About the Author
E. Thomas Garman is Professor Emeritus of Personal Finance at Virginia Polytechnic Institute and State University where he also directed the university's National Institute for Personal Finance Employee Education. He also taught at Texas Tech and Northern Illinois University and as a visiting professor at Catholic University of America, University of Houston and 10 other universities in four countries. In the past, he has also served as a consultant for Senator Charles Percy, a member of the Consumer Advisory Council for the Board of Governors of the Federal Reserve System, and President of the Association for Financial Counseling and Planning Education.
Raymond Forgue is Associate Professor in the Department of Family Studies at the University of Kentucky. He has served as Chair of the Department and Acting Dean of the College of Human Environmental Sciences. For over twenty years, he has taught various courses in consumer studies, personal finance, and insurance. His professional service has included the presidency of the American Council of Consumer Interests and on the board of directors for the Association for Financial Counseling and Planning Education. He has consulted on personal finance education training for the Accredited Financial Counselor certification program.--This text refers to an out of print or unavailable edition of this title.