Kimberly Palmer is the author of "Smart Mom, Rich Mom: How to Build Wealth While Raising Your Family." She is also the author of "The Economy of You: Discover Your Inner Entrepreneur and Recession-Proof Your Life" and "Generation Earn: The Young Professional's Guide to Spending, Investing and Giving Back." Her books have been translated into Chinese, Thai, Spanish, Portuguese and more. She frequently appears on radio and TV to talk about work and money topics. You can find her at www.kimberly-palmer.com.