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Customer Review

The Skinny on Credit Cards is a quick lesson in how so many people get into trouble with their credit cards. But it goes beyond than that. It gives you very good suggestions for getting credit card debt under control. It also gives some very useful suggestions on the sensible use of credit cards.

This is a very timely book. Personal debt has literally exploded over the past few years and it is now estimated that the average household credit card debt is around $10,000. We as a nation have been sucked into the use/misuse of credit card debt. Studies have shown that when we use a credit card as opposed to paying cash, we tend to spend more.

"Credit cards are so darn easy to use. They have what one commentator called an anesthesia-like effect because they numb you to what is really happening when you use them: You are borrowing money."

One area of growing concern is the targeting of college students by credit card companies. So this book would be great as a gift for college students.

You will learn all the terms used by the credit card companies. You will also see the transaction from their side. How they want to hook you for life. How making the minimum payments will keep you forever on the credit card debt treadmill.

This is a great little book for truly understanding credit cards and how they start off so innocently but then can come to control your life.

If you are going to use credit cards, you really need to read this book. It is a quick read. The story is simple and direct. The lessons are profound.

As with all Skinny On books, at the end of the book there is a summary of the important lessons in the book. Here the author gives you the 15 most important points to understand about credit cards. These are very valuable lessons that everyone who uses a credit card should fully understand.

Unless you are fairly savvy about finances, you will learn some valuable lessons from this Skinny little book.
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