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The Poor Always Pay Back: The Grameen II Story Paperback – November 14, 2006

4.5 out of 5 stars 4 ratings

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Editorial Reviews

Review

"This book captures very well the central message of Grameen - the poor always pay back... I hope this book will inspire readers to play an active role in creating a world free from poverty."

"The two former students of Grameen's visionary founder Muhammad Yunus offer a balanced perspective. They provide the definitive account of the overhaul in the design of the world's most important microfinance institution."

"The radical transformation of its products that Grameen Bank engineered at the turn of the century has not yet received the international attention and admiration that it deserves. This timely book sets out the background to the changes and describes in detail the debates and experiments that led to the new services. It is essential reading for institutions around the world that admire or use the Grameen approach, and a contribution to microfinance literature in general."

"If the Grameen Bank is one of the great inventions of our time, "Grameen Bank II" is one of the great re-inventions. Spurred by crisis, fundamental premises were re-thought. A bank once known for delivering "microcredit" turned into an innovator in collecting savings. A bank once known for "group lending" strengthened its relationships with individual customers. We should all be grateful that two long-time insiders have told the story of a remarkable transformation."

"Extremely useful for pro-poor bankers, supportive policy leaders of governments and policy-oriented academics and students to have this book on their shelves."

"This accessible work provides considerable detail about how the bank evolved and why. Highly recommended."

"An uplifting, readable view of economics. Enthusiastically recommended."

"The sensitivity exhibited in portraying harsh realities is commendable. The story is at once challenging and motivating... Western society characterizes the poor as 'dirty', 'dishonest', 'lazy' and 'incapable of planning'. The book provides us with overwhelming, concrete evidence to the contrary."

About the Author

Dipal Barua is the Deputy Managing Director of Grameen Bank and the Managing Director of the Grameen Shakti in Bangladesh. He has extensive experience in the field of poverty alleviation, microcredit, rural development and people’s participation as a result of being a core founder of Grameen Bank. He serves on the board of directors of 16 sister organizations of Grameen Bank including Grameen Phone, the largest cell phone company in South East Asia, and Project Enterprise, a micro lending program in New York.

Asif Dowla is a professor of economics at St. Mary's College of Maryland. He has published various articles on economics and aspects of microfinance such as leasing, savings mobilization and social capital. In 1997, he received a fellowship to spend a year on sabbatical at Grameen Bank.

Product details

  • Item Weight : 1 pounds
  • Paperback : 320 pages
  • ISBN-10 : 1565492315
  • ISBN-13 : 978-1565492318
  • Product Dimensions : 6 x 0.75 x 9 inches
  • Publisher : Kumarian Press (November 14, 2006)
  • Language: : English
  • Customer Reviews:
    4.5 out of 5 stars 4 ratings