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About Joseph Éamon Cummins
'On the Edge of the Loch: A Psychological Novel Set in Ireland' reached bestseller position in five categories and has been awarded more than eighty 4-star and 5-star reviews from readers all over the world, including the US, UK, Australia and South America.
His standout homebuyer guide 'Not One Dollar More! How to Save $3,000 to 30,000 Buying Your Next Home' is another bestseller. A classic, it has been acclaimed by consumer protection agencies and homebuyers since first published in 1995, selling over 120,000 copies. The new, completely revised edition (purple and white cover) addresses critical recent changes homebuyers need to be vigilant about.
The author is an organizational psychologist and educator, and a former independent consumer advocate. He coaches and trains in the area of personal psychology and achievement, and occasionally speaks on 'psychology in fiction writing'.
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WHY YOU NEED TO READ THIS BOOK -- 120,000 copies sold
Almost all homebuyers pay too much for their homes . . . and never discover their misfortune! After all, who's going to tell them?
Since 1995 (counting couples) this guide has helped around 200,000 buyers save money, avoid tricks and traps, and buy a home that brings true peace of mind.
This guide is trusted because it is unchallengeably honest. The author, a long-time consumer advocate, has NO ties to any real estate or finance entity -- you get NO sales pitch, NO up-sell, NO add-on, NO nabbing of your email address. Just priceless advice on issues that confuse and hurt homebuyers.
American Homeowners Foundation (represents 70m homeowners) said: 'Few book writers can put money into your pocket, here's one who can!'. Tony Robbins said: 'This book is extraordinary!'.
Learn the Risks -- Buy Safe
The risks come from buyer misconceptions and the real estate industry's 'fogginess'. Whether you're a first-time buyer, getting married, busy parent, contemplating retirement, or investing, you'll have ONE chance to:
• Buy your home at the lowest price
• Get the best home loan possible
• Protect your future quality of life
• Avoid ending up with the 'house from hell'.
You need to be savvy because, unbeknownst to most buyers, traditional sales agents pledge loyalty only to the seller -- NOT TO YOU! Their job is to get the highest price out of you, or sell you one of their own double-commission listings -- all the time acting like you don't need a loyal ally at your side in one of life's riskiest undertakings!
Small mistakes can cost you decades of overpaying, even tens of thousands of dollars. But once again, who will tell you before it's too late? The author tells of how he witnessed one ordinary homebuyer overpay by $100,000 -- a sad case that led him to write this book.
Right now you need to find answers to these questions:
• How can you spot when you are not being advised in your best interest?
• How can you save time, stress and money buying your home AND your mortgage?
• How can you get unbiased guidance and become a Smart Homebuyer?
Discover in this book what you need to know! It could easily turn into your best investment in your long-term security.
Filled with practical know-how, Not One Dollar More! is unapologetically 100% pro-homebuyer!
You learn (in plain English) from actual examples, real-life case studies, Home-for-Sale stories, and buyers' mistakes that teach you and protect you. You get peace of mind, good decision making, and you keep more dollars in your pocket.
Consumer advocates refer to this book as 'The best!'. It's different from other books. It tells you clearly and honestly what you need to KNOW, DO and SAY.
‘Compelling! Each chapter a literary or visceral delight. I could neither wait for nor predict the sublime outcome.’
Jack Engelhard, Author of Indecent Proposal
A masterpiece of obsession, conspiracy and intrigue, this gripping tale is about two impassioned people and the life-or-death risks they take for new lives.
At 27, Irishman Tony MacNeill is free. After ten years in American prisons life is hazardous — but intoxicating. On a brief retreat to Ireland a chance encounter with radiant Lenny Quin feels like a drug in his veins.
She’s odd, villagers warn, a castle-dwelling recluse. But his soul knows better.
When she disappears whispers emerge of heroics well beyond his own ordeal. On her return, despite the warning signs, their passions fuse intimately. To each other they represent a final chance at redemption.
Then two eccentric strangers enter and a string of chilling events pushes Tony to breaking. But delusion or dream, his obsession with Lenny will not yield.
He’s certain he can defeat the enemy.
Except, who is the enemy? And will Lenny's secrets allow?
What he doesn’t yet know will lead to nerve-tingling encounters and a huge unpredictable ending.
‘Dark and frightening and brilliantly bright; I'll read it again for rhythms of other Dubliners, like James Joyce.’ Dick Noble, Author of The Adventures of Mousco Polo. (Amazon verified purchase) 5 stars
‘Like a great movie that you feel is real, I’ll never forget this story. I knew nothing about this book until I started reading then I couldn’t stop, especially the three end chapters, you don't want it to end.’ Amazon Customer, USA (Verified purchase) 5 stars
‘Cummins' gift is solemn and resplendent, as cinematic as the sweep of Ireland itself.’ James Rutherford, Author of Trumped! The Inside Story of the Real Donald Trump. (Amazon verified purchase) 5 stars
‘Storytelling at its best but not for timid souls,’ Karen, USA (Amazon verified purchase) 5 stars
‘You are almost part of their souls . . . I was captivated.’ Amazon Customer, USA (Verified purchase) 5 stars
‘Riverdance in my ears, words dancing off the page, beautiful poetic language, nothing short of startling,’ Amanda Clowes, UK (Amazon verified purchase) 5 stars
‘Immensely enjoyable. Could not put this book down! Believable characters, all of whom I became very fond of. Highly recommended,’ Jan McCulloch, UK (Amazon verified purchase) 5 stars
‘A delightfully edgy work of fiction, don’t wait for the film version! Highly recommended,’ Amazon Customer (Verified purchase) 5 stars
‘From start to finish I was captivated. You think you know where the writer is bringing you, then you realise you don't have a clue!’ Janet Mooney, Ireland (Amazon verified purchase) 5 stars