK, that's no exaggeration.
This book covers everything in a crazy amount of detail and breaks it down so it’s super easy to get things done. I got an early copy from the author and spent 30 days working through the “crash course”. It’s made a tangible impact on my life. I’d highly recommend this book as a cheaper and far more effective means of understanding and growing your money!
Reviewed in the United Kingdom on March 1, 2021
This book covers everything in a crazy amount of detail and breaks it down so it’s super easy to get things done. I got an early copy from the author and spent 30 days working through the “crash course”. It’s made a tangible impact on my life. I’d highly recommend this book as a cheaper and far more effective means of understanding and growing your money!
Should be compulsory reading for colleges and sixth forms!
The author has done a fantastic job in synthesising and simplifying complex concepts in a format which is very easy to follow and fun to read.
Reviewed in the United Kingdom on February 21, 2021
Should be compulsory reading for colleges and sixth forms!
The author has done a fantastic job in synthesising and simplifying complex concepts in a format which is very easy to follow and fun to read.













