Top positive review
on September 16, 2017
Excellent responsible advice on saving, investing, taxes, long-term care. His basic point is that retirement is not about net worth, it is about cash flow, people should get professional seasons advice about building wealth and protecting it so that it will be there for them in retirement and not be subject to the volatility of the market.
He says that retirement is not one-size-fits-all, some are ultra conservative and would benefit from some sort of hybrid annuity plan, others may prefer A more aggressive approach, others may one the combination of annuities and bonds with index funds.
He is also very passionate about long-term care insurance. He seems to favor life insurance policies with long-term care riders which guarantee that you wont waste money on coverage that you may never need, some of that money can go back to your family.
One take away from the book is that we go to expert doctors when we need the best doctor that we can afford, so why shouldn't we get the best guidance we could possibly get with personal finance?