Sharon Marchisello

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About Sharon Marchisello
Sharon Marchisello is the author of two mysteries published by Sunbury Press, Going Home (2014) and Secrets of the Galapagos (2019). She is an active member of Sisters in Crime. She contributed short stories to anthologies Shhhh...Murder! (Darkhouse Books, 2018) and Finally Home (Bienvenue Press, 2019). Her personal finance book Live Well, Grow Wealth was originally published as Live Cheaply, Be Happy, Grow Wealthy, an e-book on Smashwords. Sharon has published travel articles, book reviews, and corporate training manuals, and she writes a personal finance blog called Countdown to Financial Fitness. She grew up in Tyler, Texas, and earned her Bachelor of Arts from the University of Houston in French and English. She studied for a year in Tours, France, on a Rotary scholarship and then moved to Los Angeles to pursue her Masters in Professional Writing at the University of Southern California. Retired from a 27-year career with Delta Air Lines, she lives in Peachtree City, Georgia, doing volunteer work for the Fayette Humane Society and the Fayette County Master Gardeners UGA Extension.
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Blog postCountdown to Financial Fitness: Live Like a Millionaire: Most millionaires don’t amass their fortunes overnight. Of course, there are exceptions: lottery winners, beneficiaries of a huge inherita...1 month ago Read more
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Blog postMost millionaires don’t amass their fortunes overnight. Of course, there are exceptions: lottery winners, beneficiaries of a huge inheritance, business owners whose products rocket to instant stardom.
Adjusting to sudden wealth brings its own set of problems—especially how to keep it—but that's the subject of another post.
More common are the millionaires who earned their money slowly, by practicing healthy financial habits all their lives. They might live or work alongside you, &aac1 month ago Read more -
Blog postCountdown to Financial Fitness: The High Cost of Poverty: It’s wonderful to reach a point where you can stop working and let your money take over. And if you manage to spend less than what your mo...3 months ago Read more
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Blog postIt’s wonderful to reach a point where you can stop working and let your money take over. And if you manage to spend less than what your money brings in, your nest egg continues to grow, adding even more money to work for you.
Unfortunately, for people living in poverty, the converse is true. Life costs more when you don't have money.
Banks and credit unions offer their good customers free checking, interest on deposits, and affordable loans. If you fall on hard times or don't manage3 months ago Read more -
Blog postCountdown to Financial Fitness: Trusting Tourist Information: Whenever you travel to a new city, the Tourist Information Office is usually your best friend. Cheerful representatives hand out free ma...3 months ago Read more
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Blog postWhenever you travel to a new city, the Tourist Information Office is usually your best friend. Cheerful representatives hand out free maps, make recommendations about what to see and do during your stay, and answer questions about attractions, hotels, tours, and local transportation.
But be sure you’re visiting the official tourist information office, not just a vendor who provides “tourist information.”
On our recent cruise to Iceland, we had a stop in Akureyri, Iceland’s second-lar3 months ago Read more -
Blog postCountdown to Financial Fitness: Should You Refinance?: We keep expecting interest rates to rise, but then they get cut again. If you're carrying a mortgage, maybe it's time to refinance...4 months ago Read more
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Blog postWe keep expecting interest rates to rise, but then they get cut again. If you're carrying a mortgage, maybe it's time to refinance.
Should you do it? That depends.
If the value of your home has increased since you bought it, so has your equity. If you put less than 20% down on your home's purchase price, you're probably paying PMI (Private Mortgage Insurance). The rise in equity, combined with the principal retired since you took out the loan, may equal more than 20% ownership, which4 months ago Read more -
Blog postCountdown to Financial Fitness: Reduce Summer Expenses: It's not even summer yet and many parts of the country have already experienced sweltering heat waves. Summer brings higher bills for ...6 months ago Read more
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Blog postIt's not even summer yet and many parts of the country have already experienced sweltering heat waves. Summer brings higher bills for electricity and water as we struggle to stay cool and keep our lawns alive.
Here are a few reminders to help reduce those expenses:
Don't keep your house so cold that you have to put on a sweater or curl up under a comforter. When the weather is hot, enjoy wearing shorts, sundresses, and sleeveless tops. For every degree you turn up the thermostat, you6 months ago Read more -
Blog postCountdown to Financial Fitness: Appealing Your Property Taxes: We just received our property tax assessment and, like many of our neighbors, we're in shock. I'm reminded of a cartoon illustrati...7 months ago Read more
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Blog postWe just received our property tax assessment and, like many of our neighbors, we're in shock. I'm reminded of a cartoon illustrating how a house is viewed through different eyes: You see your house as you know it. The real estate appraiser sees a dilapidated shack. The tax assessor sees a palace.
Our county tax assessor thinks we live in a palace.
I used to not pay much attention to the assessment statement, which arrives each spring. I didn't really know what my house was worth—or c7 months ago Read more -
Blog postCountdown to Financial Fitness: Why Must Everyone Go to College?: Our country is reeling from a national scandal involving wealthy parents bribing coaches and administrators at prestigious universities to...9 months ago Read more
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Blog postOur country is reeling from a national scandal involving wealthy parents bribing coaches and administrators at prestigious universities to admit their children because these kids were unable to get accepted on their own merit. Why is that very expensive piece of paper so important?
College can be a rewarding experience, the source of lifelong friends. A degree is essential for entry into many professions. But without rich parents or a full-ride scholarship, earning a college degree can plu9 months ago Read more -
Blog postCountdown to Financial Fitness: Learn Your Foreign Currency: We recently returned from a trip abroad, and I'm constantly amazed at stories from fellow travelers about how they grossly overpaid for...9 months ago Read more
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Blog postWe recently returned from a trip abroad, and I'm constantly amazed at stories from fellow travelers about how they grossly overpaid for services because they didn't understand the local currency. If there's one bit of homework you should do before you visit another country, find out what the exchange rate is.
It's especially confusing when you have to add lots of zeros to the currency unit to reach the USD equivalent. Local currency can seem like monopoly money. But tack on an extra zero o9 months ago Read more -
Blog postCountdown to Financial Fitness: Plan for Contingencies: Going without an expected paycheck is a hardship for most people. I've seen statistics claiming that one in three Americans is one payc...10 months ago Read more
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Blog postGoing without an expected paycheck is a hardship for most people. I've seen statistics claiming that one in three Americans is one paycheck away from homelessness. After the recent government shutdown, and watching footage of furloughed government employees lined up at soup kitchens, I suspect those numbers might not be far off.
And many jobs in corporate America are not as secure as a position with the federal government. My husband and I both worked in the airline industry during the eig10 months ago Read more -
Blog postCountdown to Financial Fitness: Enough Money: "If only I made $80,000 a year!" one of my carpool colleagues once told me. "I'd never care what anything costs." A...11 months ago Read more
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Blog post"If only I made $80,000 a year!" one of my carpool colleagues once told me. "I'd never care what anything costs." At the time, we were each earning around $50,000 annually so it seemed like an $80,000 salary would put someone on Easy Street.
I didn't agree. I don't think I'll ever get to a point where I don't consider how much things cost. No matter how many millions I have socked away. Why would I pay more than I have to for anything?
Pay more for better quality,11 months ago Read more -
Blog postCountdown to Financial Fitness: Financial New Year's Resolutions: Improving one's financial situation is a popular New Year's resolution. But if you're too vague about what you mean by that, ho...11 months ago Read more
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Blog postImproving one's financial situation is a popular New Year's resolution. But if you're too vague about what you mean by that, how will you ever know when you accomplish it?
Here are some more specific, actionable pledges that might help you achieve the results you’re hoping for. You can customize and quantify them into S.M.A.R.T. (specific, measurable, attainable, realistic, time-limited) goals to meet your needs.
1. Reduce debt. Stop using credit cards f11 months ago Read more -
Blog postCountdown to Financial Fitness: Saving Money on Heating Costs: Winter is coming; in fact, in many parts of the country, it feels like it's already here. Time to review those reminders about how to ...1 year ago Read more
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Blog postWinter is coming; in fact, in many parts of the country, it feels like it's already here. Time to review those reminders about how to save money heating your home.
1. Change the filter in your furnace. Not only is a filthy furnace filter a fire hazard, but a fresh filter will help your furnace run more efficiently.
2. Replace worn weather stripping around doors and windows. Repair cracks where your precious heat could be esc1 year ago Read more -
Blog postCountdown to Financial Fitness: Navigating New York: New York City has always intimidated me. Exciting, yes, especially during the holidays. But it's one of those places that stomps all ov...1 year ago Read more
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Books By Sharon Marchisello
Finally Home
Dec 10, 2019
by
Carrie Dalby ,
cj petterson ,
Isabella Norse ,
Sharon Marchisello ,
Lee St. John ,
Amy Craig ,
J D Boudreaux ,
A.L. Vincent
$0.99$099
$12.99$1299
Shhhh... Murder!
Sep 12, 2018
by
Josh Pachter ,
Jacqueline Sewald ,
KM Rockwood ,
Michael Bracken ,
Jennie MacDonald ,
Albert Tucher ,
Kate Fellowes ,
Amy Ballard ,
Barbara Schlichting ,
Andrew MacRae
$2.99$299
$12.95$1295
$2.99$299
$9.99$999
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