okay, a bit reluctant after reading the reviews. I had $67.03 credit left on Amazon gift card I wanted to convert to iTunes $. SO I was really careful and just tried $25 first with delivery "now" to my own email address. It took about 5 minutes and then I got email and I just had to click on the link and then click to open iTunes. It installed automatically to my iTunes account. Since it worked fine the first time, I tried it again with my balance of $42.03 and it all got transferred to my iTunes account. Very quick and easy. I agree just do it for delivery "now" not for future delivery or you might get a fake email and get hacked I guess. Worked for me. Now, I'm going on iTunes to buy some music!