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How to Be Richer, Smarter, and Better-Looking Than Your Parents by [Bissonnette, Zac]
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4.4 out of 5 stars 75 customer reviews

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Length: 252 pages Word Wise: Enabled Enhanced Typesetting: Enabled
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Editorial Reviews

Amazon.com Review

“Are you there, Zac? It’s me, Chelsea. I loved your book. Plus, I’m only half-Jew so your financial wisdom really balanced out my Mormon side.” --Chelsea Handler

“Our four daughters learned ‘Waste not, want not’ before they knew their ABCs, but Zac Bissonnette says it better and more credibly than a mere father could. His enjoyable romp through the basics of debt-free personal finance will be in their next Christmas stockings.” --Mitch Daniels, governor of Indiana

“Zac Bissonnette puts the ‘smart’ in smart-aleck with his irreverent, hilarious, and eminently sensible financial advice. This may be the one personal finance book that actually delivers on its title. Parents, give it to your kids. Kids, leave a copy on the kitchen table--maybe your parents will pick it up and learn something.” --Daniel Pink, author of Drive and A Whole New Mind

Review

"Our four daughters learned 'Waste not, want not' before they knew their ABCs, but Zac Bissonnette says it better and more credibly than a mere father could. His enjoyable romp through the basics of debt-free personal finance will be in their next Christmas stockings."
---Mitch Daniels, governor of Indiana

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"Are you there, Zac? It's me, Chelsea. I loved your book. Plus, I'm only half-Jew so your financial wisdom really balanced out my Mormon side."
--Chelsea Handler


"Though only a third of 2012 has passed, Zac Bissonnette is already a strong contender for the cheekiest author of the year award."
--The New York Times

"Our four daughters learned 'Waste not, want not' before they knew their ABCs, but Zac Bissonnette says it better and more credibly than a mere father could. His enjoyable romp through the basics of debt-free personal finance will be in their next Christmas stockings."
--Mitch Daniels, governor of Indiana

"Zac Bissonnette puts the 'smart' in smart-aleck with his irreverent, hilarious, and eminently sensible financial advice. This may be the one personal finance book that actually delivers on its title. Parents, give it to your kids. Kids, leave a copy on the kitchen table--maybe your parents will pick it up and learn something."
--Daniel Pink, author of "Drive" and "A Whole New Mind"


Product Details

  • File Size: 713 KB
  • Print Length: 252 pages
  • Page Numbers Source ISBN: 1591845440
  • Publisher: Portfolio; 1 edition (April 24, 2012)
  • Publication Date: April 24, 2012
  • Sold by: Penguin Group (USA) LLC
  • Language: English
  • ASIN: B007PWLYDS
  • Text-to-Speech: Enabled
  • X-Ray:
  • Word Wise: Enabled
  • Lending: Not Enabled
  • Enhanced Typesetting: Enabled
  • Amazon Best Sellers Rank: #373,299 Paid in Kindle Store (See Top 100 Paid in Kindle Store)
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Customer Reviews

Top Customer Reviews

Format: Paperback
Length: 1:54 Mins
This is a book for young people and answers the simple question:
What should young people do with their money in order to have the best possible life today AND for the rest of their life?

Zac Bissonnette gives great tips on:

How to select the best bank
How TV will make you fat and poor (with all the studies to prove it)
How starting to save now in a simple, boring, Index fund will make you richer than your parents.
And what finance book wouldn't be complete without 8 pages talking about Credit?

The subject matter in this book is well researched and insanely in-depth.

The information he gives about student loan debt is spelled out in a way that anyone can understand and Zac even gives real-life examples of how student loans could KEEP YOU FROM pursuing the very career you spent 4 years and $50,000 to get!

If you take one thing from this book and apply it to your life I can promise you that it will save you 5.7 times the amount of money you spent to buy a copy. OK, so that was made up. But learning about how money really works and making the right choices about saving, spending, investing, and avoiding the traps of debt WILL save you TONS of money over your lifetime.
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Format: Kindle Edition
I got this book for both myself and my soon-to-graduate college student. Because my kids have been watching me read The Complete Tightwad Gazette since before they could speak, most of the advice isn't new to either of us, but it's refreshing to hear it repeated in a slicker 21st century package.

Bissonnette's basic advice is don't spend money on anything you don't need to, and if you do have to spend money on something, do so wisely. That means paying in cash whenever you can, and paying with an eye toward permanent security. He becomes close to apoplectic at the thought of leasing a new car, and don't get him started on the people he knows who lease a new *luxury* car. Buy a used car, many of which can be found for $1000 to $1500, in cash. And to those who protest that they can't afford $1000 in cash, Bissonnette would answer that you really then can't afford a lease on a more expensive vehicle either.

As for housing, Bissonnette is an advocate of buying a home as opposed to being a permanent renter. I agree- unless you live in an area with an extremely low cost of living, it's difficult to accumulate wealth if you're paying rent to someone else as opposed to investing in a home. However, he is cognizant of the housing bubble which artificially inflated a lot of people's wealth a decade ago. Many of those tragedies could have been avoided if people had followed well-known rules about purchasing a home, including keeping the mortgage to 28% or less of your monthly income... and in general not believing a picture that's too good to be true.
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Format: Paperback Verified Purchase
As someone who bought 15 of the Zac Bissonnette's Debt Free U books, I am biased. I bought the books for my graduating high school seniors to check out and it has paid huge dividends with the choices they made in going to college. Completely changed the way the looked at college and how to go about paying for it. The economic truth hit them hard and now they are much better off for it.

His new book, How to be Richer, Smarter and better looking than your Parents, again tells the truth to the next generation regarding investing, saving, buying a car, job interviews and wide range of subjects that college graduates want to know about.

I deal with 18 year olds everyday and I am shocked at the lack of financial literacy that is being taught by parents. Why? Because their parents have no FREAKIN idea what they are doing. They bought into the myths in our society that have been sponsored by Bank of America, Visa, Citi Group, Sallie Mae, etc..... Wake up America, the entities we thought were trying to "help" are actually robbing us blind.

Its about time that we get people like Zac to stand up and scream about this insanity. His sometimes, "unconventional adivce breaks the mold of our normal society.

As I said with Debt Free U, this should be required reading for college students. I've already bought a book for my niece and will again buy another 15 books to send to my former students in college.

Highly recommend this to twenty somethings and their parents.
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Format: Kindle Edition Verified Purchase
After reading the excellent Debt Free U by this author, I decided to give Bissinette's cheekily-titled Smarter,Richer a whirl. I'm a 42-year-old mom, so apparently not his target audience. As such, I frequently found his tone annoying and disrespectful; perhaps a feature I could have expected from the title. That said, Bissionette does understand money with a wisdom far beyond his years. Teens and twenties would do well to follow his debt-resistant advice. This is advice I give my own kids. Although I was frugal even in my twenties, I still wish I had better understood the benefits of wasting NO money on fleeting, temporary pleasures and maximizing my investments while young. The fake fingernails I maintained for several years in my youth are a good example. I can't say the quality of my life was greatly enhanced by having pretty fingernails. Investing that money in an appreciating asset would have been a much better choice. These are purchases I would want my own kids to think about more carefully than I did and this book could help young people to do so.
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