Enjoy fast, FREE delivery, exclusive deals and award-winning movies & TV shows with Prime
Try Prime and start saving today with Fast, FREE Delivery

Get Fast, Free Shipping with Amazon Prime FREE Returns

FREE delivery Thursday, April 13 if you spend $25 on items shipped by Amazon

Or fastest delivery Monday, April 10. Order within 14 hrs 52 mins

Select delivery location

In Stock

[{"displayPrice":"$23.95","priceAmount":23.95,"currencySymbol":"$","integerValue":"23","decimalSeparator":".","fractionalValue":"95","symbolPosition":"left","hasSpace":false,"showFractionalPartIfEmpty":true,"offerListingId":"4qwcAC6TuqxPJ0ismxXl%2FWlo%2FqbLRr6m%2FY7gvIF4X%2B2joEUmTCqHeUzihUyrFf6Z9XkOLDbQXzLJU2XxQDwkg3jb9KuPKcfM3vX0HIZlozREEExRlDPuz34Gf37JLRVXzumr9rQ5wm72%2BIWXHdCaiQ%3D%3D","locale":"en-US","buyingOptionType":"NEW"},{"displayPrice":"$9.52","priceAmount":9.52,"currencySymbol":"$","integerValue":"9","decimalSeparator":".","fractionalValue":"52","symbolPosition":"left","hasSpace":false,"showFractionalPartIfEmpty":true,"offerListingId":"4qwcAC6TuqxPJ0ismxXl%2FWlo%2FqbLRr6mGspOTmiaXyPr2vDNNA7LVsDUJ3IJGJbUDvJSbFtCdtZqopRttsmx%2B%2Bq1lxP5aWub%2Bmfric%2BuotHn9mHZD6zCkJVWlf5Rtk0nNezIgSaCSRCFGSaAII4hFai%2BVHsUawOBg2aiZ%2BovwC9bCbPOftAlVw%3D%3D","locale":"en-US","buyingOptionType":"USED"}]

$$23.95 () Includes selected options. Includes initial monthly payment and selected options. Details

Payment

Secure transaction

Ships from

Amazon.com

Sold by

Amazon.com

Returns

Eligible for Return, Refund or Replacement within 30 days of receipt

Details

Payment

Secure transaction

We work hard to protect your security and privacy. Our payment security system encrypts your information during transmission. We don’t share your credit card details with third-party sellers, and we don’t sell your information to others. Learn more

Ships from

Amazon.com

Sold by

Amazon.com

Returns

Eligible for Return, Refund or Replacement within 30 days of receipt

This item can be returned in its original condition for a full refund or replacement within 30 days of receipt.

Read full return policy

Add a gift receipt for easy returns

$3.99 delivery Tuesday, April 18. Details

Or fastest delivery April 13 - 17. Details

Select delivery location

Used: Very Good | Details

Sold by Open Books

Access codes and supplements are not guaranteed with used items.

Have one to sell?

Sell on Amazon

Other Sellers on Amazon

Added

Not added

$20.94
& FREE Shipping

Sold by: BOOKS_EXPRESS_USA

Added

Not added

$16.96
+ $3.99 shipping

Sold by: sweethomeliquid2

Added

Not added

$20.14
+ $3.99 shipping

Sold by: Blackwell's U.K. *dispatched from UK*

Flip to back Flip to front

Listen Playing... Paused You're listening to a sample of the Audible audio edition.
Learn more

See all 2 images

Follow the Authors

Carl E. Schneider

Carl Schneider

More Than You Wanted to Know: The Failure of Mandated Disclosure Paperback – April 26, 2016

by Omri Ben-Shahar (Author), Carl E. Schneider (Author)

16 ratings

See all formats and editions

Price

New from

Used from

Kindle

"Please retry"

$17.97

—

Hardcover

"Please retry"

$18.92

$14.94

$8.48

Paperback

"Please retry"

$23.95

$16.94

$9.52

Kindle
$17.97 Read with Our Free App
Hardcover
$18.92

Other new, used and collectible from $8.48
Paperback
$23.95

Other new, used and collectible from $9.52

Purchase options and add-ons

How mandated disclosure took over the regulatory landscape―and why it failed

Perhaps no kind of regulation is more common or less useful than mandated disclosure―requiring one party to a transaction to give the other information. It is the iTunes terms you assent to, the doctor's consent form you sign, the pile of papers you get with your mortgage. Reading the terms, the form, and the papers is supposed to equip you to choose your purchase, your treatment, and your loan well. More Than You Wanted to Know surveys the evidence and finds that mandated disclosure rarely works. But how could it? Who reads these disclosures? Who understands them? Who uses them to make better choices?

Omri Ben-Shahar and Carl Schneider put the regulatory problem in human terms. Most people find disclosures complex, obscure, and dull. Most people make choices by stripping information away, not layering it on. Most people find they can safely ignore most disclosures and that they lack the literacy to analyze them anyway. And so many disclosures are mandated that nobody could heed them all. Nor can all this be changed by simpler forms in plainer English, since complex things cannot be made simple by better writing. Furthermore, disclosure is a lawmakers' panacea, so they keep issuing new mandates and expanding old ones, often instead of taking on the hard work of writing regulations with bite.

Timely and provocative, More Than You Wanted to Know takes on the form of regulation we encounter daily and asks why we must encounter it at all.

Print length

240 pages
Language

English
Publisher

Princeton University Press
Publication date

April 26, 2016
Dimensions

6.1 x 0.61 x 9.1 inches
ISBN-10

0691170886
ISBN-13

978-0691170886
See all details

Editorial Reviews

Review

"Because consumers continue to overlook mandated disclosures, opting instead to scroll quickly through screen after screen of seemingly irrelevant legalese, this book by Ben-Shahar and Schneider is especially pertinent." ― Choice

Review

"Ben-Shahar and Schneider have written what for a long time will be the definitive work on regulations that require sellers of goods and services to provide information about their products that sellers will not voluntarily provide but that the regulators believe will help the consumers to make intelligent choices. Apparently these 'mandated disclosures' are ignored by the vast majority of consumers. The authors are unrelievedly negative about the efficacy of mandated disclosures. They are right to be. Their analysis is clear, comprehensive, and convincing."―Judge Richard A. Posner, United States Court of Appeals for the Seventh Circuit

"I read this book with rapt attention. It is magnificent. Ben-Shahar and Schneider have done a masterful job of setting out their case clearly, plainly, and persuasively."―Tom Baker, University of Pennsylvania

"Ben-Shahar and Schneider present a compelling argument. They contend that mandated disclosure is a policy failure that is not easily remedied."―Zev J. Eigen, Northwestern University

"Significant and original. The research is prodigious. I am not aware of another treatment of disclosure that crosses disciplinary lines to this extent, and the analysis is all the more worthwhile for it. Ben-Shahar and Schneider show how disclosures have become pervasive in our society yet are largely ignored and misunderstood."―Clayton Gillette, New York University

Product details

Publisher ‏ : ‎ Princeton University Press; Reprint edition (April 26, 2016)
Language ‏ : ‎ English
Paperback ‏ : ‎ 240 pages
ISBN-10 ‏ : ‎ 0691170886
ISBN-13 ‏ : ‎ 978-0691170886
Item Weight ‏ : ‎ 13 ounces
Dimensions ‏ : ‎ 6.1 x 0.61 x 9.1 inches

Best Sellers Rank: #3,404,120 in Books (See Top 100 in Books)
- #233 in Consumer Law Business Law
- #5,798 in Administrative Law (Books)
- #22,740 in Public Affairs & Policy Politics Books

Customer Reviews:
16 ratings

Brief content visible, double tap to read full content.

Full content visible, double tap to read brief content.

Videos

Help others learn more about this product by uploading a video!

Upload your video

About the authors

Follow authors to get new release updates, plus improved recommendations.

Carl Schneider
Brief content visible, double tap to read full content.
Full content visible, double tap to read brief content.
Discover more of the author’s books, see similar authors, read author blogs and more
See more on the author's page
Carl E. Schneider
Brief content visible, double tap to read full content.
Full content visible, double tap to read brief content.
Discover more of the author’s books, see similar authors, read author blogs and more
See more on the author's page

Customer reviews

4.7 out of 5

16 global ratings

5 star		73%
4 star		27%
3 star 0% (0%)		0%
2 star 0% (0%)		0%
1 star 0% (0%)		0%

How customer reviews and ratings work

Top reviews from the United States

There was a problem filtering reviews right now. Please try again later.

Adam M Susser

Compelling Interdisciplinary Review of Mandated Disclosure as a Regulatory Technique

Reviewed in the United States 🇺🇸 on June 12, 2018

Verified Purchase

Omri Ben-Shahar and Carl E. Schneider have produced a significant interdisciplinary review of the use of mandated disclosure as a regulatory technique. The authors evaluate mandated disclosures in various contexts including, among others, finance (e.g., SEC prospectuses), consumer transactions, and medicine (e.g., IRBs, etc.). Their unabashedly pessimistic analysis is compelling and demands a response from those who would seek to impose additional disclosures as a solution to complex regulatory issues.

Reviewed in the United States 🇺🇸 on November 2, 2014

Verified Purchase

I have no background in legal or regulatory issues, and this book was eye-opening. The assault of fine print every time you buy a product or consume a service is every bit as corrosive as it feels. The book is a quick read and well written.

One person found this helpful

Helpful

Kindle Customer

Great book

Reviewed in the United States 🇺🇸 on May 24, 2014

Verified Purchase

A good read that explains the failures of our regulatory/legal system. Disclosure language protects corporations but is largely ignored by the public

2 people found this helpful

Helpful

isabelle brinkman

Five Stars

Reviewed in the United States 🇺🇸 on August 24, 2014

Verified Purchase

Very interesting book for even for a novice.

One person found this helpful

Helpful

meth

Five Stars

Reviewed in the United States 🇺🇸 on June 3, 2015

Verified Purchase

Another great protection book

Helpful

GCL

A brilliant critique of mandatory disclosure laws.

Reviewed in the United States 🇺🇸 on September 8, 2014

Politicians like to enact laws that make it seem as though they're doing something to solve a perceived problem. One of their favorites is to mandate that information that could conceivably help someone make a better, more informed decision be disclosed. That might seem harmless, but in this book, authors Omri Ben-Shahar and Carl Schneider make a strong argument that such laws rarely do any good, while at the same time imposing costs. The authors go behind the smokescreen of good intentions to examine the real effects of these laws and conclude that we'd be better off if existing disclosure mandates were repealed and no more were enacted. Although the topic might seem dull, the writing is clear, engaging, and often witty.

Read my full review on Forbes: http://www.forbes.com/sites/georgeleef/2014/09/08/mandated-disclosure-laws-another-policy-failure-that-politicians-cant-resist/

2 people found this helpful

Helpful

Simon Whitney

Entertaining and disturbing

Reviewed in the United States 🇺🇸 on June 24, 2014

Who would have thought that a discussion of the least interesting documents in our lives, those omnipresent and obnoxious agreements we must sign to get on with whatever we want to do, could be so entertaining?

This terrific book explains why politicians choose to require us to be presented with (and click "I have read and agree to") so much information that is of so little value.

You might expect a book on this topic to be dull as could be, but it's a great read.

One person found this helpful

Helpful

GITAY KRYGER DR

A literary head-turner in an unexpected place!

Reviewed in the United States 🇺🇸 on May 17, 2014

We all have love-hate relationships with mandated disclosures, but none of us will dare say anything against them, since they embody many of our enlightened values.
Well... do they?

Prepare to be slowly but persistently taken over by this highly readable and absorbing book, that asks troubling questions and provides unorthodox answers which will leave no-one indifferent.

One person found this helpful

Helpful

Top reviews from other countries

Translate all reviews to English

M Clark

More interesting than you would think

Reviewed in Germany 🇩🇪 on March 9, 2015

Verified Purchase

The idea of recommending a book about the mandatory disclosure wordings in contracts is almost unthinkable. Who could be interested in such a dry subject? This book, however, makes this dry topic interesting and explains the importance of this topic to everyone.

One person found this helpful

Roy

génial

Reviewed in France 🇫🇷 on August 11, 2014

Verified Purchase

Une belle attaque en règle contre les obligations d'information. La plupart des individus ne les lisent pas (nous le savons déjà), ne sont pas capables de les comprendre le cas échéant et sont noyés par une quantité de documents qui au final et en général ne les aide pas à faire de meilleurs choix. Le style est américain: beaucoup d'exemples et de résumés; la conclusion impeccable: cette stratégie régulatoire ne fonctionne pas et l'appel à de nouveaux modes (simplifier) ne changera rien au problème. Curieusement, cela signifie que des régulations plus invasives sont mieux à même d'assurer la protection des consommateurs...

One person found this helpful

Translate review to English

See all reviews

Amazon Music Stream millions of songs	Amazon Advertising Find, attract, and engage customers	6pm Score deals on fashion brands	AbeBooks Books, art & collectibles	ACX Audiobook Publishing Made Easy	Sell on Amazon Start a Selling Account

Amazon Business Everything For Your Business	Amazon Fresh Groceries & More Right To Your Door	AmazonGlobal Ship Orders Internationally	Home Services Experienced Pros Happiness Guarantee	Amazon Ignite Sell your original Digital Educational Resources	Amazon Web Services Scalable Cloud Computing Services

Audible Listen to Books & Original Audio Performances	Book Depository Books With Free Delivery Worldwide	Box Office Mojo Find Movie Box Office Data	ComiXology Thousands of Digital Comics	DPReview Digital Photography	Fabric Sewing, Quilting & Knitting

Goodreads Book reviews & recommendations	IMDb Movies, TV & Celebrities	IMDbPro Get Info Entertainment Professionals Need	Kindle Direct Publishing Indie Digital & Print Publishing Made Easy	Amazon Photos Unlimited Photo Storage Free With Prime	Prime Video Direct Video Distribution Made Easy

Shopbop Designer Fashion Brands	Amazon Warehouse Great Deals on Quality Used Products	Whole Foods Market America’s Healthiest Grocery Store	Woot! Deals and Shenanigans	Zappos Shoes & Clothing	Ring Smart Home Security Systems

eero WiFi Stream 4K Video in Every Room	Blink Smart Security for Every Home	Neighbors App Real-Time Crime & Safety Alerts	Amazon Subscription Boxes Top subscription boxes – right to your door	PillPack Pharmacy Simplified	Amazon Renewed Like-new products you can trust