Core Card Benefits

Shop with Points at Amazon.com²

You can redeem your points every day toward millions of items when you shop at During checkout, you can see your points balance and choose how many points to use.

In addition to using your rewards at, you can also redeem for cash back, gift cards, and travel.

Learn more about these other great rewards at
Core Card Benefits

No foreign transaction fees

You will pay no foreign transaction fees when you use your card for purchases made outside of the United States.

Travel Accident Insurance

When you pay for your air, bus, train or cruise transportation with your Amazon Rewards Visa Signature Card, you are eligible to receive accidental death or dismemberment coverage of up to $500,000.³

Lost Luggage Reimbursement

If you or an immediate family member check or carry-on luggage that is damaged or lost by the carrier, you’re covered up to $3,000 per passenger.³

Baggage Delay Insurance

Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 3 days.³

Travel and Emergency Assistance

If you run into a problem away from home, call the Benefit Administrator for legal and medical referrals or other travel and emergency assistance. (You will be responsible for the cost of any goods or services obtained.)³

Core Card Benefits

Zero Fraud Liability

With Zero Fraud Liability, you will never be held accountable for unauthorized purchases on your Amazon Rewards Visa Signature Card.⁴

Auto Rental Collision Damage Waiver

Decline the rental company’s collision insurance and charge the entire rental cost to your Amazon Rewards Visa Signature Card. Coverage is provided for theft and collision damage for most rental cars in the U.S. and abroad. In the U.S., coverage is secondary to your personal insurance.³

Roadside Dispatch

If you have a roadside emergency, call 1-800-847-2869 anytime to dispatch the help you need – anything from a tow or jumpstart to a tire change, lockout service, winching or gas delivery. Roadside service fees will be provided when you call and will be billed to your card.³

Extended Warranty Protection

Your Amazon Rewards Visa Signature Card extends the time period for the U.S. manufacturer’s warranty by an additional year, on eligible warranties of three years or less.³

Purchase Protection

Your Amazon Rewards Visa Signature Card covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account.³

Core Card Benefits

Visa Signature® Luxury Hotel Collection

Choose from over 900 luxury hotels around the world. Cardmembers receive the best available rate, automatic room upgrades (when available), complimentary in-room Wi-Fi (when available) and more.

Visa Signature® Concierge Service

Get complimentary Visa Signature Concierge Service 24 hours a day. Find tickets to the top sports and entertainment events, make dinner reservations and even get help sending the perfect gift. To access this service, simply call 1-800-953-7392.⁵

  1. Rewards Program Agreement: For more information about the Amazon card rewards program, view the latest Rewards Program Agreement. We will mail your Rewards Program Agreement once your account is established. If you become a Chase Online customer, your Rewards Program Agreement will also be available after logging in to The terms of the Rewards Program Agreement apply to the 3% Back and 5% Back earned at and Whole Foods Market including physical Whole Foods Market store locations, 365 stores, and the website accessible at

    % Back and Points: “% Back rewards” are the rewards you earn under the program. % Back rewards are tracked as points and each $1 in % Back rewards earned is equal to 100 points. You may simply see “% Back” in marketing materials when referring to the rewards you earn. Eligible Prime memberships only apply to accounts (and not accounts on any other affiliated websites outside the U.S.) and may include, in Amazon’s sole discretion: annual and monthly Amazon Prime subscriptions and members of their Amazon Household (excluding Amazon Prime Video and invited guests of an Amazon Prime account), Amazon Prime Fresh, Amazon Family, Amazon Prime Student and trial memberships of Amazon Prime.

    How you can earn points: You’ll earn points when you, or an authorized user, use an Amazon Prime Rewards Visa Signature or Amazon Rewards Visa Signature credit card to make purchases of products and services, minus returns or refunds. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won’t count and won’t earn points: balance transfers, cash advances and other cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.

    When you earn 5% Back at and Whole Foods Market: If the account through which you apply for your card account has an eligible Prime membership and your card account is loaded into that account, your card account will automatically earn 5% Back. However, if you switched accounts, use multiple accounts, or your card account is loaded into multiple accounts, then your card account may not automatically earn 5% Back and may instead earn 3% Back. In such cases, you will need to confirm your card account number and select your card account on that account with eligible Prime membership in order to earn 5% Back.

    When you earn 3% Back at and Whole Foods Market: If the account through which you apply for your card account does not have an eligible Prime membership, your card account will earn 3% Back on and Whole Foods Market purchases. If your card account is currently earning 3% Back and is loaded into an account with an eligible Prime membership, you will need to confirm and select your card account to earn 5% Back at To learn how, visit the “Manage Payment Options” page via “Your Account” page at

    Your card account will no longer earn 5% Back and will earn 3% Back instead, if the account from which you applied for your card account or the account you confirmed and selected to earn 5% Back:
    (i) no longer has an eligible Prime membership;
    (ii) no longer has your card account loaded in that account;
    (iii) is closed;
    (iv) is used to select a different card account to earn 5% Back at; or
    (v) is used to apply for another Amazon Prime Rewards Visa Signature card account that is approved and loaded in that account (that new card account will earn 5% Back at
    Whether a purchase earns 3% Back or 5% Back is determined at the time your eligible or Whole Foods Market purchase is made.

    Earning % Back Rewards: You’ll earn either 5% Back or 3% Back for each $1 of eligible purchases made using your card account at and Whole Foods Market, as described above. 3% Back equates to $0.03 in % Back rewards, which is equal to 3 points, for each $1 spent. 5% Back equates to $0.05 in % Back rewards, which is equal to 5 points, for each $1 spent. 3% Back or 5% Back is earned only on purchases made at (including digital downloads, Gift Cards, Amazon Fresh orders, Amazon Prime subscriptions, and items sold by third-party merchants through’s marketplace) and Whole Foods Market (including physical Whole Foods Market and Whole Foods Market 365 stores, and the website accessible at 3% Back or 5% Back is not earned on (i) purchases from merchants using Amazon Pay, (ii) purchases made at international Amazon retail sites (including but not limited to,,,, or, or any other website operated by Amazon, (iii) purchases made at international Whole Foods Market sites, (iv) purchases of Whole Foods Market or Whole Foods Market 365 products or services through third-party sites such as Eventbrite, Instacart, Google Express and Shipt, (v) online purchases of Whole Foods Market or Whole Foods Market 365 gift cards (including through, event tickets or classes, (vi) purchases from certain third-party vendors operating at Whole Foods Market sites, (vii) purchases of massage services at any Whole Foods Market site, or (viii) purchases from Spa@Ink, in each case in Amazon’s sole discretion. You’ll earn 2% Back for each $1 spent in the following rewards categories: restaurants; gas stations; drugstores. This equates to $0.02 in % Back rewards, which is equal to 2 points, for each $1 spent. You’ll earn 1% Back for each $1 spent on all other purchases. This equates to $0.01 in % Back rewards, which is equal to 1 point, for each $1 spent. We may offer you ways to earn bonus points through the program or special promotions. You’ll find out more about the number of bonus points you can earn and any other terms at or before the time of each eligible offer.

    How you can use your points: You can use your points to redeem for eligible purchases at You can also use your points to redeem for cash, there is no minimum number of points, through an account statement credit or electronic deposit into an eligible checking or savings account held by a financial institution located in the United States. Other redemption options include travel, gift cards, and products or services made available through the program or directly from third party merchants.

    Points expiration/losing points: Your points don’t expire as long as your account remains open, however, you will immediately lose all your points if your account status changes, or your account is closed for program misuse, fraudulent activities, failure to pay, bankruptcy, or other reasons described in the terms of the Rewards Program Agreement.

    Rewards Categories: Merchants who accept Visa/Mastercard credit cards are assigned a merchant code, which is determined by the merchant or its processor in accordance with Visa/Mastercard procedures based on the kinds of products and services they primarily sell. Chase groups similar merchant codes into categories for purposes of making rewards offers to you. Please note: Chase makes every effort to include all relevant merchant codes in its rewards categories. However, even though a merchant or some of the items that it sells may appear to fit within a rewards category, the merchant may not have a merchant code in that category. When this occurs, purchases with that merchant won’t qualify for rewards offers on purchases in that category. Purchases submitted by you, an authorized user, or the merchant through third-party payment accounts, mobile or wireless card readers, online or mobile digital wallets, or similar technology will not qualify in a rewards category if the technology is not set up to process the purchase in that rewards category. For more information about Chase rewards categories, see

  2. Using your Points at Checkout (Shop with Points): Additional Chase and Shop with Points service terms apply. Learn more about Shop with Points by going to Shop With Points. Some or all documents, services, websites (whether controlled by Chase or others) and/or correspondence may be available only in English.

  3. These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Once your account is opened we will send you a Guide to Benefits, which includes a full explanation of coverages.

  4. Zero Liability Protection does not apply to use of an account by an authorized user without the approval of the primary cardmember. If you think someone used your account without permission, tell us immediately by calling the Cardmember Services number on your card or billing statement.

  5. Cardmembers are responsible for the cost of any goods or services purchased through Visa Signature Concierge.

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