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Norman F. Dacey
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What's Wrong With Your Life Insurance Paperback – October 1, 1989

by
Norman F. Dacey (Author)
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Norman F. Dacey (Author)
4.6 out of 5 stars 91 ratings
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Previous page
  1. Language
    English
  2. Publisher
    Macmillan General Reference
  3. Publication date
    October 1, 1989
  4. Dimensions
    6.5 x 1.5 x 9.5 inches
  5. ISBN-10
    0025293508
  6. ISBN-13
    978-0025293502
  7. See all details
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Editorial Reviews

From Publishers Weekly

A standard "cash value" life insurance policy will pay its prescribed death benefit in any year the prescribed premium is paid up, and the premium usually is reduced eventually to zero by an ever-increasing annual "dividend." Nevertheless, in this updated version of a controversial 1963 title, Dacey ( How to Avoid Probate! ) denounces the insurance industry as a whole for misusing policyholders' money. Huge surpluses from lapsed policies, investments and favorable mortality experience, argues the author, finance exorbitant executive salaries and agent compensation. He sees deception everywhere in the modern insurance world of policies combining mortality charges with a savings/investment program. The variety of such formulas is almost infinite, their complexity confusing to the prospect they are meant to fool (and to the reader), as Dacey demonstrates exhaustively. His uncomplicated advice: "Buy cheaper term-insurance and invest the difference."
Copyright 1989 Reed Business Information, Inc.

From Library Journal

Just about everything is wrong with your life insurance, according to Dacey, unless you have simple term insurance. In this scathing update of his 1963 book of the same name, Dacey, also author of How To Avoid Probate (1965), catalogs the numerous abuses and deceptions he sees being foisted upon an unsuspecting public. Dacey has an inflammatory style ("avaricious industry" and "financial Moloch" are representative epithets), but amply demonstrates, largely from the industry's own sources, how agents strive to sell high-commission cash value policies that leave customers under-insured. His advice: Buy term and invest the difference. While this is a valuable source, it has an enormous amount of detail and is far too repetitious. Careful editing would have made it leaner, if not meaner. Nevertheless, recommended.
- Jack Ray, Loyola/Notre Dame Lib., Baltimore
Copyright 1989 Reed Business Information, Inc.
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Product details

  • Publisher ‏ : ‎ Macmillan General Reference (October 1, 1989)
  • Language ‏ : ‎ English
  • ISBN-10 ‏ : ‎ 0025293508
  • ISBN-13 ‏ : ‎ 978-0025293502
  • Item Weight ‏ : ‎ 1.79 pounds
  • Dimensions ‏ : ‎ 6.5 x 1.5 x 9.5 inches
  • Customer Reviews:
    4.6 out of 5 stars 91 ratings

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Norman F. Dacey

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Customer reviews

4.6 out of 5 stars
4.6 out of 5
91 global ratings
5 star
77%
4 star
16%
3 star
4%
2 star
1%
1 star
2%

Top reviews from the United States

Joe L
5.0 out of 5 stars Book Arrived in Better-than-Expected Condition
Reviewed in the United States on September 27, 2020
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TL Pate
4.0 out of 5 stars this book helped me to perfect my trade when talking with people who may have ...
Reviewed in the United States on March 4, 2015
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2 people found this helpful
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Luis A
5.0 out of 5 stars Great information!
Reviewed in the United States on December 26, 2018
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Morris Donald
5.0 out of 5 stars The truth about life insurance
Reviewed in the United States on September 5, 2007
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One person found this helpful
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Drena L. Stjohn
5.0 out of 5 stars Whole life insurance
Reviewed in the United States on April 23, 2014
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7 people found this helpful
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Michael Hamza
4.0 out of 5 stars Has some valuable ideas
Reviewed in the United States on July 24, 2019
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Jo Ann Chaney
5.0 out of 5 stars Love it
Reviewed in the United States on August 23, 2013
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Eric F
5.0 out of 5 stars Book content/delivery
Reviewed in Canada on July 16, 2019
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