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The Total Money Makeover Workbook: Classic Edition: The Essential...

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4.7 out of 5

5,329 global ratings

5 star		83%
4 star		9%
3 star		5%
2 star		1%
1 star		2%

The Total Money Makeover Workbook: Classic Edition: The Essential Companion for Applying the Book’s Principles

byDave Ramsey

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Informative

Reviewed in the United States on April 2, 2023

Good tead

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This book was used when I purchased it. It had a lot of marks on the pages.

Reviewed in the United States on February 16, 2023

I did not like it being marked on.

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Reviewed in the United States on April 2, 2023

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Good tead

Does not matter how old you are! It will help!

Reviewed in the United States on January 22, 2023

Verified Purchase

I bought one for each of our kids! Dave is a VERY Smart person and this will help anyone at any age!!! Learn to live a better worry free life!

3 people found this helpful

Practical, Doable Steps

Reviewed in the United States on December 21, 2022

Verified Purchase

I love how Dave Ramsey wrote practical, doable steps to Financial Independence. This book enlightened me in so many ways.

3 people found this helpful

Amazon Customer

This book was used when I purchased it. It had a lot of marks on the pages.

Reviewed in the United States on February 16, 2023

Verified Purchase

I did not like it being marked on.

Helps Develop a Thoughtful About Money

Reviewed in the United States on August 12, 2018

Verified Purchase

I found many of the exercises in this workbook useful for further understanding personal financing. The chapter on retirement is particularly useful.

I purchased the Kindle version of the book, but as I read through it, I wish I purchased the paper version instead to mark up and complete the exercises. Nevertheless, I just highlighted passages in the Kindle version and copied and pasted selected exercises in my digital journal so that I can review them later.

While the Makeover workbook is must read for personal finance management, I disagree with Ramsey on the advice of paying with cash. As a three-year user of the YouNeedaBudget.com budget-to-zero method, I have disciplined myself to use my two credit cards like debit cards. Because I use the YNAB application to budget, I pay off my credit balances every month, sometimes a a few times a mouth, because I don't allow my balances to go over 30% of my credit line, to maintain a credit score. By using the cards instead of cash, I can keep track of every dollar I spend, and I can effectively budget for all my monthly and future expenses. Plus I get reward points for using the cards.

The Makeover Workbook is useful for thinking about money management (seriously avoid debt like a plague), but YNAB is the tool than can help you build a budgeting discipline. YNAB has helped me save thousands of dollars even though I have relatively limited freelance, contract income.

276 people found this helpful

Reviewed in the United States on November 13, 2022

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This book changed our lives and money habits for the better. We buy this book for everyone. 100%

5 people found this helpful

Reviewed in the United States on December 26, 2019

Verified Purchase

Wow. I bought this book a decade ago at half-price books. 10 years or so later, I am debt-free, car payment free, mortgage free, with 2 years’ living expenses saved up in the bank. A lot of it was luck, but we all have luck. When we focus on a set goal we begin to spot luck that we would’ve missed.

Along the pathway, we fixed our marriage and so much more because the only way to build a team is to accomplish something hard together. This book will take you step by step to that goal. It’s the only thing I’ve seen that works.

My wife died earlier in the year but said she was at peace because we were doing fine financially, and so now it’s just me and the kids. I am lucky to have discovered Dave Ramsey when I did.

And now at 49, I am a n the verge of retirement. I will work here and there but my goal is to relax and spend time with my son for a few years. I may write a book or do something different and self-directed but I am free now.

32 people found this helpful

Reviewed in the United States on June 19, 2022

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If you have the actual book you really don't need the workbook. Good info but basically a review of the actual book.

21 people found this helpful

Excellent! To the Third Power!

Reviewed in the United States on April 27, 2022

Verified Purchase

I wish I would've read this book before I started college. Shows you glaring truths about how you might be causing your own poverty with your bad spending habits. Or, maybe you just live in a blue state with crappy jobs. I was there once. Anyhow, this book will help you get out of debt & achieve your financial goals if you give it your best efforts! Everyone should read this book. Twice!

7 people found this helpful

Amazon Customer

Reviewed in the United States on July 25, 2022

Verified Purchase

This book is very helpful for someone who wants to leaned and change money habits

3 people found this helpful

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