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Smart Money Smart Kids: Raising the Next Generation to Win with Money Hardcover – April 29, 2014
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About the Author
Dave Ramsey is America’s trusted voice on money and business. His four New York Times best-selling books―Financial Peace, More ? an Enough, ? e Total Money Makeover, and EntreLeadership―have sold more than 7 million copies combined. ? e Dave Ramsey Show is heard by more than 6 million listeners each week on more than 500 radio stations.
Rachel Cruze is a seasoned communicator and presenter who has been speaking to groups as large as 10,000 for more than a decade. She uses the knowledge and experiences from growing up as Dave Ramsey’s daughter to educate America’s students and young adults on the proper ways to handle money and stay out of debt.
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One of my favorite parts about the book is how Dave and Rachel categorized the topics into the age-appropriateness of kids. From age three to college age, you will find specific ideas that we parents can start implementing with your kids. Each chapter thoroughly talks about valuable skills and character traits that we can help instill in our kids while they are young. Starting them young is ideal because younger children are more receptive. But the book also encourages that it is never too late to start teaching them, regardless of age. Each step is a process that will not happen overnight. Perseverance and patience are important keys.
There are a lot of things in life that we know our kids will learn as they go out into the world and figure things out for themselves. Being intentional in teaching them about money now is vital for how they will handle situations in the future, when they are on their own. Besides, teaching them about money is never just about money. The book digs deep about essential skills like a good work ethic, saving, spending, budgeting and so much more. But it also digs deeper and touches on the emotions tied with money like giving and contentment.
Anybody will surely learn from this book. Its message will tug your hearts and make you believe that raising money smart kids is probably one of the most important legacies that you will ever give your children.