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Your Money or Your Life: 9 Steps to Transforming Your Relationship with Money and Achieving Financial Independence: Fully Revised and Updated for 2018 Paperback – December 10, 2008

4.5 4.5 out of 5 stars 5,485 ratings

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A fully revised edition of one of the most influential books ever written on personal finance with more than a million copies sold

“The best book on money. Period.” –Grant Sabatier, founder of “Millennial Money,” on CNBC Make It

"This is a wonderful book. It can really change your life." -Oprah

For more than twenty-five years,
Your Money or Your Life has been considered the go-to book fortaking back your life by changing your relationship with money. Hundreds of thousands of people have followed this nine-step program, learning to live more deliberately and meaningfully with Vicki Robin’s guidance. This fully revised and updated edition with a foreword by "the Frugal Guru" (New Yorker) Mr. Money Mustache is the ultimate makeover of this bestselling classic, ensuring that its time-tested wisdom applies to people of all ages and covers modern topics like investing in index funds, managing revenue streams like side hustles and freelancing, tracking your finances online, and having difficult conversations about money.
 
Whether you’re just beginning your financial life or heading towards retirement, this book will show you how to: 
 
• Get out of debt and develop savings
• Save money through mindfulness and good habits, rather than strict budgeting
• Declutter your life and live well for less
• Invest your savings and begin creating wealth
• Save the planet while saving money
• …and so much more!

"The seminal guide to the new morality of personal money management." -
Los Angeles Times

Review

"The best book on money period." -Grant Sabatier, founder of "Millennial Money," on CNBC Make It

"This is a wonderful book. It can really change your life." -Oprah

"The seminal guide to the new morality of personal money management." -Los Angeles Times

"Vicki Robin wrote the book on retiring happy. Now a whole new generation is taking her advice. [She is] the millenial money whisperer." -
Money Magazine

"Your Money or Your Life is a wise book...I am thankful to Joe Dominguez and Vicki Robin for getting so much of this started, as are countless thousands of other people who are now more free than they could have otherwise been." -Mr. Money Moustache

"Now as never before, it's time to stop trying to 'get ahead' in a race that both fixed and futile, and figure out how to organize your life so that it can be your life. Your one precious life, lived for yourself and for your community and for your planet. Your Money or Your Life shows you how to make the shift." -Bill McKibben

"If you want to invest in your financial future and (more importantly) your long-term happiness, I can’t think of a better investment than Your Money or Your Life.” —Brandon Ganch, "Mad Fientist"


“Vicki Robin’s Your Money or Your Life offers readers the gift of meaningful, applicable advice so that they can achieve true financial independence on their terms. It is deservedly one of the most acclaimed and referenced financial advice books of our time and will undoubtedly continue that legacy for generations.” — Farnoosh Torabi, bestselling financial author and host of the award-winning podcast So Money

"[
Your Money or Your Life] changed my life...I started believing that my life controlled my money. I began to see my life without the weight of debt and the need to chase a paycheck because I actually understood the path to get there." -Trent Hamm, "The Simple Dollar"

About the Author

Joe Dominguez (1938-1997) was a successful financial analyst on Wall Street before retiring at the age of thirty-one by following the nine-step program he formulated for himself. He taught this formula for many years, and preserved it for future generations in Your Money or Your Life. From 1969 on, he was a full-time volunteer and donated all proceeds from his teaching to transformational projects.

Vicki Robin is a renowned innovator, writer, and speaker. In addition to coauthoring the bestselling Your Money or Your Life, Robin has been at the forefront of the sustainable living movement. She has received awards from Co-Op America and Sustainable Northwest and was profiled in Utne Magazine’s book Visionaries: People and Ideas to Change Your Life. She is also the author of Blessing the Hands That Feed Us: What Eating Closer to Home Can Teach Us About Food, Community and Our Place on Earth. She lives on Whidbey Island in Washington.

Peter Adeney, better known as
Mr. Money Mustache, is an influential financial blogger who retired financially independent shortly after turning thirty, and now writes about how to live a frugal life of leisure.

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Product details

  • ASIN ‏ : ‎ 0143115766
  • Publisher ‏ : ‎ Penguin Books; Revised edition (December 10, 2008)
  • Language ‏ : ‎ English
  • Paperback ‏ : ‎ 368 pages
  • ISBN-10 ‏ : ‎ 9780143115762
  • ISBN-13 ‏ : ‎ 978-0143115762
  • Item Weight ‏ : ‎ 4.6 ounces
  • Dimensions ‏ : ‎ 7.76 x 5.08 x 0.44 inches
  • Customer Reviews:
    4.5 4.5 out of 5 stars 5,485 ratings

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Vicki Robin is a prolific social innovator, writer and speaker. She is coauthor with Joe Dominguez of the international best-seller, Your Money or Your Life: Transforming Your Relationship With Money and Achieving Financial Independence (Viking Penguin, 1992, 1998, 2008). It was an instant NY Times best seller in 1992 and steadily appeared on the Business Week Best Seller list from 1992-1997. It is available now in eleven languages.

Her new book, Blessing the Hands that Feed Us; what eating closer to home can teach us about food, community and our place on earth (Viking/Penguin 2014) tells how her experiment in 10-mile eating not only changed how she ate, but also renewed her hope and rooted her in her community. She calls this “relational eating.” She went on to investigate how we might restore the vitality of our regional food systems so everyone could have the benefit of relational eating – healthy food, healthy communities. She calls this building “complementary food systems,” not to replace but to work along side of the global industrial systems we now depend on for almost 100% of our food. Her book offers many practical tools for transformation, from changing our attitudes, to changing our habits to changing our food sources to getting active in social and political change.

Called by the New York Times as the “prophet of consumption downsizers,” Vicki has lectured widely and appeared on hundreds of radio and television shows, including "The Oprah Winfrey Show," "Good Morning America" and National Public Radio's "Weekend Edition" and "Morning Edition"; she has also been featured in well over 100 magazines including People Magazine, AARP, The Wall Street Journal, Woman's Day, Newsweek, Utne Magazine and the New York Times.

Vicki has helped launch many sustainability initiatives including: The New Road Map Foundation, The Simplicity Forum, The Turning Tide Coalition, Sustainable Seattle, The Center for a New American Dream, Transition Whidbey and more. In the 1990’s she served on the President's Council on Sustainable Development's Task Force on Population and Consumption.

In addition to her sustainable consumption work, Vicki has been a leader in the field of dialogue. She co-created the Conversation Cafés method and initiative, promoting it first in Seattle and then throughout the world. Conversation Cafés are hosted conversations among diverse people in public places on subjects that matter. Vicki has spoken at workshops, conferences and to the media (Readers Digest, National Public Radio, Utne Magazine, The New York Times, The Seattle Times and many local media) about the Conversation Café method and its possibilities for revitalizing our public life.

For fun, Vicki is a comedy improv actress, appearing frequently with her troupe, Comedy Island.

Born in Oklahoma in 1945, Vicki grew up on Long Island and graduated cum laude from Brown University in 1967. She received awards from Co-op America and Sustainable Northwest for her pioneering work on sustainable living. Vicki’s one of 61 visionaries featured in Utne Magazine’s book, Visionaries: People and Ideas to Change Your Life. A&E Entertainment’s show “Biography” honored Vicki as one of ten exceptional Seattle citizens. She currently lives on Whidbey Island in Puget Sound.

Customer reviews

4.5 out of 5 stars
4.5 out of 5
5,485 global ratings
A Book about How You Think About Money
4 Stars
A Book about How You Think About Money
The Good: 'YMoYL' isn't a book about how to make sausage, so to speak. It's more about what's the while point of making the sausage at all. This book asks the reader to consider what is work, what is money, why are we here in the first place. For a book about 'worldy wisdom,' it's surprisingly spiritual.My favorite part of the book was the questions at the end of each chapter. "What are your 'gazingus pins' (those things you see and have to buy, for me, ironically enough, books on Amazon)? How does what you buy show what you value? Hell, what is money? The questions brought up are thoughtful ones.The Bad: Vicki Robin kinda just goes on and on. For somebody who's trying to talk up living simply and frugally (not bad things, imo), she isn't thinking about how much paper is being used for her book. I started rolling my eyes at the third anecdote of how Rosemary quit her job as an accountant at a big law firm to become a backpacker in Paraguay working with the underprivileged to develop clean water sources. I get it.TL:DR If you want a book showing you how to save money, don't buy this book. Get Ramjt Sethi's 'I'll Teach You to Be Rich' or something similar. If you want a book that'll make you reexamine long held ideas about money, work, and how we spend our money and time, as well as some tips in Chapter 9 to go about using your money, this is for you, even if the author is long-winded in places.
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Carlos S
5.0 out of 5 stars Gran libro!
Reviewed in Mexico on June 13, 2021
sanjay
5.0 out of 5 stars Book
Reviewed in India on September 9, 2023
Matthew Flanagan
5.0 out of 5 stars Changed my relationship with money
Reviewed in the United Kingdom on July 21, 2023
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MULA JACOB
5.0 out of 5 stars Facile à lire
Reviewed in France on May 6, 2021
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ermastro2011
5.0 out of 5 stars A book fundamental about the Finantial Independence Early Retirement way of thinking
Reviewed in Italy on January 17, 2020
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