18 of 21 people found the following review helpful
Living Debt Filled U,
This review is from: Debt-Free U: How I Paid for an Outstanding College Education Without Loans, Scholarships, or Mooching off My Parents (Paperback)
I am here to say that Zac's book is a very true and college debt should be avoided. I know personally after financing my college education through student loans. I was 22 years old, without a job and 80,000 in debt. I personally except responsibility for debt accumulated and will pay them off and not look for a handout. I just wish I read a book in 2004 and had the information. I could have made better choices then the cliques most hear about going to college. This books shows the other side and it will allow people the best choices for each situation. Obliviously this book is not gold but should be used and I believe followed.
Now a little more on my story...
I am a firm believer that its not where you go its who you know. I took my great private diploma and got told it would open doors. The only jobs that I got call backs from were where I knew people and had an in. Networking anyone? I graduated and instead of being happy and looking forward to my life and career I was TERRIFIED and SCARED that I could not make my minimum payments. I will say that my debt did make me more determined to get a job to pay for the debt. I was extremely lucky and had an in and got a teaching job at a great place because of my networking and personal characteristics not much because of my "school." I have been working extremely hard to get out of my debt I teach, coach 3 teams, and bar tend. I am currently 25 and have paid over half of my loan off. The same student loan company that never alerted me of interest being accumulated but now that I am paying off in advance they tell me I do not have to make a payment until March 15, 2014. (If they ever call me I feel bad for the person who talks to me) I have put off my personal life goals (i.e. home ownership, family, investing) to pay off the debt. I CANNOT WAIT TO BE DEBT FREE!!! GO ON DAVE RAMSEY AND YELL I'M DEBT FREE!!!
It really comes down to this everyone and I really wish Zac hit on it in his book a little more. Maybe without being on the debt side of the college life he may have not felt this. Would you rather enjoy a four, five, six... years of college paying for with debt then having to work the rest of your life to get out of the debt hole you dug OR worked hard while you have the energy to and pay for school as you go, live within your means and then graduate college debt free and able to start your life at age 22? I wish I would have had the information in this book so that I could have chose the latter. I will use your book to help my classroom seniors to make the best choices for them!
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Initial post: Jul 17, 2012, 9:03:13 PM PDT
M. Perry says:
Sorry about your debt,also sorry about your education. Do you realize how many grammatical errors you have made? I think you should get a refund!
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