Start building your wealth over your working years today. Save more money, invest wisely, keep your investment fees low, and take advantage of key tax breaks your Uncle Sam affords. My only goal is to have you not only grasp these easy-to-learn tenets of accumulating wealth, but motivate you to act on them in your own best interest.
Tax-advantaged accounts like employer-offered 401(k) type plans, Roth IRAs, traditional IRAs, and Health Savings Accounts are the low hanging fruit of the investment world. You've got to max these out before you even think about investing anywhere else. Why? Everything else being equal, you'll earn a higher after-tax rate of return in tax-advantaged accounts than in regular taxable ones. Add an excellent investment plan and low fees, and you've got the most effective investment weapons on the planet!
You don't need an expensive broker or financial advisor to invest in these accounts. It's better to keep your costs super-low and invest those commissions and fees. That will make a huge positive difference over time and is probably a lot easier than you think. All you need is a bit of interest, the want to grow rich, and some motivation to get started.
Through my books, live seminars, and webcasts, I want to help you better understand these financial planning-related topics. Whether you are a do-it-yourselfer or just want to get a handle on your advisor's recommendations, rest assured the information I deliver is current and free of conflict. That's why I publish electronic and print-on-demand books: It enables me to edit and update all applicable information as necessary.
Many of the investing principals presented in my books are what a lot of brokers, financial advisors, insurance agents, big mega-banks, and Wall Street don't want you know: You can manage your own plans and quite possibly outperform them all!
After years of searching, I discovered I love teaching and writing. I have a Master's degree in teaching and Certified Financial Planner® status. That's why I enjoy explaining these sometimes hard-to-understand topics.
Nothing makes me happier than the prospect of you reading one of my books, making changes, and realizing incredible positive differences to your financial situation. Empower yourself by taking control of your own finances and estate planning. No one cares more about your money than you do!
