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Living Rich for Less: Create the Lifestyle You Want by Giving, Saving, and Spending Smart Hardcover – December 16, 2008
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– Dr. Kevin Leman, best-selling author of Have a New Kid by Friday
"Ellie Kay makes complicated financial concepts understandable. Heeding her advice will give you an extraordinary quality of life as you learn the secrets of living and giving in a way that multiples your resources.”
–Carol Kent, best-selling author A New Kind of Normal and president of Speak Up Speaker Services
“We feel richer already! Ellie Kay gives a billfold full of ideas to help place more money back into your pockets! With three kids in college, and retirement on the horizon, Ellie’s wisdom is a wealth of encouragement, comfort, and practical proven helps.”
–Pam and Bill Farrel, international speakers, best-selling authors of Men are like Waffles, Women are like Spaghetti, and Ten Best Decisions a Couple Can Make
“Ellie work, helping us be better stewards, is one of the great services to families across our nation.”
–Dennis Rainey, executive director and radio host of Family Life
“Ellie is amazing! I don’t think she ever sleeps! She provides great information and is always a fun guest on the show.”
–Bill Griffith, host of CNBC’s Power Lunch
“Ellie is the gateway to mainstream America.”
–Marc Myers, money columnist, Reader’s Digest
“A splendid example of the far-reaching and positive impact that an individual with vision and faith can make in our world. Thank God to people like her who are a tremendous inspiration!”
–Dr. Robert H. Schuller, The Crystal Cathedral and television host of Hour of Power
“Ellie provides an amazing abundance of helpful and insightful information.”
–Dr. Norm Wright, best-selling author and licensed marriage, child and family therapist
“She makes things simple so even I can understand it.”
–Dr. Kevin Leman, best-selling author of Making Your Children Mind Without Losing Yours and Have a New Kid By Friday
“The debt mentality in our society is rampant, and people are desperate. Ellie hits the nail on the head by defining those struggles and offering practical solutions in a remarkably clear way.”
–Howard Dayton, CEO, Crown Financial Ministries
“A gifted communicator…interesting, educational, and very helpful. I recommend her work wholeheartedly to any family in America.”
–Ron Blue, president CFP Network
“Provides the world’s most practical information on family finances. She gives real answers for real people dealing with real finances in a real world.”
–Phil Waldrep, author of Parenting Prodigals
About the Author
Top Customer Reviews
This was by far the least helpful. The author provides almost no tips on how to spend smart. She tells us to save 10% of our income, donate 10%, and spend 80%. I already donate to charity, I already save, I wanted advice on how best to save and how best to spend the remainder of my income. This book offered no advice for that.
I admire the fact that Kay dug herself out of $40,000 in debt, but while reading the book you discover part of the reason why is that she was a winning contestant on the Price is Right and took home thousands!
Books like Frugal Living for Dummies are much more helpful.
The entire book can be summed up with Kay's 10/10/80 principle - donate 10% of your money, save 10%, spend the other 80% wisely. That's it. Her advice for spending the other 80% wisely is essentially use the Internet to find good deals, use coupons, buy on sale, and negotiate. There are many other books that cover these same topics but in much greater detail.
I was also turned off by Kay's product placement. She has been a paid spokesperson for Proctor & Gamble and others and it shows. She tells consumers to buy Dawn dish soap because it is ultra concentrated so it lasts longer, but most stores have generic versions of ultra concentrated soap that works just as well and lasts just as long (and is much cheaper). She also pitches another PG product, Bounty paper towels, and I've used other less expensive brands that were just as good. But Kay never recommends buying the generics of these products. I do not think a paid spokesperson should offer supposed unbiased advice.
If the book offered other great tips or advice I could have overlooked the product pitches, but unfortunately it didn't.
She made her own baby wipes for SEVEN kids, but she buys BOUNTY paper towels to make them????
Anyway, the message is give 10%, save 10%, and spend the rest wisely.The MESSENGER sounds like a plagiarist and a best-SELLING author. So I guess the real key to success is to actually use these principles to turn your life around, and then write a book about how these ideas you came up with allowed you to become a writer.
(R)edeem,get(I)nstruction,(C)ommit,and never give up (H)ope, and before you know it, you'll be so RICH you'll be saving "$2500 per couple" on that cruise you were planning on taking...when you were so broke you couldn't even pay attention. Is anyone reading this book actually going on a cruise??? I'm sure Ellie Kay a very nice lady who means well.
The rest of the book contains stories about how she saved a lot of money in her own family, but not all the scintillating examples would work for every family. Practical, yes. Applicable, not always. If you read Living Rich on Less, you will walk away from the book with some tips that you can immediately put to use (like using Travelzoo.com to get alerts on great travel deals, just one of the numerous Cha-Ching Factor tips Ellie Kay provides throughout the book), but don't expect to be blown away with much more than hit-or-miss tips that may or may not work for you.
Most Recent Customer Reviews
Read it, awesome. Haven't been able to implement what it says I should do. Bad on me.Published 1 month ago by veronica bonet
"There is a rich lifestyle imbedded in your paycheck." (p. 2). The author continues the average U.S. family income is $48,000 with 85% of the population (household? Read morePublished on December 3, 2013 by C. Wagner
The first thing to say about Ellie Kay is that she grew up in Fort Worth! So of course I'm going to love a book by a Fort Worth girl! Read morePublished on April 27, 2012 by Paul Mastin
A few of the stories are in her previous books and she follows her usual theme, but there's enough new that I am glad I made the purchase. It's like the Ellie Kay remix. : )Published on January 19, 2011 by Catherine
I'm not going to lie. I hate financial stuff. Not that I don't have reason. On paper I've BEEN worth a million... Read morePublished on January 4, 2009 by Kelly Klepfer
Ellie Kay's "Living Rich For Less: Create the Lifestyle You Want by Giving, Saving and Spending Smart" offers useful tips written in a friendly style. Read morePublished on December 30, 2008 by Terra Hangen
Living Rich for Less by Ellie Kay is the rare completely enjoyable self-help book. Kay, who is well known for her financial know-how and down to earth ideas, writes like your best... Read morePublished on December 18, 2008 by Christina Lockstein