Top positive review
5 people found this helpful
on February 25, 2011
I purchase this book last week the moment I received it I started reading it and finished it in one sitting. This book is truely the best how to book I have read. Three years ago I had excellent credit and no credit card debt. I would have probably looked down on anyone looking to get out of debt by negotiating it down. Well funny how my perspective changed when life surprised me with neccessary expenses beyond my control.
In summary, I managed to get myself over 75k in credit card debt. After finishing this book I called my creditors yesterday after speaking to each one I managed to get them to make me settlement offers in the amount of 45% of the outstanding debt and one of them mentioned 30% percent.
This book gave me the insight and the benchmark to know where I stand and how much they will accept. Prior to this book I would have thought that 45% of the total debt was a great deal. Now I know better, I plan on settling in the 20% range and after yesterday I feel completely confident that this is possible. All thanks to this book. It is truely the best $10 that I have ever spent and it is already worth thousand to me.
If your in debt you need to buy this book, this will be your bailout plan to getting your life and income back in your pocket.
Mandy your an angel and your advise and writing style is great....Thank you, Thank you, Thank you......