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Dave Ramseys Financial Peace University Workbook Hardcover – 2007
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It did come with his envelope system - I do NOT like that, did not work for me as the paper envelopes ripped, I went to a mesh/fabric envelope system and it works better for me.
FYI - I bought this used - Even this messes with Dave's income from sales of his books, I am sure he would approve.
Now, more about the book, this is an excellent resource to be used alongside the FPU CD's. Everything is spelled out very clearly and easily regarding each lesson plan, of which there are 13. The CD's help you get the visual part of the program in addition to the audio from the CD's so you feel like you understand everything he's talking about. I especially appreciate the blank copies of worksheets found in the back! These are FANTASTIC tools to help wrangle in all the details of budgeting your monthly income appropriately, as well as tackling the big bad debt monster! I would say if you don't want to spend the $200 for a brand new Financial Peace University, then try to get a deal on the CD's and buy this workbook. That is all you really need. The original kit has also Financial Peace Revisited, some extra worksheets, and the envelope system. These are all extra stuff -- if you had to choose to get one other thing, then I'd get the book Financial Peace Revisited. But really the FPU CD's and FPU Workbook are good enough.