I'll risk the minority vote here; this book is nothing new. One "star" is too high a rating for this mess. The writing style and tone is juvenile for someone of Mr. Yeager's age. His flood of words, particularly the unintelligent use of vulgarity, distracts from the point he attempts to express. With a respect for my own quality of life, I decided to stop reading before the book ended.
In all fairness, if this books motivates one person to live within their means, then it's not a total waste.