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Your Credit Score: How To Fix, Improve, And Protect the 3-Digit Number that Shapes Your Financial Future First Edition

4.1 out of 5 stars 19 ratings

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"Excellent book! Insightful, well written, and surprisingly interesting! Liz Pulliam Weston has done an outstanding job demystifying an often intimidating and frustrating topic for the benefit of all consumers."

–Eric Tyson, syndicated columnist and best-selling author of Personal Finance for Dummies

"In a country where consumers increasingly pay more when they have bad credit, Liz Pulliam Weston's book provides excellent tips and advice on ways to improve your credit history and raise your credit score. If you just apply one or two of her insightful suggestions, you'll save many times the cost of this book."

–Ilyce R. Glink, financial reporter, talk show host, and best-selling author of 100 Questions Every First-Time Home Buyer Should Ask

"Your credit score can save you money or cost you money–sometimes a lot of money. Yet, most people don't even know their scores, much less know how to make them better. Liz Pulliam Weston can help you fix that. In this easy-to-understand guide you'll learn how to make sure your score helps you get the best deal on loans and insurance. You can't afford not to read it."

–Gerri Detweiler, consumer advocate and founder of UltimateCredit.com

A complete action plan for improving your credit score–starting today!

Information that could save you thousands on credit and insurance... even help you get your next job!

Explains the rules, explodes the myths!

Up-to-the-minute information on today's radically new credit scoring system from MSN/L.A. Times personal finance journalist Liz Pulliam Weston.


© Copyright Pearson Education. All rights reserved.

Editorial Reviews

About the Author

Liz Pulliam Weston is a personal finance columnist whose twice-weekly columns for MSN Money reach more than six million people each month. She's also the author of the question-and-answer column Money Talk, which appears in the Los Angeles Times and other newspapers throughout the country. Weston is a weekly guest on CNBC's Power Lunch and has appeared on NBC, Fine Living, PAX TV, and other networks.

Formerly a personal finance writer for the Times, Weston has won numerous reporting awards. She was part of a three-member writing team that won a Gerald Loeb Award for coverage of the Comparator Systems penny stock scandal in 1997. She also was a member of the Anchorage Daily News team that won a Pulitzer Prize for Meritorious Public Service in 1989 for coverage of the alcoholism epidemic among native Alaskans.

Weston is a graduate of the certified financial planner training program at University of California, Irvine. She lives in Los Angeles with her husband and daughter.


© Copyright Pearson Education. All rights reserved.

Product details

  • Publisher ‏ : ‎ Ft Pr; First Edition (January 1, 2004)
  • Language ‏ : ‎ English
  • Paperback ‏ : ‎ 171 pages
  • ISBN-10 ‏ : ‎ 0131486039
  • ISBN-13 ‏ : ‎ 978-0131486034
  • Item Weight ‏ : ‎ 8.8 ounces
  • Dimensions ‏ : ‎ 6 x 0.75 x 9 inches
  • Customer Reviews:
    4.1 out of 5 stars 19 ratings

About the author

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Liz Pulliam Weston
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Liz Pulliam Weston is the most-read personal finance columnist on the Internet, according to Nielsen//NetRatings. She's also an award-winning, nationally-syndicated personal finance columnist who can make the most complex money topics understandable to the average reader.

Her first book, "Your Credit Score," is the best-selling book on credit scoring and was recently published in a fourth edition. Her other recent books include "The 10 Commandments of Money" and the ebook "There Are No Dumb Questions About Money."

Liz's columns run twice a week on MSN Money, which reaches more than 12 million readers each month. Millions more read her question-and-answer column 'Money Talk,' which appears in newspapers throughout the country, including the Los Angeles Times, the Portland Oregonian, Stars & Stripes and others.

Liz has appeared on "The Dr. Phil Show," "The Today Show" and "CBS Evening News with Brian Williams" and is frequently featured on American Public Media's "Marketplace Money" and NPR's 'Talk of the Nation' and "All Things Considered." She was for several years a weekly commentator on CNBC's "Power Lunch."

Weston is a graduate of the certified financial planner training program at University of California, Irvine. She lives in Los Angeles with her husband and daughter. She can be reached via her Web site, AskLizWeston.com.


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4.1 out of 5 stars
19 global ratings

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Top reviews from the United States

  • Reviewed in the United States on December 8, 2005
    What can I say more than has already been said? If you only read one book about your credit, this should be it. Whether you are planning to buy a home, buy a car or start a business or declare bankruptcy in the next year, this book is a must-read to get you started thinking responsibly about your credit.

    I would also check into some of the more reliable Websites and forums on the subject.

    As a national lending manager for a well-known company, this book, along with the opportunity to compare actual credit reports from thousands of real cases, has given me the insight needed to manage my own credit better and start a new business in 2006.

    Whether you think it's fair or not, we are a part of several systems in life. The credit system is what it is. This book will teach you to make the most of it.

    A wise man once said (Oh, I hope I don't butcher this too badly): "The interesting thing about interest is: Those who understand it earn it, and those who don't, pay it." This book will help you to begin to understand.
    9 people found this helpful
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  • Reviewed in the United States on January 11, 2007
    The book was organized and put forth the ideas and information I needed. I would rate this book higher if it was more specific and had more examples. The price was low and the information was good. However if someone is not that financially savvy they may need more information.
    4 people found this helpful
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  • Reviewed in the United States on January 26, 2005
    Liz Pullman Weston has written a wonderfully concise and easy to understand book on "Your Credit Score", a poorly understood system used to calculate our financial GPA. She uses her expert paragraph and writing skills to give us an easy to comprehend, information filled book with good examples and follow-up reference material where needed. She has taken a topic and material that has been kept in the dark for years and made it understandable and manageable for the average individual. She not only defines and explains the "Credit Score", but also illustrates what can be done to improve it, no matter what your present score is. This is an easy to read, concise book that will benefit anybody at all interested in their financial health. Five Stars all the way!
    25 people found this helpful
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  • Reviewed in the United States on April 2, 2006
    This book only restates what the creedit industry wants you to know. It does NOT give you the truth about many aspects of the credit industry that you need to know.

    I am not a lawyer, but I have won cases against the three credit reporting agencies. They paid me over $7,000, and it only required $100 of fees on my part. To do this I needed GOOD information -- which I did not get from this book.

    The author Liz Pulliam Weston did not do any hard-nosed investigation to write this book. She has taken the credit industry PR, which is NOT an unbiased source.

    Most other books start with what Weston provides, and then gives you the other story. What people really need to know about your credit score, how it can be harmed, and how you can get the reporting agancies to fix errors.

    With all due respect, please do not buy this book. Look further. There are BETTER books. I suggest you look at the ones written by Privacy Times (a great unbiased book) or any book on credit written by a laywer (there are many on Amazon).
    94 people found this helpful
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  • Reviewed in the United States on January 17, 2007
    While I do think that Ms. Pulliam Weston knows her stuff, I don't think she covered the things I need to know in enough depth, and some of my most burning questinos were not addressed at all.

    She speaks mainly to people who have somewhat stable finances and are capable of following her suggestions. What do you do if you need to REALLY repair a VERY bad score? The scores she considers to be "bad" are in the mid 500s or above. She assumes that you probably want to tweak your credit a little and have a higher credit rating already, for the most part. She only briefly addresses the concerns of those of us who really have credit problems.

    I'm giving this book a 3 for those reasons.
    15 people found this helpful
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  • Reviewed in the United States on March 23, 2006
    THIS BOOK WAS HONEST AND HELPFUL. I ENCOURAGE ANYONE WHO IS TRYING TO IMPROVE THEIR CREDIT SCORE SHOULD ORDER THIS BOOK.
    2 people found this helpful
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