My initial reaction to books like "Dollars and Uncommon Sense: Basic Training For Your Money" is always the same. Why do so many Americans need to read a book or take a seminar to learn how to manage their money? I just can't relate. I was raised by parents who went through the Great Depression. My parents, like so many of the people in the Greatest Generation, demanded value for their hard-earned money, ate most meals at home, saved for a rainy day and invested what little they did have very wisely. What happened? Given the events of the past several years it is plain to see that all too many Americans have bought into the "you can have it all" nonsense and as author Steve Repak points out time and again this is sheer madness and economic suicide for most individuals. Mr. Repak, who is an army veteran, motivational speaker, consultant, and a principal of Repak Financial Services has put together a dandy little book to assist those who admit that they have a problem to fundamentally change the way they view money. From what I have seen it appears this would be a great resouce for such people.
What is so neat about "Dollars and Uncommon Sense" is that it requires only a few hours of your time to get through the book. Steve Repak's military mindset is quite apparent as he drills home his most salient points time and again most notably in a section called "The Take Home" at the conclusion of each chapter. Furthermore, there are exercises and worksheets available to assist you in determining the nature and scope of your financial problems. From where I sit just about everything Steve Repak has to say is pure common sense. It makes you wonder why courses in personal financial management are not taught in our high schools.
So if you find yourself living paycheck-to-paycheck and can't afford a Personal Financial Advisor then "Dollars and Uncommon Sense: Basic Training For Your Money" just might prove to be a relatively inexpensive and extremely valuable resource for you. Steve Repak is committed to helping his readers change the way they think about money, take control of spending, exploring avenues to get rid of debt once and for all, and recommending strategies to build wealth through savings and investing. As an added bonus "Dollars and Uncommon Sense" also features a "Glossary" of financial terms for the uninitiated as well as a list of "Useful Websites" that everyone can check out. This is a book that is definitely worth a look. Highly recommended!