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Worker's Compensation: A Field Guide For Employers Paperback – January 4, 2010
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"...I have read and annotated the book repeatedly, and am always picking up nuances that I can relate to the cases that I have heard (and hear) litigated before me...His chapters on classification and experience rating, meanwhile, may be the most lucid currently available." --"Workers Compensation Law Section Newsletter" of the Pennsylvania Bar Association.
"...a book you absolutely should not be without..." --AllBusiness.com
"... unlike any other workers' compensation guide...it is a must-have for those who manage workers' compensation insurance...Priz does an excellent job of exploring the ins and outs of a workers compensation policy, especially all the intricacies of premium calculations and common mistakes in areas such as classifications and experience modification factors." --Professional Safety magazine
From the Author
I've been helping employers lower Workers' Compensation insurance costs for over 25 years, and this Field Guide distills that experience into an easy-to-read format for the people who have to buy Workers' Compensation insurance.
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Priz describes when workers' compensation coverage is required and how each state regulates the rates. Priz also describes typical work comp policy construction, important because even savvy business owners are often mystified by their insurance policies. He also describes federal workers' compensation exposures business owners may have. For example, what if one of your employees is asked to repair a dock on Lake Huron? That should be covered under your standard work comp policy, right? Not so fast. Because Lake Huron is "navigable," your injured employee may try to assert a federal workers' compensation claim, which can be significantly more expensive and not covered under a standard work comp policy.
One of the most important points the book makes is that business owners should understand how their premiums are calculated and Priz can help you avoid costly errors. Priz also offers tips for enhancing your relationship with your agent and broker. Let me interject my experience here. If you hire a strong consultative agent who understands workers' compensation, you may never need a consultant like Priz.
You'll quickly recoup the cost of this book. I highly recommend it.