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The Poor and Their Money: Microfinance From a Twenty-First Century Consumer’s Perspective Paperback – March 24, 2010

5.0 out of 5 stars 1 rating

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Editorial Reviews

Review

”I found this book extremely stimulating and thought provoking.”
(Manmohan Singh, Prime Minister)

“From the best reporter on finance and the poor that I have ever seen, The Poor and Their Money shines a brilliant light on a world about which people are in the dark.” (Thomas Easton, Asian Business Editor)

“One of the best things we’ve ever read on microfinance.”

"If you have the time to read just one book on microfinance, make it this one. If you have time for two, read this one twice. Rutherford offers fresh perspectives, draws surprising connections, and lfoats ideas that transform how we think about poverty." (Jonathan Morduch, Professor of Public Policy and Economics at New York University and Managing Director)

"This is a small book with a large punch, a punch that KOs the myth that poor people don't save. If you want to work in microfinance you should first read this book; it will surely change your notion of how poor people deal with life." (Dale Adams, Professor Emeritus)

"Rutherford demonstrates not only the reasons why poor people need financial services...but also, importantly for donors, how we can learn from them." (Clare Short, former Secretary of State)

”I found this book extremely stimulating and thought provoking.” (Manmohan Singh, Prime Minister)

Book Description

The microfinance revolution is usually considered to have been led by the NGOs, donor agencies, and more recently banks who offer poor people financial services. But what can we learn from the ways that poor people already manage their money? What are the essential elements that they prize so much that they are willing to pay high interest rates to money lenders, or spend time and energy setting up elaborate savings clubs? The Poor and Their Money emphasizes the pivotal role of savings in the lives of the poor, and in so doing overturns the common misconception that they are “too poor to save”.

Building on the huge acclaim that followed its first publication, the second edition of The Poor and Their Money brings readers up to date with microfinance developments in the twenty first century, including India’s self-help group movement, village banks, and microfinance on Wall Street. It also describes the most detailed accounts to date of poor people’s day-to-day financial strategies―their financial diaries.

Product details

  • Publisher : Practical Action; 2nd edition (March 24, 2010)
  • Language: : English
  • Paperback : 190 pages
  • ISBN-10 : 1853396885
  • ISBN-13 : 978-1853396885
  • Item Weight : 8.2 ounces
  • Dimensions : 5.25 x 0.5 x 8.5 inches
  • Customer Reviews:
    5.0 out of 5 stars 1 rating

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