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Personal Finance 8th ed. Edition

4.6 out of 5 stars 5 customer reviews
ISBN-13: 978-0618618750
ISBN-10: 0618618759
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About the Author

E. Thomas Garman is Professor Emeritus of Personal Finance at Virginia Polytechnic Institute and State University where he also directed the university's National Institute for Personal Finance Employee Education. He also taught at Texas Tech and Northern Illinois University — and as a visiting professor at Catholic University of America, University of Houston and 10 other universities in four countries. In the past, he has also served as a consultant for Senator Charles Percy, a member of the Consumer Advisory Council for the Board of Governors of the Federal Reserve System, and President of the Association for Financial Counseling and Planning Education.



Raymond Forgue is Associate Professor in the Department of Family Studies at the University of Kentucky. He has served as Chair of the Department and Acting Dean of the College of Human Environmental Sciences. For over twenty years, he has taught various courses in consumer studies, personal finance, and insurance. His professional service has included the presidency of the American Council of Consumer Interests and on the board of directors for the Association for Financial Counseling and Planning Education. He has consulted on personal finance education training for the Accredited Financial Counselor certification program.

--This text refers to an out of print or unavailable edition of this title.
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Product Details

  • Hardcover
  • Publisher: Houghton Mifflin; 8th ed. edition (January 1, 2005)
  • Language: English
  • ISBN-10: 0618618759
  • ISBN-13: 978-0618618750
  • Product Dimensions: 8 x 1.2 x 9.9 inches
  • Shipping Weight: 3.4 pounds
  • Average Customer Review: 4.6 out of 5 stars  See all reviews (5 customer reviews)
  • Amazon Best Sellers Rank: #4,691,632 in Books (See Top 100 in Books)

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Top Customer Reviews

Format: Hardcover
(As the Amazon listing for this book has an incorrect spelling for the author- Should be GARMAN not GARNAB- I am reposting here.)
While this book is framed as a college-level textbook (and I am currently reading it as a certification requirement), it is a lot less daunting than many college textbooks. The chapters are short and manageable, and cover a wide variety of topics, from budgeting to taxes to credit cards to mortgages to retirement plans. The concepts are presented in a straightforward manner and the chapters are peppered with supplementary blurbs and side articles. At the end of each chapter, there is a wide variety of review exercises, and throughout the book you follow the ongoing financial journeys of several theoretical families.
This book should be used as a primer to real life. One warning, some of the material quickly becomes outdated (for example, the tax chapter), so be mindful of this if you don't have the latest edition.
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Format: Hardcover Verified Purchase
I"m currently studying for my designation to become an Accredited Financial Planner and this book lays out all the complex concepts into easy, everyday concepts. This book is great for anyone wanting to learn more about financial planning.
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Format: Hardcover
My son got this for college, instead of paying 10 times the money at the school , he got it from you. Cheap and exactly what he needed
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Format: Hardcover Verified Purchase
The book came in a timely manner and was in (at least) as good a condition as advertised. I would definitely buy from this seller again.
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Format: Paperback
The book is lovely and is in good condition. The edition of the book was difficult to find on the website as two different ones were found. Ultimately it was the edition I needed and it shipped very quickly.
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