Current Position 2010-present Professor Emeritus, Economics, Colorado State University, Fort Collins. Awards and Experience Oliver Pennock Distinguished Service Award, Colorado State University Past president of the Association for Evolutionary Economics Visiting Research Fellow, American Institute for Economic Research, Great Barrington, MA Senior Fellow, Networks Financial Institute, Indianapolis, IN Scholar in Residence, Ewing Marion Kauffman Foundation in Kansas City, Missouri Visiting Scholar, Division of Insurance at the Federal Deposit Insurance Corporation in Washington, D.C. Visiting Scholar, Bank Research Division at the Office of the Comptroller of the Currency, Department of the Treasury, in Washington, D.C. Resident Scholar, Jerome Levy Economics Institute of Bard College in Annandale-on-Hudson, New York Member, Editorial Board of the International Review of Accounting, Banking and Finance Member, Advisory Committee for the Drapkin Institute for Music Entrepreneurship, Austin, Texas Phillips also taught at Texas A&M University in College Station, Texas. He has published widely on banking issues, entrepreneurship, and public policy in books, academic journals, newspapers, magazines, and public policy briefs. He recently edited a six volume series on the history of credit and payments in the U.S. from 1800-1935.