A lot of people say, "You can't judge a book by its cover." With "The Single Woman's Guide to Retirement" it is a case of, "Great book, great cover!"
I am regularly reading retirement books to see what other writers and experts are saying about how to have a happy and productive retirement. Before encountering this book, I read an article about how the greatest fear for women approaching 50 or in their 50s is their fear of winding up living in poverty in their retirement years. Adding to this, Teresa Ghilarducci, a professor of economics at the New School for Social Research, in a "New York Times" article (July 21, 2012) stated:
"Seventy-five percent of Americans nearing retirement age in 2010 had less than $30,000 in their retirement accounts. The specter of downward mobility in retirement is a looming reality for both middle- and higher-income workers. Almost half of middle-class workers, 49 percent, will be poor or near poor in retirement, living on a food budget of about $5 a day."
Still more, a July 2012 study from the U.S. Government Accountability Office shows that women of retirement age are twice as likely as men to live in poverty. Another reason that makes "The Single Woman's Guide to Retirement" so timely is another 2012 study by MetLife and the Society of Actuaries concluded that "Singles are the least prepared for retirement."
"The Single Woman's Guide to Retirement" is no doubt the best and most comprehensive retirement guide to help single women prepare for retirement. Some of the information will be obvious to some but there is a lot of not-so obvious information that can help enhance the retirement of not only single women, but everyone who intends to retire.
"The Single Woman's Guide to Retirement" covers the essential elements for a happy and successful retirement such as:
* Can you retire? * Are you ready for retirement? * How to handle all the free time that retirement brings * Travel and how it can enhance your retirement * Where to travel and important travel tips * Working part time in retirement * Work-at-home possiblities * Should you move in retirement? * Where to retire * Dating * Divorce * Sources of money in retirement * How to reduce your expenses in retirement * How to keep healthy and fit in mind, body, and spirit
The exercises and worksheets in this well-researched book will be extremely helpful for the retirement plans of single women.
Retirement is a new and separate life stage and should not be taken lightly. It entails both the financial and non-financial. This book comprehensively addresses not only the importance of finances, but also other major aspects of retirement including social relationships, big life decisions, and just plain having fun.
In short, Jan Cullinane in this practical and user-friendly guide clearly identifies all the important factors that contribute to a happy, healthy and prosperous retirement. I highly recommend this book.