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The Smart Cookies' Guide to Making More Dough and Getting Out of Debt: How Five Young Women Got Smart, Formed a Money Group, and Took Control of Their Finances Paperback – August 25, 2009
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From Publishers Weekly
Copyright © Reed Business Information, a division of Reed Elsevier Inc. All rights reserved. --This text refers to the Hardcover edition.
"Smart Cookies is a great motivator for anyone looking to sharpen their financial skills and shine a bright light on their financial life. Witty and insightful, this book shows people how they can band together and achieve their financial wishes by getting those dirty little money secrets out in the open and working in concert with one another. It's a great read."—Howard S. Dvorkin, founder of Consolidated Credit Counseling Services, Inc., author of Credit Hell: How to Dig Out of Debt
“A perfect gift for recent grads—or anyone who needs convincing that financial health is attainable.”—Publishers Weekly, starred review
“The perfect gift for recent grads—or anyone who needs convincing that financial health is attainable.”—Publishers Weekly, starred review
“Their example ought to be enough to inspire others to form or join money clubs.”—New York Times
Top Customer Reviews
"The Smart Cookies have allowed ourselves $100 a week in fun money..."
If you are looking at purchasing this book, I imagine you don't have an extra $400 each month for "fun money". The whole book basically describes their lavish lifestyles and how they got into debt purchasing designer jeans, expensive dinners, etc. There are no practical, proven ways to get out of debt beyond not buying a latte every day and buying designer clothing on eBay.
Save your money and buy a book from Dave Ramsey or David Bach instead. They both offer effective methods for getting out of debt and growing wealth. And here is a parting thought: If these "Smart Cookies" are so smart, why aren't they investing their $5200 a year of fun money in mutual funds instead of blowing it?
I enjoyed this book, so that means that men and women can really benefit from it if they give it a chance.
on credit. They make statements that appear to be
quite true in my own experience. i.e.
o interest doubles on late payments as penalties rise
o a good payment history drastically reduces interest
o users of credit cards should ponder the alternative
use of the money
o split appetizers at fancy restaurants
o take advantage of muni-facilities for the public
o examine how long mutual funds have been in business
o review mutual fund manager experience
I would add to this the 424 Dividend Boost Program.
The program allows you to buy shares from participating
companies like Pepsi, Altria and Wal-Mart. Simply
ask the company for the required forms
( investor relations), execute them and mail a
check for the purchase. There are no broker
fees whatsoever. In addition, make certain that you
take full advantage of the dividend re-investment feature
so that the stock portfolio grows even quicker.
Good luck and open up more of these investment clubs.
This is the best way to avoid stock market rip-offs
of all kinds.
Most Recent Customer Reviews
The Smart Cookies' Guide to Making More Dough: How Five Young Women Got Smart, Formed a Money Group, and Took Control of Their Finances
Review by Richard L. Read more
i PURCHASED THE AUDIO VERSION. I LISTEN TO AND FROM WORK. THE CONTENT IS GOOD, BASIC, MOTIVATIONAL AND USEABLE.Published on February 1, 2010 by Charlene E. Easter
The book was very interesting and gave me numerous ideas to getting out of debt.Published on January 21, 2010 by Mary Jo
I would certainly recommend this book for an inspirationand practile how to idea on how to manage money.Published on April 10, 2009 by Rudy
i thought this book was wonderful. it gave great insight on how to save a buck. this book clarified a lot of financial questions that i've been struggling with. Read morePublished on December 2, 2008 by Diane Jean-mary