- File Size: 921 KB
- Print Length: 56 pages
- Publication Date: August 9, 2014
- Sold by: Amazon Digital Services LLC
- Language: English
- ASIN: B00MKK5GXO
- Text-to-Speech: Enabled
- Word Wise: Enabled
- Lending: Not Enabled
- Amazon Best Sellers Rank: #2,003,527 Paid in Kindle Store (See Top 100 Paid in Kindle Store)
What To Do Before The Storm: Save money by Limiting damage Kindle Edition
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Top customer reviews
Rita's usual fine skill in writing her romance novels remains evident in this book about the other side of her life - a Catastrophe Insurance Adjuster. She most assuredly has the experience and background necessary for sharing information on how to get the most money from your insurance company after living through a natural disaster - be that hurricane, earthquake, floods, fires, explosions, etc. Or as she states, 'Structured on my intensive personal experience with catastrophes, I wrote Before the Storm to guide home and condo owners who want to control their losses while protecting their structures and contents before a disaster strikes. I based the advice I offer you in this edition on general insurance practices at the time of its printing. But be warned: you must double check with your insurance agent to be certain there have been no significant changes in your policies during their terms.' It is that sort of honest clarity that makes his an indispensible book. After all, Rita has survived a loss such as she describes so this is not only professional guidance: this is personal experience in her court.
It is unfair to summarize a book that must be owned by everyone no matter how safe they feel. But some of the points Rita makes include the following: PREPARE - not only update your insurance coverage, make emergency situation plans, inventory your possessions, evacuation plans; know the definitions of weather related storms and catastrophes (tropical storm watch and warning, fire watch and warning, flood/earthquake, faulty construction, sinkhole, mudslide etc) and whether or not your insurance policy covers your needs; Take photos immediately; understand insurance adjusters (`Independent adjusters receive as payment for their work a percentage of the total bill for damages that they are writing'); Choose your policy carefully and be informed; realize your policy changes every year so stay on top of the changes; Money Saving Tips in times of storm; use of a Lock Box for personal document safety; How to document your home on film BEFORE a storm (important info for claims adjusters); process contents of you home by room with date of purchase, original value, etc; make copies of ALL your family credit cards and medical cards, vehicle registration, bank officer card, and add CASH to your Lock Box; remember that you may not be able to call people but you can text them; How to evacuate; DO REGULAR HOME MAINTENANCE; Keep a `Supply Box' - and much more and of course in detail.
Rita Clay Estrada is an expert and one eager to share the facts and information about how to prepare for survive, and cope with disasters. This little book is a bible we all should own. Grady Harp, August 14