Ms Elysia Stobbe
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About Ms Elysia Stobbe
Elysia Stobbe is the #1 bestselling author of "How to Get Approved for the Best Mortgage Without Sticking a Fork in Your Eye ™" and "Journey to Success - 52 Weekly Habits You Can Master Without Sticking a Fork in Your Eye".
As one of the nation’s leading mortgage experts with more than 18 years of experience and over $300 million in close loans, Elysia has been featured in the Wall Street Journal, on the Wall Street Business Radio Network, NPR and on FOX, ABC, NBC, CBS and more for her expertise with mortgages and finance. In addition, Elysia has been interviewed for U.S. News & World Report multiple times as well as the National Association of Realtors for Realtor.Com. Elysia has also contributed to Zillow and RealEstate.com as well as The American Business Journals, Apartment Therapy and I-95 Business.
Elysia has presented her “Secrets of Success'' and “Managing Yourself & Leading Others'' at Harvard University. She's a national keynote speaker on a variety of topics including home buying, residential mortgages, wealth accumulation and strategic business coaching. In addition to being a #1 best selling author Elysia has served as a special subject consultant to The New Oxford American Dictionary and also contributed to “199 Facts About Credit Scores”
A few of Elysia’s hobbies include travel, art, music, scuba diving, paddle boarding and running, as well as constant and never ending improvement. Elysia has studied with Tony Robbins, Keith Cunningham and Dean Grasiosi.
Elysia was awarded the 5 Star Mortgage Professional Award in 2020 and again in 2021. For more information on Elysia’s mortgage services, visit closein30days.com. Elysia’s belief that “enduring dedication to your client always wins” has earned her A+ Better Business Bureau ratings & 5 Star Customer Service Reviews on Zillow.com. Elysia presented her Secrets of Success at Harvard University’s in April 2015 & Managing Yourself & Leading Others in February 2016. She's a national key note speaker on a variety of topics including home buying, residential mortgages and strategic business coaching. Elysia served as a special subject consultant to The New Oxford American Dictionary published in 2001.
A few of Elysia’s hobbies include travel, art, music, scuba diving, paddle boarding and running, as well as constant and never ending improvement.
Find Elysia and her team online at ElysiaStobbeInc.com or email her at firstname.lastname@example.org You can follow Elysia on https://twitter.com/ElysiaStobbe and https://www.linkedin.com/in/elysiastobbemortgageexpert/
You can join the Journey to Success Group here: https://www.facebook.com/groups/322290962345374
For mortgage info and tools check out Elysia’s video’s at https://www.youtube.com/c/ElysiaStobbeMortgage
For mortgage coaching tips check out Elysia's YouTube Channel at https://www.youtube.com/yourmortgagemillionsmentor
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Titles By Ms Elysia Stobbe
The mortgage industry is packed with nuance, which can lead to confusion for the consumer. While trying to buy a home, you may have people from many different professions telling you what you should do and how to make decisions—who should you listen to in which situations? Your most personal financial information is critical to the mortgage process and yet do you know who you are sending it to? What about mortgage insurance? Why is it required and when?
The two questions I most often hear are: “What’s the payment?” and, “What’s the interest rate?” While these questions are important, there are several other questions that are just as critical: what is the right loan type for me; is there an up-front funding fee for this loan; what are the differences in available mortgage insurance; how will property type restrictions affect my loan; what are the pros and cons of this loan; what is the down payment requirement with this loan choice over another; what are the closing costs associated with each loan type; and, who is allowed to pay the closing costs? Successfully navigating the maze of questions, regulations, and requirements ultimately leads to a mortgage closing.
Through over ten years of experience, thousands of clients, hundreds of Realtor and builder transactions (time line constraint purchases), and, as a licensed loan originator in 9 states and the District of Columbia, I have developed a wealth of knowledge about regulations and requirements. My commitment to client service and caring about their home buying experience has driven my passion for the individual personal experience in the mortgage industry and how the regulations and requirements affect real people in real time. With this book I’m privileged and excited to share my knowledge and experience with you. After reading this book, you will have an understanding of the big corporations that loan money to homebuyers, what other options you have and how to navigate government regulations and requirements to your advantage.
I feel that an educated consumer is my best customer and I am happy to share these mortgage tools and tips with you in the hopes that you educate yourself and find the best mortgage and the mortgage professional that is right for you. In addition, I want you to know what to expect, what to ask, and, who to ask to get the answers you want and to understand what those answers really mean. With each chapter I will guide you through the mortgage process, from choosing between different loan types, to understanding the difference between a Good Faith Estimate and an Itemized Fee Worksheet, to the necessity of submitting certain documents in a particular method, and finally how to enter Closing Day stress-free and knowing that you have gotten the mortgage that makes the most financial sense for your future. The goal is to help you get the best mortgage possible for your individual needs and get to closing on time, stress free!