- Paperback: 224 pages
- Publisher: Reach Publishers (January 13, 2016)
- Language: English
- ISBN-10: 0620675543
- ISBN-13: 978-0620675543
- Product Dimensions: 5.8 x 0.5 x 8.3 inches
- Shipping Weight: 12.8 ounces (View shipping rates and policies)
- Average Customer Review: 1 customer review
- Amazon Best Sellers Rank: #7,092,004 in Books (See Top 100 in Books)
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The Next Step: Planning The Road Through Retirement Paperback – January 13, 2016
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When I first picked it up, I assumed that the book would focus largely on the financial issues that one usually associates with the subject of retirement. However, I was happily mistaken. This is not a publication dedicated to the dry mathematical formulae one needs to apply in order to get to that point. It is more about the human aspects of retirement, such as why to retire, when to retire, and how to make the most of your retirement.
As the authors point out, "Retirement should be that period where your life and its direction become truly your own – you are now the captain of your own destiny." And in modern times, a person's retirement can last for twenty to thirty years, if not more. Bearing this in mind, it is more than sensible to give this phase of one's life a great deal of thought before it arrives. It is not sufficient, the authors suggest, to vaguely aim to spend the time immersed in one's hobbies. What is required is a comprehensive plan.
How to go about compiling such a plan is the central theme of the book. In a pleasantly conversational style, the authors share practical suggestions, useful information, pertinent statistics, and creative analytical strategies, to assist prospective retirees in accomplishing this task. The narrative is also peppered with personal anecdotes which highlight the significant life experience each of the writers brings to the process.
Subjects which enjoy significant attention include how to draw up and manage a bucket list; how to allocate one's finances so as to maximise the number of items successfully crossed off the list; whether or not to remain economically active; how to remain economically active; how to avoid being exploited, both personally and financially; and how to handle early retirement. The last-mentioned topic looks at the situation that faces sportsmen who often find their careers at an end relatively early in their lives.
Some of the facts and figures are specific to South Africa, but the general approach advocated by the authors is relevant to any retiree anywhere in the world. I found the text well-presented and properly edited, and the language easy to follow. For anyone with an interest in the subject matter, the book is well worth its affordable price.
(I received a free copy of this book and undertook to write an honest review.)