A Million Bucks by 30: How to Overcome a Crap Job, Stingy Parents, and a Useless Degree to Become a Millionaire Before (or After) Turning Thirty Kindle Edition

4.5 out of 5 stars 53 customer reviews

ISBN-13: 978-0345499721
ISBN-10: 0345499727
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Editorial Reviews

From Publishers Weekly

Entertaining and informative, this book by first time author (and reality TV semi-regular) Corey sheds light on the plans and processes that led him to achieve his goal of amassing a million dollars by his third decade. In a winning narrative, Corey leads readers through his post-collegiate career as the cheapest of cheapskates, starting each chapter with a cute but revealing paragraph letting readers know all that he had yet to grasp in pursuit of money-making and -saving strategies. Though very few readers will be able to follow Corey's same path to riches (he doesn't expect them to), bulleted tips and sidebars ("Extreme Cheapskate Strategy: Buy one pair of multipurpose shoes a year. Don't buy any others") give readers solid advice as well as an appreciation for Corey's discipline. Throughout, the tone is conversational, humorous and occasionally glib; the under-30 crowd (for whom the current American economy can be especially unkind) will find Corey's advice welcome and his story encouraging.
Copyright © Reed Business Information, a division of Reed Elsevier Inc. All rights reserved.

Review

"What a steal...For any entrepreneur the advice in these pages is worth more than a million bucks."--Barbara Corcoran, founder, The Corcoran Group

"This is the best personal finance book I've ever read. Part self-help, part brass-tacks money guide; Corey's confessional tales of making it to the million dollar mark are as hilarious as they are helpful."--John Reynolds, writer, The Late Late Show with Craig Ferguson


Product Details

  • File Size: 440 KB
  • Print Length: 242 pages
  • Publisher: Ballantine Books (December 26, 2007)
  • Publication Date: December 26, 2007
  • Sold by: Random House LLC
  • Language: English
  • ASIN: B0014BRLCY
  • Text-to-Speech: Enabled
  • X-Ray:
  • Word Wise: Enabled
  • Lending: Not Enabled
  • Enhanced Typesetting: Enabled
  • Amazon Best Sellers Rank: #1,070,680 Paid in Kindle Store (See Top 100 Paid in Kindle Store)
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Customer Reviews

Top Customer Reviews

Format: Paperback
I thought this book was a good read, but most people are going to miss the point that the author's outcome (ie, having a net worth of $1 million) was mostly due to luck. Just look at his breakdown of what his assets were at the end of the book. His multifamily house essentially doubled in value in the space of a couple of years, and accounted for a large chunk of the $1 mil.

To borrow one of Taleb's (Fooled by Randomness) phrases, you have to look at "alternate histories" here. Not what just happened to occur, but think of what COULD HAVE occured if the author used the exact same techniques, but in different environments that he would have no control over. The author happend to be the right age and live in the perfect time and place to benefit from an unprecendented real estate market. What if he instead was born five years later (or at any other time for that matter) and did the exact same things? If he did the exact same things NOW, he could easily have wound up with negative equity in his property, if he could finance it in the first place. His outcome discussed in this book would probably be in the top 1% of possibilities. He even addresses the fact that he benefitted from luck, but totally undervalues that impact of course.

Don't get me wrong, his money saving techniques are all valid, but that is no where near the reason for his net worth getting to $1 mil that quickly. Eating ramen is more for show, to try and make a statement to your friends. In the end, doing those type of things will certainly help, but it's still a drop in the bucket when compared to luck beyond one's control.

In the book, Corey makes the point that you have to spread out your assets so that you can be in the position to get lucky with one of them. I agree with that completely.
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By Tina on January 23, 2008
Format: Paperback
I wanted to hate this book because it basically says 'if you are okay with not having a life until you are 30 then you can be a millionnaire'.

But when I started reading it, I kind of got into the whole concept. The author is actually funny (sometimes when he is not even trying to be) and some of his tips are dowright unethical (reuse the same popcorn bag for free refills - time after time after time), but I found his story kind of inspirational.

You can tell that the author firmly stands behind his recommendations and he has the guts to get out there and just do it (although a fair amount of luck was also involved).

I liked the writing (straightfoward and entertaining) and if you are ready to basically stop living for a set number of years, then this is the book for you.
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Format: Paperback Verified Purchase
Brilliant! This should be required reading for all high-school seniors. It touches upon budgeting, home purchase, financing, economical dating, portfolio investing and sources of extra income. Alan is always funny, easy to understand and wasn't born with a silver spoon in his mouth...His message is clear- if you commit to your goal, regardless of your level of education, financial problems or vocation; you too can become a millionaire before or after 30...
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Format: Paperback Verified Purchase
If you can measure it you can't manage it. Alan Corey just puts his goals of how he wants to develop cashflow while working an average job and puts it in an easy form to read. I can see challenges for myself in my position now but if I was single and out of college I would absolutely implement what he was doing here. I enjoyed this book.
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By James22 on December 27, 2007
Format: Paperback
While not everyone will be interested in using all of Alan Corey's techniques to become a millionaire (eating ramen noodles every day for three months, for example), I think most people will benefit to his no-nonsense approach to saving money and building wealth.

His book is full of funny stories (like going with a group of friends on the Jerry Springer show with a made-up story, as a way of getting a free spring vacation) and some extreme cheapskate anecdotes, but mainly this is the story of a guy who set up a very ambitious goal: to become a millionaire by age thirty and, despite having a low salary in the most expensive city in the country, managed to accomplish his goal--ahead of time. As he said, he couldn't control his income but made sure to control his outcome.
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It was a great book. The only problem is this guy got rich off the real estate market BEFORE it tanked. Not only that, but he was in the right place at the right time for the property/neighborhoods he invested in. It's a good inspiring book though and there's a lot of good takeaways from it.
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This is a good book for a good read, but it's not the book for solid financial advice of a successful person. Most of the book is penny pinching, living on $100 a week by eating ramen and having free dirty furniture and not caring about appearance. Everyone knows that if you cut spending, you have more to put to savings. He didn't really invest in the traditional sense. The last third of the book was about how he invested in real estate and made partnerships for real estate. His money is tied up in real estate. If you're not interested in real estate or eating cheap packaged food for years, it isn't worth the money. It was a good read though. Entertaining.
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