This purchase was a huge disappointment. The software is new and there were only nine reviews, but they were all extremely positive, so I felt confident taking the plunge. I was so excited in fact, that I paid a premium to download rather than wait for UPS. In retrospect, I should have paid more attention to the eerie similarity between the reviews, and in fact they were all from beta testers (shills?) perhaps working off the same talking points. The new version was supposed to run faster and work with twice the number of financial institutions. But this is not what I experienced. I was fairly content with Home and Business 2008. The only reason I downloaded 2011 is because I want to access certain accounts that 2008 cannot, such as my 401K with ADP, my kids 529's with New York State, and a savings/loan account with Sallie Mae. Turns out none of these accounts are accessible with 2011! It was a complete waste and it actually runs slower than 2008. Don't be snookered like me, save your money.