- Audible Audio Edition
- Listening Length: 6 hours and 54 minutes
- Program Type: Audiobook
- Version: Unabridged
- Publisher: Tantor Audio
- Audible.com Release Date: December 2, 2008
- Whispersync for Voice: Ready
- Language: English
- ASIN: B001MXQ7TM
- Amazon Best Sellers Rank:
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The Smart Cookies' Guide to Making More Dough: How Five Young Women Got Smart, Formed a Money Group, and Took Control of Their Finances Audiobook – Unabridged
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"The Smart Cookies have allowed ourselves $100 a week in fun money..."
If you are looking at purchasing this book, I imagine you don't have an extra $400 each month for "fun money". The whole book basically describes their lavish lifestyles and how they got into debt purchasing designer jeans, expensive dinners, etc. There are no practical, proven ways to get out of debt beyond not buying a latte every day and buying designer clothing on eBay.
Save your money and buy a book from Dave Ramsey or David Bach instead. They both offer effective methods for getting out of debt and growing wealth. And here is a parting thought: If these "Smart Cookies" are so smart, why aren't they investing their $5200 a year of fun money in mutual funds instead of blowing it?
on credit. They make statements that appear to be
quite true in my own experience. i.e.
o interest doubles on late payments as penalties rise
o a good payment history drastically reduces interest
o users of credit cards should ponder the alternative
use of the money
o split appetizers at fancy restaurants
o take advantage of muni-facilities for the public
o examine how long mutual funds have been in business
o review mutual fund manager experience
I would add to this the 424 Dividend Boost Program.
The program allows you to buy shares from participating
companies like Pepsi, Altria and Wal-Mart. Simply
ask the company for the required forms
( investor relations), execute them and mail a
check for the purchase. There are no broker
fees whatsoever. In addition, make certain that you
take full advantage of the dividend re-investment feature
so that the stock portfolio grows even quicker.
Good luck and open up more of these investment clubs.
This is the best way to avoid stock market rip-offs
of all kinds.
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