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The Money Answer Book Paperback – May 16, 2010
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About the Author
Dave Ramsey is America’s trusted voice on money and business. His five New York Times bestselling books—Financial Peace, More Than Enough, The Total Money Makeover, EntreLeadership, and Smart Money Smart Kids—have sold more than 7 million copies combined. The Dave Ramsey Show is heard by more than 8 million listeners each week on more than 500 radio stations and iHeartRadio.
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Top Customer Reviews
Whether reading this 160 mini-book, listening to Ramsey on his radio show, or attending one of Ramsey's workshops, his bottom line always comes down to some very basic premises: (1) all credit cards are harmful; (2) people are in financial messes because they overspent, didn't plan, and lacked discipline; (3) everyone needs a fallback position of three to six months of reserve cash, food, and other necessities; (4) the outside economic picture has little influence on individual households that have learned to save, invest, budget, and tithe; and (5) there is nothing wrong with being incredibly wealthy so long as one uses his or her wealth appropriately.
Sections of this book deal with brass tacks issues such as bankruptcy, divorce, estate planning, saving for college, and contract negotiations (don't become a co-signer is his main point on this last issue). However, to delve deeply into these areas Ramsey has longer, more explicit books, such as his best-seller Total Money Makeover. -- Dr. Dennis E. Hensley, Christian Book Previews.com
Dave Ramsey gives great advice on how to handle money and get out of debt and pretty much this Money Answer Book takes all the common question that people ask Dave on a regular basis on his show about what to do and it groups things by theme. It contains some great advice and even has a sample budget forms. I use this book from time to time as a quick reference guide. I even buy extra copies for people who are looking into how to be better with their money.
Thanks to Dave and the answers I got from him (like what is found in this book) I have been debt free for several months and it feels great. When I start getting into my old spending habits I pull this book off my shelf and use it to help me refocus.
Some of the information is basic knowledge but there are also a lot of little known tips even for someone like me who has worked in the financial industry.
It is written in a question and answer format which makes it easy to follow and find the information that applies to your situation. Dave Ramsey explains in everyday language what steps to take to pay down your debt, deal with debt collectors, save for a rainy day, plan for retirement and he provides answers to many other money-related topics. He provides a "Baby-Step" action plan, for achieving your financial goals, that breaks everything down into simple actions for you to follow.
Overall I found this book an interesting read and I have no hesitation in recommending it for someone looking for some helpful tips fro getting themselves on track financially. I enjoyed the way it's broken up into small segments making it less tedious than a lot of other financial books I have read.
Disclaimer: I was provided a a copy of this book by Thomas Nelson Publishers. I was not required to write a positive review. The opinions expressed are my own.
Most Recent Customer Reviews
the basics on a method of saving and building wealth. a regular to his radio show.Published 9 days ago by Amazon Customer
This book is great for learning and relearning how to budget.Published 1 month ago by Franchesca Fernandez
Quick read. Daves concise book helped clarify questions I had about investing and other financial areas. Read morePublished 3 months ago by Kyle Martin
Good planning ideas, but he is misleading on mutual fund return. Also unrealistic on asking people to pay cash for college.Published 4 months ago by April Thigpen