
Earn unlimited 5% back on your Amazon.com purchases with an eligible Prime membership. Eligible Amazon.com purchases include digital downloads, Amazon Gift Cards, Amazon Prime subscriptions, items sold by third-party merchants through Amazon.com's marketplace, including Amazon Fresh (online or in-store), Prime Video, Kindle Unlimited purchases, Amazon Pharmacy and PillPack.¹
This excludes purchases from merchants using Amazon Pay, purchases made at international Amazon retail sites, and purchases from Zappos, Ring, Woot, AbeBooks, Blink, Eero, Amazon Games, Wondery, Amazon Music, and Buy with Prime, or any other website operated by Amazon not listed here at Amazon’s sole discretion.
Earn unlimited 5% back at Whole Foods Market online or in-store at any Whole Foods Market locations with an eligible Prime membership. This benefit is in addition to any in-store promotions.¹
This excludes purchases made at international Whole Foods Markets, purchases of Whole Foods Market products and services through third-party sites such as Eventbrite, Instacart, Google Express and Shipt, online purchases of Whole Foods Market gift cards (including through buyatab.com), event tickets or classes, purchases from certain third-party vendors operating at Whole Foods Markets, purchases of massage services at any Whole Foods Market, or purchases from Spa@Ink.
Earn unlimited 5% back on your purchases at Audible.com with an eligible Prime membership. This includes purchases of Audiobooks, Podcasts, Audible Originals and Monthly or Annual plans made at Audible.com or in the Audible app.
Audible purchases made at Amazon.com also continue to earn unlimited 5% back with an eligible Prime membership.
Earn unlimited 5% back on Chase Travel purchases with an eligible Prime membership. This category includes prepaid travel purchases made on chasetravel.com or by calling the number on the back of your card to book. Eligible travel purchases include airline tickets, hotels, car rentals, and cruises. Any items or charges not paid for on chasetravel.com or by calling the number on the back of your card will not qualify. Any portion of your purchase paid for using points will not qualify. You may see “travel purchased through Chase” or “travel purchased through Chase Ultimate Rewards” in marketing materials to refer to travel purchased through Chase Travel. To see a breakdown of your rewards earned from Chase Travel purchases, go online to your Rewards Activity page. You can also see it on your monthly card billing statement.¹
Earn unlimited 2% back at gas stations. Merchants in this category sell automotive gasoline that can be paid for either at the pump or inside the station, and may or may not sell other goods or services at their location.¹
This excludes merchants that do not specialize in selling automotive gasoline; for example, truck stops, boat marinas, oil and propane distributors, and home heating companies.
Earn unlimited 2% back at restaurants, whether you dine in or take out. This category’s merchants’ primary business is sit-down or eat-in dining, including fast food restaurants and fine dining establishments. Delivery and takeout services will be included if they classify as a restaurant merchant.¹
This excludes merchants that sell food and drinks located within facilities such as sports stadiums, hotels and casinos, theme parks, grocery and department stores unless the merchant has set up such purchases to be classified in a restaurant category. Bakeries, caterers, meal kit delivery services, and gift card merchants are not included in the category.
Earn unlimited 2% back on local transit and commuting, including rideshare. Merchants in this category include operators of passenger trains, buses, taxis, limousines, rideshare, ferries, toll bridges and highways, and parking lots and garages.¹
This excludes merchants that provide transportation and related services; for example, airlines, hotels, car rental agencies, cruise lines, travel agencies, discount travel sites, vacation clubs, tour operators, bike or scooter rentals and car sharing.
Earn unlimited 1% back all other purchases anywhere Visa is accepted.¹ For more information about Chase rewards categories, see chase.com/rewardscategoryfaqs. Please note that even though a merchant or some of the items that it sells may appear to fit within a given rewards category, the merchant may not have a merchant code in that category. When this occurs, purchases with that merchant won’t qualify for rewards offers on purchases in that category.
Eligible Prime cardmembers earn 10% back or more on a rotating selection of items and categories on Amazon.com.² The amount listed in promotional offers includes the 5% back you already earn on Amazon.com purchases with an eligible Prime membership. The extra % back will post to your account within a week of the transaction posting, and will appear on your monthly credit card billing statement and be available for use within 1-2 billing cycles. Your account must be open and not in default at the time of fulfillment. Explore Prime Card Bonus deals

When you earn daily rewards, the points post and can be redeemed at Amazon.com
or Chase as soon as the next day. Because who likes waiting?

Interest-free equal monthly payments
lets you get it now and pay over time on purchases of $50 or more at Amazon.com or at eligible retailers with Amazon Pay. Simply choose equal monthly payments at checkout in the order summary or payment method menu. Equal monthly payments purchases do not earn % back rewards.
Chase Offers brings you great deals from the places you love. No coupons, codes or vouchers to remember, and no registration is required. Just choose an offer. add it to your card, and then use your card to pay in stores, online or through mobile apps and wallets. Statement credits are applied to your account automatically within 7-14 business days.⁴
Add free authorized users and maximize your reward-earning potential, while sharing your credit line with friends or family. It’s free for you, and they’ll get their own card to use while you earn rewards on their purchases.⁵
Add your card to your preferred digital wallet in the Chase Mobile® app⁶ and keep your Prime Visa just a click away. You can add your card to Apple Pay, Google Pay or Samsung Pay and start making purchases before your card arrives in the mail. We’re always adding new ways to pay to give you the flexibility you need on the go.

Auto rental collision damage waiver
Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage is provided for theft and collision damage for most cars in the U.S. and abroad. In the U.S., coverage is secondary to your personal insurance.
Baggage delay insurance
Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 3 days.
Extended Warranty Protection
Extends the time period of the manufacturer's U.S. warranty by an additional year, on eligible warranties of 3 years or less.
Lost luggage reimbursement
If you or an immediate family member check or carry on luggage that is damaged or lost by the carrier, you're covered up to $3,000 per passenger.
Roadside Dispatch®
If you have a roadside emergency, call 1-800-847-2869 anytime to dispatch the help you need – anything from a tow or jumpstart to a tire change, lockout service, winching or gas delivery. Roadside service fees will be provided when you call and will be billed to your card.
Travel accident insurance
When you pay for your air, bus, train or cruise transportation with your card, you are eligible to receive accidental death or dismemberment coverage of up to $500,000.
Travel and Emergency Assistance Services
If you run into a problem away from home, call the Benefit Administrator for legal and medical referrals or other travel and emergency assistance. (You will be responsible for the cost of any goods or services obtained.)
Purchase protection
Covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account.
^These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Once your account is opened we will send you a Guide to Benefits, which includes a full explanation of coverages.

Fraud protection
We help safeguard your credit card purchases using sophisticated fraud monitoring.
Zero liability protection
You won’t be held responsible for unauthorized charges made with your card or account information. If you see an unauthorized charge, simply call the number on the back of your card.⁷
Go paperless
Safely access up to 7 years of statements online. It's more secure, convenient and reduces clutter.
24/7 Access to customer service
Talk to a customer service specialist anytime by calling the number on the back of your card.
Automatic account alerts
Set up personalized alerts to get an email or text when your payment is due, when we receive your payment, when your balance reaches a certain amount, and more.⁸
Chase Credit Journey
Track your credit score and learn how to build it with Chase Credit Journey. We update your score every week and tell you what’s changed — with no impact your credit.
Chip-enabled for enhanced security
Your credit card with an embedded chip provides enhanced security and wider acceptance when you make purchases at chip-enabled card readers in the U.S. and abroad. For an added layer of security, when a chip card is inserted into a chip card reader, the chip produces a single-use code to validate the transaction, making it harder for criminals to create a counterfeit card.
Tap and pay with contactless
Simply tap to pay with your contactless card. Just look for the Contactless Symbol at checkout, then tap your contactless card on the checkout terminal. It's fast, easy and secure
¹Rewards Program Agreement: For more information about the Amazon card rewards program, view the latest Rewards Program Agreement. We will mail your Rewards Program Agreement once your account is established. If you become a Chase Online customer, your Rewards Program Agreement will also be available after logging in to chase.com. The terms of the Rewards Program Agreement apply to the 5% back and 3% back earned at Amazon.com, Whole Foods Market, including any physical Whole Foods Market locations in the United States and the website accessible at wholefoodsmarket.com and the participating Amazon stores and sites operated by Amazon’s affiliates listed at Amazon.com/primevisa/benefits and Amazon.com/amazonvisa/benefits, and through Chase Travel.
% back and Points: “% back rewards” are the rewards you earn under the program. % back rewards are tracked as points and each $1 in % back rewards earned is equal to 100 points. You may simply see “% back” in marketing materials when referring to the rewards you earn. Eligible Prime memberships only apply to Amazon.com accounts (and not accounts on any other affiliated websites outside the U.S.) and may include, in Amazon’s sole discretion: annual and monthly Amazon Prime subscriptions and members of their Amazon Household (excluding Amazon Prime Video and invited guests of an Amazon Prime account), Amazon Prime Fresh, Amazon Family, Amazon Prime Student and trial memberships of Amazon Prime. Whether a purchase earns 5% back or 3% back, as described below, is determined at the time your eligible Amazon.com, Whole Foods Market or the participating Amazon stores and sites, or Chase Travel purchase is made. How you can earn points: You’ll earn points on purchases of products and services, minus returns or refunds, made with a Prime Visa or Amazon Visa credit card by you or an authorized user of the card account. Buying products and services with your card account, in most cases, will count as a purchase; however, the following types of transactions won’t count and won’t earn points: transactions on Amazon.com to which you choose to apply a promotional financing offer, balance transfers, cash advances and other cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. 5% back or 3% back at Amazon.com, Whole Foods Markets and the participating Amazon stores and sites: You’ll earn 5% back with an eligible Prime membership or 3% back without an eligible Prime membership for each $1 of eligible purchases made using your card account at Amazon.com (including digital downloads, Amazon.com Gift Cards, Amazon Fresh orders, Amazon Prime subscriptions, and items sold by third-party merchants through Amazon.com’s marketplace), Whole Foods Market, including any physical Whole Foods Market locations in the United States and the website accessible at wholefoodsmarket.com and the participating Amazon stores and sites listed at Amazon.com/primevisa/benefits and Amazon.com/amazonvisa/benefits. 5% back equates to $0.05 for each $1 spent, which is equal to 5 points. 3% back equates to $0.03 for each $1 spent, which is equal to 3 points. 5% back or 3% back is not earned on (i) purchases from merchants using Amazon Pay, (ii) purchases made at international Amazon retail sites (including but not limited to Amazon.ca, Amazon.co.uk, Amazon.de, Amazon.fr, or Amazon.co.jp), or any other website operated by Amazon that is not listed at Amazon.com/primevisa/benefits and Amazon.com/amazonvisa/benefits, (iii) purchases made at international Whole Foods Markets, (iv) purchases of Whole Foods Market products and services through third-party sites such as Eventbrite, Instacart, Google Express and Shipt, (v) online purchases of Whole Foods Market gift cards (including through buyatab.com), event tickets or classes, (vi) purchases from certain third-party vendors operating at Whole Foods Markets, (vii) purchases of massage services at any Whole Foods Market, or (viii) purchases from Spa@Ink, in each case in Amazon’s sole discretion. 5% back or 3% back through Chase Travel: You’ll earn 5% back with an eligible Prime membership or 3% back without an eligible Prime membership for each $1 spent on purchases made using your card account through Chase Travel. 5% back or 3% back is not earned on purchases made using your card account directly with travel suppliers including airline, hotel, car rentals and cruises. 2% back in rewards categories: You’ll earn 2% back for each $1 spent in the following rewards categories: gas stations; local transit and commuting; restaurants. This equates to $0.02 for each $1 spent, which is equal to 2 points. 1% back: You’ll earn 1% back for each $1 spent on all other purchases. This equates to $0.01 for each $1 spent, which is equal to 1 point. How you can use your points: You can use your points to redeem for any available reward options, including eligible purchases at Amazon.com, cash, travel, gift cards, and products or services made available through the program or directly from third parties. Redemption values for reward options may vary. Points expiration/losing points: Your points don’t expire as long as your card account remains open, however, you will immediately lose all your points if your card account status changes, or your card account is closed for program misuse, fraudulent activities, failure to pay, bankruptcy, or other reasons described in the terms of the Rewards Program Agreement. Rewards Categories: Merchants who accept Visa/Mastercard credit cards are assigned a merchant code, which is determined by the merchant or its processor in accordance with Visa/Mastercard procedures based on the kinds of products and services they primarily sell. Chase groups similar merchant codes into categories for purposes of making rewards offers to you. Please note: Chase makes every effort to include all relevant merchant codes in its rewards categories. However, even though a merchant or some of the items that it sells may appear to fit within a rewards category, the merchant may not have a merchant code in that category. When this occurs, purchases with that merchant won’t qualify for rewards offers on purchases in that category. Purchases submitted by you, an authorized user, or the merchant through third-party payment accounts, mobile or wireless card readers, online or mobile digital wallets, or similar technology will not qualify in a rewards category if the technology is not set up to process the purchase in that rewards category. For more information about Chase rewards categories, see chase.com/RewardsCategoryFAQs.
²Prime Card Bonus: Offers good during promotional periods only and while supplies last. Cardmembers with an eligible Prime membership get additional rewards on eligible purchases made using your Prime Visa card, excluding purchases made through Installments, Prime Wardrobe, and Amazon Fresh. The amounts listed in the promotional offers include the 5% back you already earn on Amazon.com purchases with your Prime Visa card, and the extra % back you can earn with these promotions. These promotional offers only apply to the portion of net qualifying purchases (purchases less returns and other credits) of eligible items paid for with your Prime Visa card at Amazon.com. The extra % back rewards are earned after the close of each qualifying Daily Rewards posting and are generally available to be used the same day; however, it may take up to one additional day to become available if the extra points are earned after the close of the last qualifying Daily Rewards posting. Daily Rewards will post Sunday through Friday each week. To qualify for these promotional offers, your account must be open and not in default at the time of fulfillment. These promotional offers are non-transferable. Amazon reserves the right to modify or cancel these offers at any time. For more information about your rewards program, see your Rewards Program Agreement.
³Using your Points at Amazon.com Checkout (Shop with Points): Additional Chase and Amazon.com Shop with Points service terms apply. Learn more about Shop with Points by going to Shop with Points. Some or all documents, services, websites (whether controlled by Chase or others) and/or correspondence may be available only in English.
⁴Chase is wholly responsible only for posting the statement credit to your account based on the data it receives from its third-party service provider. The statement credit will appear on your statement within 14 business days of Chase’s receipt of the information.
⁵All correspondence, including credit cards, statements, and notifications will be sent to the name and address on file for the primary cardmember. The primary cardmember is responsible for repaying all balances on this account. Authorized users will have the same account number and charging privileges as the primary cardmember but will not be financially responsible. Chase provides account information to the credit reporting agencies for all account users. This information could impact an authorized user’s credit score. When you tell us to add a user to your account, you’re confirming that you have a relationship with the person or people whose name(s), address(es), and date(s) of birth you’ve told us, that all their information is correct, and that you have their consent to add them. If Chase determines you’ve given us fraudulent name, address, or date of birth information or did not have such consent, Chase can close this account.
⁶Chase Mobile® app is available for select mobile devices. Message and data rates may apply.
⁷Zero Liability Protection does not apply to use of an account by an authorized user without the approval of the primary cardmember. If you think someone used your account without permission, tell us immediately by calling the Cardmember Services number on your card or billing statement.
⁸Delivery of alerts may be delayed for various reasons including technology failures and capacity limitations. There is no charge from Chase, but message and data rates may apply.
For a list of compatible Apple Pay devices, see support.apple.com/km207105. Apple, the Apple logo and Apple Pay are trademarks of Apple Inc., registered in the U.S. and other countries.
Google Pay works on Android devices running Android Lollipop 5.0 or above. Google Pay is a trademark of Google LLC.
©2024 Samsung Pay is a trademark of Samsung Electronics Co., Ltd. Use only in accordance with law. Contact your bank or financial institution to verify that it is a Samsung Pay participant. Samsung Pay is available on select Samsung devices. Only compatible with select cards and qualifying Samsung devices. Check with Chase to ensure that your card is compatible; and check the Samsung Pay Support page for additional compatibility information regarding devices, carriers and cards.
The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.
Amazon, the Amazon.com logo, the smile logo, and all related logos are trademarks of Amazon.com, Inc. or its affiliates.
Amazon Visa credit cards are issued by JPMorgan Chase Bank, N.A. Member FDIC. Accounts subject to credit approval. Restrictions and limitations apply. Offer subject to change.