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Microsoft Money Standard 2005 [OLD VERSION]

Brand: Microsoft

Platform : Windows XP Home Edition

35 ratings

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About this item

Easy-to-use personal finance software
Automatically consolidates online financial information
Works with bank Web site to access account info
Create budgets; track expenses; pay bills online
View the big picture or quickly drill down to details

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Product Description

From the Manufacturer

Microsoft Money 2005 Standard is the personal finance solution that provides fast, current answers to your basic financial questions by automatically consolidating all your online financial information.

Features:

Get fast answers: Money works with your banks Web site to access your account balances and transactions automatically--no more visiting multiple sites with multiple passwords.
Focus on what's important to you: Money fits your own financial management style, whether you want to see the big picture at a glance or quickly drill down to details.
Get automatic spending analysis: transactions are automatically categorized so you can easily track your spending.
Take care of bills automatically: know whats paid and whats due, pay bills online, and get updated account balances.
Your budget, your way: watch a few expenses--such as dining out or utilities--create a complete budget, or see all your financial details.

Product details

Package Dimensions ‏ : ‎ 7.6 x 5.4 x 1.3 inches; 3.2 Ounces
Item model number ‏ : ‎ 105-00502
Date First Available ‏ : ‎ August 2, 2004
Manufacturer ‏ : ‎ Microsoft Software
ASIN ‏ : ‎ B0002D1572

Customer Reviews:
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G. L. Knowles

NOT HAPPY with 2005

Reviewed in the United States on January 18, 2005

Verified Purchase

I've been using Money since 1998 with great success. I upgraded to 2005 for 2 reasons: the Tax cut offer and I could finally use online banking at my bank with the upgrade.

Ummmmm....where is the bill reminder? Where is the cash flow forecaster? Where is the debt planner? These are all features I have used for the last 6 years with Money Standard.

The only reason I can think of for Microsoft not making these features available in the 2005 Standard edition is because it forces users to pay the higher price for the Deluxe edition instead of getting the Standard edition for 'free' with the TaxCut offer.

6 people found this helpful

Helpful

norm raynal

Money 2005

Reviewed in the United States on November 28, 2012

Verified Purchase

I love the program. It is easy to use and input my check register. THe are plenty of reports to customize and print so as to control my spending.

Helpful

Phil L.

SKIP this "Upgrade" and STICK with 2004

Reviewed in the United States on October 17, 2004

I agree with all the other reviews. It's like this product came completely out of left field, which is odd because for the most part, Microsoft Money tends to improve each version. Sure, 2004 had stuff that 2003 didn't need, or 2002's version moved things around slightly from 2001, but the main program core remained the same.

Not the case with 2005. Gone are cash flow forecasts, dual-category transaction forms, and plenty of other little things and features you've been seeing in the program since 1996. The help file is buggy and while you try to find out how to get 2005 to do the same thing 2004 used to do, you get completely irrelevant results.

This program won't upgrade 2004, it'll just add another confusing installation directory. It'll automatically reformat your Money 2004 file to it's own new format, thankfully it created a 2004 backup that I could go back to because 2005 gives you no option to save "down" to a previous version.

Even 2004's annoying but sometimes useful audio help is gone for no particular reason. 2005 is a bit prettier, but it turns off many features and hides other VERY basic preference settings under so many layers worth of screens and windows. Your wheel mouse doesn't work in 2005 for some reason. Reports and links to sponsors show up with red X's as images for some reason. Just sloppy, sloppy.

I didn't bother seriously trying the debt reduction planner or budget planner, as it appeared to have changed significantly from the elegant 2003-2004 versions.

I don't know WHAT Microsoft was thinking when they released this. Very poor product that delivers plenty less than you're used to in the 2004 version. Don't upgrade and skip 2005 - hopefully version 2006 will be much better.

86 people found this helpful

Helpful

Danny Ellis

Incredibly Disappointing "Upgrade"

Reviewed in the United States on April 4, 2005

First, let me say that I have been an avid fan, user, and recommender of the Microsoft Money products since I first became acquainted with them after the 1998 version release of the product.

Words cannot express how greatly disappointed I am with the product itself and Microsoft as a company for unleashing this grossly inept, buggy, and endlessly frustrating piece of trash upon its previously contented users.

I have spent countless hours trying to fix problems that Money 2005 has created in my personal financial records, and even more hours with their support people communicating with them via e-mail (a journey in frustration itself - you have to format your messages a certain way for it to even get to them).

I am, as of today, sending a request to Microsoft for a refund of my purchase price and am going to try one of the Quicken products. I've never even used ANY of the Quicken products before, and am already convinced that they are surely head and shoulders above this latest version of Money.

Shame on Microsoft for thinking that nobody would be willing to jump ship and take their business elsewhere.

12 people found this helpful

Helpful

Best version of Money yet

Reviewed in the United States on March 8, 2005

Money 2005 is not a major upgrade in featuers, but sports better performance and stability than previous versions. The user interface is also improved, making it easier to figure out what is what. (Both Money and Quicken still tend to place too many things on the screen.) The 2005 version, more than previous ones, makes it easy to work "offline," so Money doesn't try to upload your data file to your Passport account, if you are concerned about online security. I'd say this version is the most user-friendly version because it lets you decide what *you* want to do in terms of program settings (online vs. offline, simply view vs. advanced view, which accounts to show or which ones to hide, etc. etc.). It's always good to be in control.

The standard version is great for banking and budgeting. If you have lots of investments to keep track of, get the deluxe version. Microsoft offers a 90-day trial of the deluxe version on their website. The only caveat is, if you take advantage of the trial version, you must get the retail deluxe version if you want to continue using Money: the retail standard version cannot read the deluxe version's file.

7 people found this helpful

Helpful

Valeriebmn

Not real pleased

Reviewed in the United States on March 11, 2005

I have been operating on MS Money 2000 and fianlly upgraded to 2005 and so far I am not impressed.

Good - I like that I can use the budget function to track my top three budgeted items on the home screen.... Ahh yep that's it.

Bad - Older versions of money were easy to navigate and made life easier. However, this version has, so far, consumed over 5 hours of my time and it's still not working correctly. I agree that "very basic functions" (such as routine deposits)are hidden under a mess of windows. And the only way to access these basic functions is plowing through the user guide. To set up a deposit??? We all get paid right? It shouldn't be that hard. As for the help function. Hope your online because if not you have NO HELP! For the average person just looking to keep track of basic finances and not spend all of my time on the computer this falls very short. If I wanted to spend a junk load of time on my finances I would go back to keeping manual check registers for all of my accounts.

If you are looking to start with MS Money I would recommend going with 2004 or earlier. You can get 2004 for $15.00 right now. I already spend the money on 2005... but I'm still considering it.

7 people found this helpful

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Microsoft Money Standard 2005 [OLD VERSION]

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