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Rob Roy
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Mortgage Free!: Innovative Strategies for Debt-Free Home Ownership, 2nd Edition Edición Kindle

de Robert L. Roy (Author) Formato: Edición Kindle
4.3 de 5 estrellas 28 calificaciones
mort•gage (mor´-gij)
n. from Old French morgage, mort gage, literally “death pledge”

As a wave of foreclosures sweeps the country, many people are giving up hope for owning a home of their own. They have good reason to turn their backs on the banks, but not on their dreams. In this revised edition of Mortgage Free!, Rob Roy offers a series of escape routes from enslavement to financial institutions, underscored by true stories of intrepid homeowners who have put their principles into action.

From back-to-the-land homesteads to country homes, here is a complete guide to strategies that allow you to own your land and home, free and clear, without the bank. Included is detailed advice about:
  • Clarifying and simplifying your notions of what’s necessary
  • Finding land that you love and can afford
  • Taking control of the house-building process, for the sake of sanity and pleasure
  • Learning to take a long-term perspective on your family’s crucial economic decisions, avoiding debt and modern-day serfdom
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Diapositiva anterior de detalles del producto
  1. Número de páginas
    371 páginas
  2. Idioma
    Inglés
  3. Editorial
    Chelsea Green
  4. Fecha de publicación
    15 Noviembre 2008
  5. Tamaño del archivo
    16.1 MB
  6. Page Flip
    Activado
  7. Word Wise
    No activado
  8. Tipografía mejorada
    Activado
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Opiniones editoriales

Críticas

"Yes! It's about time somebody put together a how-to book for shedding those chains of a 30-year mortgage. We don't have to slump through life in bondage. We can live well AND have our freedom, and Rob Roy shows us how in this entertaining, detailed, and well-illustrated book."--Janet Luhrs, author of The Simple Living Guide

Biografía del autor

Rob Roy knows what it means to live mortgage free. As director of Earthwood Building School since 1981, he has instructed many in the arts of natural building, and renewable energy. He is also the author of Earth-Sheltered Houses, Cordwood Building, Timber Framing for the Rest of Us, The Sauna, and Stone Circles. Rob and his family live in West Chazy, New York. You can learn more about Earthwood Building School at www.cordwoodmasonry.com.

Detalles del producto

  • ASIN ‏ : ‎ B006K40RHG
  • Editorial ‏ : ‎ Chelsea Green; Revised and updated second edition (15 Noviembre 2008)
  • Fecha de publicación ‏ : ‎ 15 Noviembre 2008
  • Idioma ‏ : ‎ Inglés
  • Tamaño del archivo ‏ : ‎ 16.1 MB
  • Texto a voz ‏ : ‎ Activado
  • Lector de pantalla: ‏ : ‎ Respaldados
  • Tipografía mejorada ‏ : ‎ Activado
  • X-Ray ‏ : ‎ No activado
  • Word Wise ‏ : ‎ No activado
  • Número de páginas ‏ : ‎ 371 páginas
  • Opiniones de clientes:
    4.3 de 5 estrellas 28 calificaciones

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Rob Roy

Rob Roy

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Rob Roy has been building, researching and teaching about cordwood masonry for four decades. Widely recognized as a world leading authority on cordwood construction, Rob started Earthwood Building School in 1981 to train builders in the latest cordwood building methods. He has authored and edited a dozen books on alternative and natural building including the first edition of Cordwood Building, Timber Framing for the Rest of Us and Earth-Sheltered Houses. Rob has also presented four videos, including two about cordwood masonry and has taught cordwood masonry all over the world. Rob lives in Chazy, NY

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4.3 de 5 estrellas
28 calificaciones globales

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  • Leif
    5.0 de 5 estrellas Change your mindset, change your future possibilities.
    Calificado en Estados Unidos el 27 de diciembre de 2019
    Compra verificada
    Well written book, although needs a third update, last one was 11-12 years ago. Good to see others strategies and can use multiple ideas from it, even if his book is nowhere near as good for building underground as Mike Oehler’s definitive $50 And Up book is. Roy makes a lot of sense to me overall, even with making some errors that Oehler’s book solved. I plan to get some of his books on cordwood building too, and may see about building a cordwood sauna when we get our land.
    A 2 personas les resultó útil
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  • Teacher Mikal
    5.0 de 5 estrellas DIY: for real.
    Calificado en Estados Unidos el 7 de marzo de 2009
    Compra verificada
    Well, I just finished Mortgage Free! and I'm pumped more than ever to build that timber frame in the mountains. I couldn't be a more accurate target audience for author Rob Roy. I'm a late twenties art teacher and woodworker (and ex-carpenter/blacksmith) that perpetually annoys my friends and family with H.D. Thoreau, Wendell Berry, Neil Postman, and E.F. Schumacher passages. I'm married, have a decent "grubstake" (savings for land and house) no children, and limitless energy.

    This book is probably the first real estate/building/economic philosophy book that I've read in my short years that truly aligns with my own thinking. It has nothing to do with the TV nonsense of flipping homes, buying and selling foreclosures or short sales to get rich, or how to be a landlord in the city. Its greatest merit is the argument that we can live this life unchained to the typical work-a-day existence of mortgages, corporate ladder climbing and consumer/energy gluttony. This very merit, although a proven path even ten years ago, is untested in our current lousy and price-bloated economy. Roy's main thrust is that we should avoid the death pledge of the mortgage at pretty much any cost-and here I agree. What this book really needs though, (indeed lacks) for me, are tangible case studies and numbers that come even close to the typical prices of anywhere else except the Upstate NY area where the author is familiar. I live in California, but I've also lived in Chicago and Denver. Prices in the West are often ten times the updated prices you find in Mortgage Free! The advantages that couples in the late 60s and early 70s had with open space, low prices, and inheritances, are unknown to me. For the first five years of my working life I made nearly the same wage as my father twenty five years before at the same age... except that everything costs ten, twenty times the prices of his day and the joke of unlimited growth of property values is coming to a rude end.

    Despite these drawbacks, Mortgage Free! is well worth the money for its honest and sensible approach, clarity and style of the writing, and truthful, enlightened position on energy and economy. My determination to make it to those green mountain pastures in the Sierra Nevada has much deeper roots than this book alone...(and so should yours). So, you should buy Mortgage Free!, read it, and put its good message to work. Thanks Rob.
    A 30 personas les resultó útil
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  • Tsch
    4.0 de 5 estrellas Creative ways to raise money for land and support yourself while developing. Helps you create a budget with lower/upper limits!
    Calificado en Estados Unidos el 10 de junio de 2018
    Compra verificada
    This book suggests various ways to support yourself and/or raise a "grubstake" (the money for purchasing or making the down payment on your land plus enough improvements so you can start living on it). Some of the ideas are extremely creative (like Caretaking other properties as a way to live for free or even make money while visiting the area you want to live). I could have done with a little more meat in that way, like the ways to make a homestead self-supporting (books on homesteading or small-scale farming will guide you better in that matter).

    Rob Roy also gives example charts/checklists you can use to crystalize your goals, set a budget, estimate living expenses for the first year, and raise money. Everyone does this different, but I found his chart for the land-purchase budget better than others because he had a lowball, midrange, and possible column for each item (because you just know that you may have to settle for X when what you hope for is Y or Z, and you should honestly evaluate your situation and abilities). This also ties into, okay, but I NEED "X", so how can I raise the money to afford it?

    I bought this book mainly because I was blown away by "The $50 and Up Underground House Book." "Mortgage Free!" does not disappoint, but it's not a mega-manual, either. It is an essential part of my plan to attain an independent lifestyle!
    A 3 personas les resultó útil
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  • libra-write
    5.0 de 5 estrellas Many ideas !!
    Calificado en Estados Unidos el 8 de abril de 2011
    Compra verificada
    I like to book because of the many ideas it has. Being on a somewhat low income, I purchased it to consider my options. It's a great book to have for anyone interested in an alternative to having a big mortgage.
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