Three Easy Steps
  1. Click the "Apply Now" button and complete a short application.
  2. If you are approved, we will instantly add the card to your Amazon.com account.
  3. Place your order with the Amazon.com Store Card and take advantage of your cardholder benefits.
Amazon.com Store Card
$10 Off
Limited time offer: a $10 Amazon.com Gift Card will be instantly loaded into your Amazon.com account upon the approval of your credit card application.1

Cardholders have access to:


Browse items eligible for 24 Month Special Financing.





No Annual Fee
7

Instant Credit Decision
Apply now and get a response in as little as 15 seconds. Once approved, you can immediately make purchases. Shipping to a new address? Update your Address Book before applying.8

Zero Fraud Liability
You are protected from any unauthorized charges on your Store Card account.9
Looking for a different card? Visit our Credit Card page for other credit products.
 

The Amazon.com Store Card and the Amazon Prime Store Card are issued by Synchrony Bank. If you have questions about the Amazon.com Store Card or the Amazon Prime Store Card, call 1-866-634-8379, available 24 hours a day. The Amazon.com Store Card or the Amazon Prime Store Card may be used for purchases at Amazon.com and for purchases from other merchants who have enabled the Amazon.com Store Card or the Amazon Prime Store Card as a payment option, but may not be used for the purchase of Prime Memberships, digital newspaper and magazine subscriptions, or games and software downloads at Amazon.com.

1. Upon approval of your Amazon.com Store Card credit card application, the Gift Card will be loaded into your Amazon.com account. Gift Card cannot be used for other gift card purchases. Amazon.com Gift Cards are issued by ACI Gift Cards, Inc., a Washington Company. See www.amazon.com/gc-legal for complete terms and conditions.

2. 6 Month Special Financing Offer: No interest if paid in full within 6 months. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 6 months. Minimum monthly payments required. Offer is subject to credit approval. For Amazon.com orders, applies to orders of $149 or more (based on subtotal, which excludes shipping and handling and tax) made on an Amazon.com Store Card account. For Pay With Amazon orders, applies to orders of $149 or more (based on total order, which includes shipping and handling, tax, less any discounts) made on an Amazon.com Store Card account. Subscribe and Save orders are not eligible for special financing. Items sold on Amazon.com by third party sellers qualify for this offer. No interest will be assessed on the promotional purchase if you pay the following (the "promotional balance") in full within 6 months: (1) the promotional purchase amount, and (2) any optional debt cancellation charges related to the promotional purchase. If you do not, interest will be assessed on the promotional balance from the date of the purchase. Regular account terms apply to non-promotional purchases and, after this promotion ends, to your promotional purchases. For new accounts: Standard variable purchase APR is 25.99%. Minimum interest charge is $1.50. The APR is accurate as of 3/1/2015 and will vary with the market based on the Prime Rate (as defined in your credit card agreement). Existing cardholders should see their credit card agreement for their applicable terms.

3. 12 Month Special Financing Offer: No interest if paid in full within 12 months. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 12 months. Minimum monthly payments required. Offer is subject to credit approval. For Amazon.com orders, applies to orders of $599 or more (based on subtotal, which excludes shipping and handling and tax) made on an Amazon.com Store Card account. For Pay With Amazon orders, applies to orders of $599 or more (based on total order, which includes shipping and handling, tax, less any discounts) made on an Amazon.com Store Card account. Subscribe and Save orders are not eligible for special financing. Items sold on Amazon.com by third party sellers qualify for this offer. No interest will be assessed on the promotional purchase if you pay the following (the "promotional balance") in full within 12 months: (1) the promotional purchase amount, and (2) any optional debt cancellation charges related to the promotional purchase. If you do not, interest will be assessed on the promotional balance from the date of the purchase. Regular account terms apply to non-promotional purchases and, after this promotion ends, to your promotional purchases. For new accounts: Standard variable purchase APR is 25.99%. Minimum interest charge is $1.50. The APR is accurate as of 3/1/2015 and will vary with the market based on the Prime Rate (as defined in your credit card agreement). Existing cardholders should see their credit card agreement for their applicable terms.

4. 24 Month Special Financing Offer: No interest if paid in full within 24 months. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 24 months. Minimum monthly payments required. Offer is subject to credit approval. Applies to any order total that includes an advertised eligible product sold by Amazon.com made on an Amazon.com Store Card account or an Amazon Prime Store Card account ("Qualifying Purchase"). Any purchase of products sold on Amazon.com by third-party sellers do not count as a Qualifying Purchase but may receive the benefit of this offer if on the same order as a Qualifying Purchase. No interest will be assessed on the promotional purchase if you pay the following (the "promotional balance") in full within 24 months: (1) the promotional purchase amount, and (2) any optional debt cancellation charges related to the promotional purchase. If you do not, interest will be assessed on the promotional balance from the date of the purchase. Depending on purchase amount, promotion length, and payment allocation, the required minimum monthly payments may or may not pay off purchase by end of promotional period. Regular account terms apply to non-promotional purchases and, after this promotion ends, to your promotional purchases. For new accounts: Standard variable purchase APR is 25.99%. Minimum interest charge is $1.50. The APR is accurate as of 3/1/2015 and will vary with the market based on the Prime Rate (as defined in your credit card agreement). Existing cardholders should see their credit card agreement for their applicable terms.

5. 12 Month Equal Pay Offer: 0% APR until paid in full. 12 equal monthly payments required. Offer is subject to credit approval. Applies to a qualifying purchase (and all other items on the order) at Amazon.com made during the promotional period with an Amazon.com Store Card or an Amazon Prime Store Card. Excludes 1-click purchases and purchases of products sold on Amazon.com by third-party sellers. No interest will be charged on the promotional purchase balance (which includes taxes, shipping charges and any optional debt cancellation charges) and equal monthly payments are required equal to the total initial promotional purchase (including taxes and shipping charges) divided by 12 until promo is paid in full. Optional debt cancellation charges will not be included in the calculation of the equal monthly payment, but may require you to make payments for additional months. The equal monthly payment may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Regular account terms apply to non-promotional purchases. The equal monthly payment calculated for this promotion will not be increased, but may be included in the $25 or $35 minimum amount otherwise due on your account or will be added to your minimum payment for other balances on your account. For new accounts: Variable purchase APR is 25.99%. Minimum interest charge is $1.50. APR is accurate as of 3/1/15 and will vary with the market based on the Prime Rate (as defined in your credit card agreement). Existing cardholders should see their credit card agreement for their applicable terms.

6. Amazon Prime Members get 5% back (as a statement credit) on qualifying purchases made with their Amazon Prime Store Card, an upgrade from their existing Amazon.com Store Card.

Amazon Prime Store Card. On and after 3/1/15, at the time you become both (i) a cardholder of an Amazon.com Store Card and (ii) an Eligible Amazon Prime Member as provided below, you will automatically be upgraded to an Amazon Prime Store Card. Before 3/1/15, if you are both (i) a cardholder of an Amazon.com Store Card and (ii) an Eligible Amazon Prime Member, you will need to visit www.amazon.com/storecard and click an ‘Upgrade Now’ button to upgrade to the Amazon Prime Store Card. Eligible Amazon Prime Members may include, in Amazon’s sole discretion: Amazon Prime (excluding invited guests of an Amazon Prime account), Amazon Prime Fresh, Amazon Mom, Amazon Student and trial memberships of Amazon Prime. The Amazon Prime Store Card will be governed by the same Synchrony Bank terms and privacy policy as the Amazon.com Store Card in addition to the 5% back benefit terms described below. If you are an invited guest of an Amazon Prime account, you will need to become an Eligible Amazon Prime Member to upgrade to the Amazon Prime Store Card. You may remain a cardholder of an Amazon Prime Store Card with the 5% back benefit so long as you are an Eligible Amazon Prime Member. Your Amazon Prime Store Card will be changed back to an Amazon.com Store Card if you cease to be an Eligible Amazon Prime Member.

5% back (as a statement credit) benefit. Net qualifying purchases (purchases less returns and other credits) made on or after 3/16/15 with your Amazon Prime Store Card on Amazon.com will result in a statement credit equal to 5% of such net qualifying purchases on your Amazon Prime Store Card account, except as provided by Synchrony Bank below. Please allow up to two billing cycles for your statement credit to post to your account. The 5% back benefit is only eligible on purchases made using your Amazon Prime Store Card at Amazon.com and not on purchases from other merchants who have enabled the Amazon Prime Store Card as a payment option using Pay with Amazon. The 5% back benefit cannot be combined with any applicable promotional financing offers. If your purchase is $149 or more, you will have the option to select either the promotional financing offer or the 5% back benefit you would like to apply to your purchase. If no selection is made during the checkout process, the default option for your Amazon Prime Store Card account will be applied to your purchase. The default option will also be applied to your 1-Click orders. If you were approved for the Amazon.com Store Card before 3/16/15, promotional financing will be your initial default option; otherwise, 5% will be set as your initial default option. To adjust your default option, visit www.amazon.com/storecard, sign in to ‘Your Account’ (if not already signed in), and select the radio button for your desired option. We reserve the right to discontinue or alter the terms of this benefit at any time and may replace the “5% back” statement credit benefit with a “5% back” rewards benefit that may be redeemed on Amazon.com as early as 2016. Your Amazon Prime Store Card account must remain open and in good standing at the time the credit is posted to your account, otherwise you will forfeit the credit. If you cease to be an Eligible Amazon Prime Member or your Amazon Prime Store Card account is not in good standing, you will not receive the 5% back benefit. All Amazon Prime Store Card purchases are subject to credit approval.

7. No Annual Fee: As of 3/1/15 variable purchase APR is 25.99%. Minimum interest charge is $1.50.

8. Note: To immediately use your card to place an order to an address that is not currently on your Amazon.com account, please add the address to your Amazon.com account before applying for the Amazon.com Store Card. To add an address, visit the Address Book.

9. Zero Fraud Liability: You will not be held liable in the event of unauthorized use. You agree that unauthorized use does not include use by a person to whom you have given authority to use the Account or Card and that you will be liable for all use by such a person.