This is certainly a good product. It's well made, quality materials. My own personal preference is that I really don't like the money clips idea. When you pay for something. you're always pulling out all the cash onto the counter, unfolding and sorting out your bills. Everyone can see you, and it's a mess. If you only carry a few dollars cash, and pay for everything with a card, then maybe this isn't a problem. So, good product, but they could have another version with a traditional billfold pocket. So now I'm looking to replace this wallet because I really don't like money clips.