when ever I buy a product if required I get square trade to enhance the usual one year protection limit. I have not had to use it due to the great products I get when I shop. However it is good to know it is there protecting my investment.
Insurance against damage, loss, theft, etc. is a good thing and has saved many people lots of money and heartache, however, the fact that it's not included in the purchase of the product means a 4-star rating.