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La transformación total de su dinero: Un plan efectivo para alcanzar bienestar económico (Spanish Edition) (Spanish) Paperback – July 1, 2008

4.8 out of 5 stars 393 ratings

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From the Publisher

Total Money Makeover, Dave Ramsey Dave Ramsey, Total Money Makeover Dave Ramsey, Total Money Makeover Dave Ramsey, Total Money Makeover
The Total Money Makeover The Total Money Makeover Workbook The Total Money Makeover Journal The Total Money Makeover: Spanish Edition
Price $26.99 $19.99 $19.99 $13.99
Page Count 272 256 192 272
Size 7.7x9.6 6.9x9.9 5.5x8.5 5.2x8
Release Date 2013 2018 2019 2008
Format Hardcover Paperback Hardcover Paperback

Editorial Reviews

Review

Ramsey (Financial Peace), anfitrion de un programa de radio y autor de gran venta, tiene menos de analista financiero y mas de predicado, lo cual explica su popularidad y el atractivo de este libro, que muy bien podria ganar una amplia audiencia. El fundamento de su sistema es sencillo: trabaja duro, paga lo que debes y mantente sin deudas. Su principal mandamiento es and laquo;Paga al contadoand raquo;. Primero exhorta al lector a dar and laquo;pasos de bebeand raquo; destinados a irse edificando unos encima de otros: ahorra primero $1.000 como fondo de emergencia; despues paga todas tus deudas, desde las mas pequenas hasta las mayores; ahorra un fondo de emergencia mayor para un periodo de tres a seis meses; por ultimo, comienza a ahorrar para la universidad y termina de pagar la hipoteca de tu casa. Ramsey comprende lo dificil que es poner en accion estos pasos, por lo que llena por completo su libro de testimonios personales de gente comun y corriente que ha usado su sistema y ha quedado libre de deudas, con unas luchas que son obvias. La clave es lo que Ramsey llama and laquo;intensidad de gacelaand raquo;, que consiste en llevar la vida financiera de la misma forma que la gacela se salva del ataque del guepardo: and laquo;maniobrando con mayor velocidad que el enemigo y corriendo para salvar la vidaand raquo;. Aunque Ramsey presenta algunas utiles curvas y graficas para que sus lectores puedan ir senalando sus esfuerzos para seguir sus pasos, el punto fuerte de este libro es que constituye una herramienta para la motivacion directa. Presenta unas verdades brutalmente directas acerca del trabajo duro que hace falta para quedar libre de deudas, y la forma directa en que lo hace es una gran parte del encanto que tiene este libro. (Copyright 2003 Reed Business Information, Inc. –Este texto se refiere a una edición agotada o no disponible de este título. ― Publisher Weekly)

Ganar con el dinero es cuestiand oacute;n de conducta en el 80 por ciento y de conocimientos en el 20 por ciento.and raquo; Asi afirma Ramsey, autor y anfitrion de un programa de radio, al ofrecer un amplio plan para salir de deudas y lograr el bienestar economico. Nuestra posicion actual en cuanto a las finanzas representa la suma total de las decisiones que hemos tomado hasta este punto, nos dice, y es necesario que asumamos la responsabilidad personal por nuestros problemas financieros. Su plan en siete pasos incluye el pago total de las deudas, con excepcion de la hipoteca de la casa a una velocidad acelerada, creando una red de seguridad financiera que cubre los gastos entre tres y seis meses, invirtiendo el 15 por ciento de los ingresos en un fondo de retiro y ahorrando para los gastos de los hijos en la universidad. El autor muestra con eficacia como las personas comunes y corrientes se pueden librar de deudas y aumentar su caudal usando sus ingresos actuales. Aunque muchos de los conceptos que presenta Ramsey no son nuevos, su sencillo enfoque y los testimonios de sus clientes van a hallar resonancia en una amplia gama de personas que acudan a las bibliotecas. Esta informacion es importante en una sociedad hundida en las deudas, con un numero sin precedentes de personas que se enfrentan a la bancarrota. (Mary Whaley Copyright © American Library Association. Todos los derechos reservados –Este texto se refiere a una edición agotada o no disponible de este título.)

Product details

  • Paperback: 272 pages
  • Publisher: Grupo Nelson (July 1, 2008)
  • Language: Spanish
  • ISBN-10: 1602551111
  • ISBN-13: 978-1602551114
  • Product Dimensions: 5.2 x 0.8 x 8 inches
  • Shipping Weight: 8 ounces (View shipping rates and policies)
  • Customer Reviews: 4.8 out of 5 stars393 customer ratings
  • Amazon Best Sellers Rank: #16,924 in Books (See Top 100 in Books)
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Customer reviews

4.8 out of 5 stars
4.8 out of 5
393 customer ratings
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Reviewed in the United States on January 21, 2015
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Top international reviews

Carlos
4.0 out of 5 stars Un libro intersante
Reviewed in Spain on March 31, 2017
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I V V
2.0 out of 5 stars Un libro muy básico
Reviewed in Mexico on August 22, 2019
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Vicent
1.0 out of 5 stars buen libro pero muy mal traducido.
Reviewed in Spain on January 8, 2014
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Yago
2.0 out of 5 stars Mucho relleno
Reviewed in Spain on May 27, 2018
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Carlos Blanco
2.0 out of 5 stars No lo recomiendo
Reviewed in Spain on February 10, 2018
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Ismael Garcia
1.0 out of 5 stars Demasiado básico, promete más de lo que en realidad es.
Reviewed in Mexico on December 9, 2018
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2 people found this helpful
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Gerardo Salazar
5.0 out of 5 stars Esencial para aprender sobre cómo administrar el dinero.
Reviewed in Mexico on March 1, 2019
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Armando R
5.0 out of 5 stars Mejora tus finanzas
Reviewed in Mexico on December 5, 2019
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J. Miguel
1.0 out of 5 stars Traducción de pena. Cuesta entender
Reviewed in Spain on October 23, 2018
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Kindle Customer
5.0 out of 5 stars In just the first month we saved 100 dollars in groceries!
Reviewed in Canada on July 21, 2014
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Ernesto Gonzalez
5.0 out of 5 stars Excelentes principios para un buen plan financiero
Reviewed in Spain on January 14, 2019
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Gerardo Dingler
1.0 out of 5 stars Pésima traducción
Reviewed in Mexico on July 28, 2019
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J-Fernando
5.0 out of 5 stars Un libro que hay que tener
Reviewed in Canada on April 13, 2019
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David SU
5.0 out of 5 stars Excelente punto de partida para una vida mejor
Reviewed in Spain on August 3, 2018
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Siara
5.0 out of 5 stars Excelente
Reviewed in Canada on November 6, 2019
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